Stock Ratings / Technology / EVTC / earnings

FORTY (56) GLOB (53) STNE (53) MGRT (48) ⌘ Pro Terminal →

Evertec Inc. (EVTC) Next Earnings Date & Expected ±6.9% Move

$31.04 -0.51% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $30.95

Evertec Inc. (EVTC) carries a Roarable Rating of D+ (Sell) with 58/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 58/100 (D+) historically posted market-perform odds over rolling 90-day windows (+0.0% avg 90D alpha vs SPY) →

ROARABLE D+ • SELL / AVOID Cap $1.85B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on EVTC Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is EVTC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

▼

As of 2026-11-01, Evertec Inc. (NYSE: EVTC) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 58/100 at a spot price of $31.04 (-0.51% 1D, market cap $1.85B). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 14/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 17/20. Across 714 tracked Technology issuers, EVTC ranks #279 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does EVTC compare to FORTY and GLOB in the Technology sector?

▼

Within the Technology sector (EDP Services), EVTC carries a Roarable D+ (58/100 RQD), trailing P/E of 12.8x, gross margin of —, and ROIC of 10.8%. By comparison, FORTY (Formula Systems (1985) Ltd.) holds a D+ grade (56/100 RQD, P/E N/A, ROIC —, cap $1.87B) and GLOB (Globant S.A.) posts a D+ grade (53/100 RQD, P/E N/A, ROIC —, cap $1.89B). Among the 5-stock peer group, EVTC leads on earnings multiple (12.8x) while EVTC leads on capital efficiency (10.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for EVTC?

▼

Per EVTC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001559865), Evertec Inc. generated $931.8M in revenue (+10.2% YoY), $145.0M in net income, and $203.7M in free cash flow against $2.24B in total assets and $1.05B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $30.95 (-0.28%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 21.9% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 58/100 (D+) historically posted market-perform odds over rolling 90-day windows (+0.0% avg 90D alpha vs SPY • 52.7% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk C-

Each axis scored 0–20

12M PRICE TARGET CONE+0% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for EVTC)Realized 20D OHLCV Swing Band: ±6.9%

Deterministic 5-Pillar Attribution (58/100 Composite)

🔍 WHY EVTC SCORES 58/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (29% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+14/20 pts (24% of score)

Altman Z-Score 2.01 (WATCH ZONE (1.8–3.0)) • Piotroski F-Score 7/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning7/20 pts (-13 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-13 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$29.64+5.2% Next Q

Q2 (-2Q)

Grade C-$31.19+4% Next Q

Q3 (-1Q)

Grade C$32.43-4.3% Next Q

Current

Grade D+$31.04+0% Hist 90D α

Trajectory: C- (50) → D+ (58)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the EVTC Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 58/100 (D+) score, EVTC faces multiple-compression risk if 12.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($29.59) or 200D SMA ($28.38) invalidates the momentum regime and cuts Target Base ($31.04) toward Bear Floor ($24.21).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $EVTC• $4.8M Crowd Pool • Kalshi / Polymarket Composite

Contract: “EVTC Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”

YES 58%NO 42%Trade / Inspect Odds →

NEXT EST. WINDOW: Dec 30, 2026 (~58 DAYS)

Historical OHLCV Volatility ±6.9% Swing Band

±$2.14 Expected Swing

MODEL EARNINGS SETUP GAUGE

EVTC Quantitative Pre-Earnings Setup: 58/100

Trailing EPS: $2.43 • YoY Revenue Growth: 10.2%

Model Bullish Setup (58/100)Model Risk Weight (42/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2025-12-31	$931.8M	$145.0M	$203.7M	52%
FY 2024	2024-12-31	$845.5M	$115.0M	$234.7M	52%
FY 2023	2023-12-31	$694.7M	$80.0M	$211.2M	52%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring EVTC)

✓Walkthrough of EVTC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

EVTC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +5.11%📐 HORIZONTAL RANGE

2026-10-30O $31.19H $31.72L $30.43C $31.04VOL 411.1K

RES: $34.17SUP: $25.17SMA50: $29.59SMA200: $28.38

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

EVTC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 EVTC Butterfly Map → + Track EVTC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

3.8%/yr Implied 5Y Growth

vs. +10.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on EVTC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for EVTC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for EVTC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (EVTC)

Technology Rank #279 of 714 ⚔️ FORTY vs EVTC Full Matrix →

1. Head-to-Head Technology Peer Comparison (EVTC vs. FORTY, GLOB, STNE, MGRT)

Industry: EDP Services (163 Tracked Issuers)

Across 714 tracked Technology securities in the Roarable RQD universe, Evertec Inc. (EVTC) ranks #279 by composite RQD confidence (58/100, grade D+) and #303 by equity capitalization ($1.85B). Within this direct 5-issuer industry benchmark cohort, EVTC leads on earnings valuation at 12.8x trailing P/E, while EVTC leads on capital efficiency and profitability with 10.8% ROIC and — gross margin. EVTC currently leads its immediate peer cohort in composite quantitative strength at 58/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
EVTC ACTIVE Evertec Inc.	D+	58/100	12.8x	—	10.8%	-0.51%	$1.85B	Benchmark Subject
FORTY Formula Systems (1985) Ltd.	D+	56/100	—	—	—	-4.68%	$1.87B	/forty-vs-evtc →
GLOB Globant S.A.	D+	53/100	—	—	—	+0.92%	$1.89B	/glob-vs-evtc →
STNE StoneCo Ltd. (Class A)	D+	53/100	—	—	—	-1.11%	$1.97B	/stne-vs-evtc →
MGRT Mega Fortune Company Limited	D	48/100	—	50.7%	—	+0.34%	$1.65B	/mgrt-vs-evtc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001559865

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Evertec Inc. (EVTC) reported GAAP revenue of $931.8M (+10.2% vs. FY2024 revenue of $845.5M , and +34.1% cumulative change since FY2023) , GAAP net income of $145.0M, operating cash flow of $227.0M, and free cash flow of $203.7M (-13.2% YoY). On the balance sheet, EVTC closed FY2025 with $2.24B in total assets against $1.05B in total debt (Altman Z-Score: 2.01, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$931.8M	$145.0M	$227.0M	$203.7M	$2.24B	$1.05B
FY2024 (FY)	2024-12-31	$845.5M	$115.0M	$260.1M	$234.7M	$1.86B	$925.1M
FY2023 (FY)	2023-12-31	$694.7M	$80.0M	$211.2M	$211.2M	—	—

3. EVTC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is EVTC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does EVTC compare to FORTY and GLOB in the Technology sector?

What are the biggest fundamental strengths and SEC risk factors for EVTC?

Where is EVTC trading relative to its 50-day, 200-day, and 52-week technical levels?

EVTC last traded at $31.04 (-0.51% on volume of 344,624 shares), positioning the stock +4.90% above its 50-day simple moving average ($29.59) and +9.37% above its 200-day simple moving average ($28.38). Across its 52-week range of $21.81 to $34.41, EVTC sits at the 73.3% percentile with a 14-day RSI of 57.6 (BULLISH MOMENTUM) and an implied next-earnings move of ±6.9% ($28.90 to $33.18).

EVTC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is EVTC's next earnings date?

Based on SEC filing cadence, Evertec Inc. (EVTC)'s next quarterly reporting window is estimated around Dec 30, 2026.

How much is EVTC stock expected to move on earnings?

Volatility modeling currently projects a ±6.9% event move for EVTC, spanning a range between $28.9 and $33.18.

Direct Sub-Reports: EVTC RQD Cockpit EVTC 12M Forecast EVTC Earnings & Move EVTC Dividends & DRIP EVTC Insiders & 13F EVTC Whale Options EVTC Profit Sankey EVTC News & Why