Why EHTH Stock dropped -9.88% Today — RQD Quant Desk Flash

$0.52 -9.88% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $0.51

eHealth Inc. (EHTH) carries a Roarable Rating of D- (Sell) with 41/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- • RED ALERT Cap $16.7M
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is EHTH stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, eHealth Inc. (NASDAQ: EHTH) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 41/100 at a spot price of $0.52 (-9.88% 1D, market cap $16.7M). Pillar breakdown: Fundamental Cash Engine 6/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, EHTH ranks #925 in composite RQD confidence.

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🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does EHTH compare to CCG and HUIZ in the Financials sector?
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Within the Financials sector (Specialty Insurers), EHTH carries a Roarable D- (41/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 8.3%. By comparison, CCG (Cheche Group Inc. (Class A)) holds a D+ grade (56/100 RQD, P/E N/A, ROIC —, cap $18.8M) and HUIZ (Huize Holding Limited) posts a B- grade (70/100 RQD, P/E 39.0x, ROIC 3.1%, cap $22.5M). Among the 5-stock peer group, HIT leads on earnings multiple (31.2x) while EHTH leads on capital efficiency (8.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for EHTH?
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Per EHTH's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001333493), eHealth Inc. generated $554.0M in revenue (+4.1% YoY), $40.0M in net income, and -$27.6M in free cash flow against $1.26B in total assets and $113.0M in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

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INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $0.51 (-1.97%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 6/20 (E) • 0% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (41/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.2% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERRED ALERT • D-
025507510041
2-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk D+
Cash (6)Whales (5)SEC (13)Macro (8)CEO (9)
Each axis scored 0–20
12M PRICE TARGET CONE-7.7% Base Target
$6 Bull$0 Base$0 Bear
📬 FREE EHTH RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for EHTH)Realized 20D OHLCV Swing Band: ±12.5%
Deterministic 5-Pillar Attribution (41/100 Composite)
🔍 WHY EHTH SCORES 41/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (32% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+9/20 pts (22% of score)

SEC Form 4 / 13F Thermometer: 45% Net Buy • Disciplined Float (-0.40% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning5/20 pts (-15 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-15 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
49
Grade D$0.66-13.6% Next Q
Q2 (-2Q)
46
Grade D$0.57-7% Next Q
Q3 (-1Q)
44
Grade D$0.53-1.9% Next Q
Current
41
Grade D-$0.52-7.2% Hist 90D α
Trajectory: D (49) → D- (41)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a EHTH Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While EHTH currently carries a cautious 41/100 (D-) rating due to Whale & Options Positioning (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($0.79) and Max Pain ($0.55) forces dealer call-delta covering toward $5.62.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $EHTH• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “EHTH Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →

Why EHTH Stock dropped -9.88% Today — RQD Quant Desk Flash

eHealth Inc. (EHTH) dropped -9.88% to $0.52, trading at 2% of its 52-week range ($0.49 – $5.35). Stretched risk/reward at current multiples (8% return on capital) under elevated 10-year interest-rate pressure.

  • ▸Technical Tape: Trading at 2% of its 52-week range ($0.49 – $5.35) with RSI-14 at 31.4 (OVERSOLD (<32)).
  • ▸Volatility Profile: Historical 20-day realized swing band of ±12.5% around $0.52 (no active unusual options sweep snapshot on file).
  • ▸Fundamental Anchor: Roarable D- (Sell) backed by 52% gross margin and $0 annual free cash flow.
Live EHTH Headlines & Catalysts
MARKET WIREYahoo • 3d ago
MVB Financial (MVBF) Q3 Earnings Lag Estimates

MVB Financial (MVBF) delivered earnings and revenue surprises of -90.24% and +1.85%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?

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Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring EHTH)

  • ✓Walkthrough of EHTH's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
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EHTH // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -72.49%⚡ TESTING RESISTANCE
2026-11-02O $0.58H $0.58L $0.52C $0.52VOL 371.7K
RES: $0.57SUP: $0.42SMA50: $0.79SMA200: $1.48
$3.49$2.67$1.86$1.05$0.24RES $0.57SUP $0.42$0.522026-05-042026-06-172026-08-042026-09-172026-11-02
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

EHTH Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
8.0%/yr Implied 5Y Growth

vs. +4.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on EHTH today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for EHTH. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for EHTH today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (EHTH)

Financials Rank #925 of 1096 ⚔️ CCG vs EHTH Full Matrix →

1. Head-to-Head Financials Peer Comparison (EHTH vs. CCG, HUIZ, HIT, SLQT)

Industry: Specialty Insurers (33 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, eHealth Inc. (EHTH) ranks #925 by composite RQD confidence (41/100, grade D-) and #1066 by equity capitalization ($16.7M). Within this direct 5-issuer industry benchmark cohort, HIT leads on earnings valuation at 31.2x trailing P/E, while EHTH leads on capital efficiency and profitability with 8.3% ROIC and — gross margin. HUIZ currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with EHTH at 41/100 (D-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
EHTH ACTIVE
eHealth Inc.
D- 41/100 — — 8.3% -9.88% $16.7M Benchmark Subject
CCG
Cheche Group Inc. (Class A)
D+ 56/100 — — — -4.33% $18.8M /ccg-vs-ehth →
HUIZ
Huize Holding Limited
B- 70/100 39.0x — 3.1% +6.19% $22.5M /huiz-vs-ehth →
HIT
Health In Tech Inc. (Class A)
D+ 56/100 31.2x — 7.5% -5.89% $39.9M /hit-vs-ehth →
SLQT
SelectQuote Inc.
D- 39/100 — — 7.4% -0.47% $64.9M /slqt-vs-ehth →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001333493

In its most recent audited fiscal period (FY2025, filed 2025-12-31), eHealth Inc. (EHTH) reported GAAP revenue of $554.0M (+4.1% vs. FY2024 revenue of $532.4M , and +22.3% cumulative change since FY2023) , GAAP net income of $40.0M, operating cash flow of -$25.3M, and free cash flow of -$27.6M (-34.9% YoY). On the balance sheet, EHTH closed FY2025 with $1.26B in total assets against $113.0M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $554.0M $40.0M -$25.3M -$27.6M $1.26B $113.0M
FY2024 (FY) 2024-12-31 $532.4M $10.1M -$18.4M -$20.5M $1.16B $68.5M
FY2023 (FY) 2023-12-31 $452.9M -$28.2M -$6.7M -$6.7M — —

3. EHTH Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is EHTH stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, eHealth Inc. (NASDAQ: EHTH) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 41/100 at a spot price of $0.52 (-9.88% 1D, market cap $16.7M). Pillar breakdown: Fundamental Cash Engine 6/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, EHTH ranks #925 in composite RQD confidence.

How does EHTH compare to CCG and HUIZ in the Financials sector?

Within the Financials sector (Specialty Insurers), EHTH carries a Roarable D- (41/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 8.3%. By comparison, CCG (Cheche Group Inc. (Class A)) holds a D+ grade (56/100 RQD, P/E N/A, ROIC —, cap $18.8M) and HUIZ (Huize Holding Limited) posts a B- grade (70/100 RQD, P/E 39.0x, ROIC 3.1%, cap $22.5M). Among the 5-stock peer group, HIT leads on earnings multiple (31.2x) while EHTH leads on capital efficiency (8.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for EHTH?

Per EHTH's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001333493), eHealth Inc. generated $554.0M in revenue (+4.1% YoY), $40.0M in net income, and -$27.6M in free cash flow against $1.26B in total assets and $113.0M in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is EHTH trading relative to its 50-day, 200-day, and 52-week technical levels?

EHTH last traded at $0.52 (-9.88% on volume of 371,739 shares), positioning the stock -34.18% below its 50-day simple moving average ($0.79) and -64.86% below its 200-day simple moving average ($1.48). Across its 52-week range of $0.49 to $5.35, EHTH sits at the 0.6% percentile with a 14-day RSI of 31.4 (OVERSOLD (<32)) and an implied next-earnings move of ±12.5% ($1.00 to $0.59).

EHTH Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Why is EHTH stock moving today?

Why EHTH Stock dropped -9.88% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (8% return on capital) under elevated 10-year interest-rate pressure.

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