Stock Ratings / Financials / EZRA / financials

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Reliance Global Group Inc. (EZRA) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$2.21 +1.38% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Reliance Global Group Inc. (EZRA) carries a Roarable Rating of D- (Sell) with 39/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- • RED ALERT Cap $3.7M

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INTERACTIVE SCENARIO DECK:

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RQD QUANT TACHOMETERRED ALERT • D-

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-8.6% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for EZRA)Realized 20D OHLCV Swing Band: ±12.5%

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How EZRA Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$0 (0% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $13.7M

FY24

Rev $14.1M

FY25

Rev $12.4M

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$12.4M	52%	-72.5%	-$7.0M	-$3.1M	-45%
FY 2024	$14.1M	52%	-54.8%	-$9.1M	-$2.5M	-45%
FY 2023	$13.7M	52%	-80%	-$12.0M	-$848.0K	-35%

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Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring EZRA)

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EZRA // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -67.50%⚡ TESTING RESISTANCE

2026-10-30O $2.11H $2.21L $2.05C $2.21VOL 24.5K

RES: $2.45SUP: $1.70SMA50: $2.52SMA200: $5.28

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

EZRA Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 EZRA Butterfly Map → + Track EZRA →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. -11.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on EZRA today. View full Setup Ledger →

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No direct multi-tier Butterfly edges indexed yet for EZRA. Explore sector supply chains on /butterfly.

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DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (EZRA)

Financials Rank #1002 of 1096 ⚔️ ZBAO vs EZRA Full Matrix →

1. Head-to-Head Financials Peer Comparison (EZRA vs. ZBAO, EHTH, CCG, HUIZ)

Industry: Specialty Insurers (33 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Reliance Global Group Inc. (EZRA) ranks #1002 by composite RQD confidence (39/100, grade D-) and #1086 by equity capitalization ($3.7M). Within this direct 5-issuer industry benchmark cohort, HUIZ leads on earnings valuation at 39.0x trailing P/E, while EHTH leads on capital efficiency and profitability with 8.3% ROIC and — gross margin. HUIZ currently holds the highest overall quantitative score in the immediate peer group at 68/100 (C+) compared with EZRA at 39/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
EZRA ACTIVE Reliance Global Group Inc.	D-	39/100	—	—	-35.0%	+1.38%	$3.7M	Benchmark Subject
ZBAO Zhibao Technology Inc. (Class A)	D-	36/100	—	—	-35.0%	-8.19%	$2.7M	/zbao-vs-ezra →
EHTH eHealth Inc.	D	49/100	—	—	8.3%	-9.88%	$16.7M	/ehth-vs-ezra →
CCG Cheche Group Inc. (Class A)	D	47/100	—	—	—	-4.33%	$18.8M	/ccg-vs-ezra →
HUIZ Huize Holding Limited	C+	68/100	39.0x	—	3.1%	+6.19%	$22.5M	/huiz-vs-ezra →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001812727

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Reliance Global Group Inc. (EZRA) reported GAAP revenue of $12.4M (-11.6% vs. FY2024 revenue of $14.1M , and -9.5% cumulative change since FY2023) , GAAP net income of -$7.0M, operating cash flow of -$3.1M, and free cash flow of -$3.1M (-22.5% YoY). On the balance sheet, EZRA closed FY2025 with $13.5M in total assets against $4.1M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$12.4M	-$7.0M	-$3.1M	-$3.1M	$13.5M	$4.1M
FY2024 (FY)	2024-12-31	$14.1M	-$9.1M	-$2.5M	-$2.5M	$17.3M	$9.5M
FY2023 (FY)	2023-12-31	$13.7M	-$12.0M	-$848.0K	-$848.0K	—	—

3. EZRA Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is EZRA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Reliance Global Group Inc. (NASDAQ: EZRA) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 39/100 at a spot price of $2.21 (+1.38% 1D, market cap $3.7M). Pillar breakdown: Fundamental Cash Engine 3/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 5/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 6/20. Across 1096 tracked Financials issuers, EZRA ranks #1002 in composite RQD confidence.

How does EZRA compare to ZBAO and EHTH in the Financials sector?

Within the Financials sector (Specialty Insurers), EZRA carries a Roarable D- (39/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, ZBAO (Zhibao Technology Inc. (Class A)) holds a D- grade (36/100 RQD, P/E N/A, ROIC -35.0%, cap $2.7M) and EHTH (eHealth Inc.) posts a D grade (49/100 RQD, P/E N/A, ROIC 8.3%, cap $16.7M). Among the 5-stock peer group, HUIZ leads on earnings multiple (39.0x) while EHTH leads on capital efficiency (8.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for EZRA?

Per EZRA's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001812727), Reliance Global Group Inc. generated $12.4M in revenue (-11.6% YoY), -$7.0M in net income, and -$3.1M in free cash flow against $13.5M in total assets and $4.1M in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is EZRA trading relative to its 50-day, 200-day, and 52-week technical levels?

EZRA last traded at $2.21 (+1.38% on volume of 12,927 shares), positioning the stock -12.30% below its 50-day simple moving average ($2.52) and -58.14% below its 200-day simple moving average ($5.28). Across its 52-week range of $1.75 to $40.00, EZRA sits at the 1.2% percentile with a 14-day RSI of 40.3 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($1.93 to $2.49).