Stock Ratings / Financials / EBMT / insiders

HNVR (67) BAFN (47) FINW (47) MNSB (64) ⌘ Pro Terminal →

Eagle Bancorp Montana Inc. (EBMT) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$21.21 -0.70% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $21.23

Eagle Bancorp Montana Inc. (EBMT) earns a Roarable Rating of B- (Buy) with 71/100 RQD Confidence. High-quality cash engine (steady margins, 8% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 71/100 (B-) historically ranked in the Top 14% of excess returns over the next 90 days (+6.8% avg 90D alpha vs SPY • 68.4% hit rate) →

ROARABLE B- • BUY Cap $170.1M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on EBMT Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is EBMT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, Eagle Bancorp Montana Inc. (NASDAQ: EBMT) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 71/100 at a spot price of $21.21 (-0.70% 1D, market cap $170.1M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, EBMT ranks #113 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does EBMT compare to HNVR and BAFN in the Financials sector?

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Within the Financials sector (Major Banks), EBMT carries a Roarable B- (71/100 RQD), trailing P/E of 11.5x, gross margin of —, and ROIC of 7.7%. By comparison, HNVR (Hanover Bancorp Inc.) holds a C+ grade (67/100 RQD, P/E 22.2x, ROIC 3.7%, cap $166.5M) and BAFN (BayFirst Financial Corp.) posts a D grade (47/100 RQD, P/E N/A, ROIC -30.1%, cap $166.4M). Among the 5-stock peer group, MNSB leads on earnings multiple (9.8x) while FINW leads on capital efficiency (8.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for EBMT?

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Per EBMT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001478454), Eagle Bancorp Montana Inc. generated $0 in revenue, $14.8M in net income, and $28.3M in free cash flow against $2.11B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $21.23 (+0.11%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 0.7% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 71/100 (B-) historically ranked in the Top 14% of excess returns over the next 90 days (+6.8% avg 90D alpha vs SPY • 68.4% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B-

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B- · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+5.8% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for EBMT)Realized 20D OHLCV Swing Band: ±7.5%

Deterministic 5-Pillar Attribution (71/100 Composite)

🔍 WHY EBMT SCORES 71/100 (B-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+16/20 pts (23% of score)

FRED Regime × Technicals: 61% of 52W Range • RSI-14 at 48.2 (NEUTRAL RANGE)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning12/20 pts (-8 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-8 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$20.61+1.7% Next Q

Q2 (-2Q)

Grade B-$20.97+1.7% Next Q

Q3 (-1Q)

Grade B-$21.32-0.5% Next Q

Current

Grade B-$21.21+6.8% Hist 90D α

Trajectory: C+ (63) → B- (71)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the EBMT Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 71/100 (B-) score, EBMT faces multiple-compression risk if 11.5x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($21.67) or 200D SMA ($22.21) invalidates the momentum regime and cuts Target Base ($22.45) toward Bear Floor ($17.39).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $EBMT• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “EBMT Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 71%NO 29%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

EBMT Smart-Money Thermometer: HEAVY INSIDER & 13F ACCUMULATION

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (EBMT)

No recent open-market Form 4 cluster sales or emergency dumps flagged on EBMT. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (EBMT Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

EBMT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -4.11%▼ DESCENDING CHANNEL

2026-10-30O $21.43H $21.55L $21.15C $21.21VOL 21.5K

RES: $22.24SUP: $19.73SMA50: $21.67SMA200: $22.21

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

EBMT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 EBMT Butterfly Map → + Track EBMT →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

1.6%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on EBMT today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for EBMT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for EBMT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (EBMT)

Financials Rank #113 of 1096 ⚔️ HNVR vs EBMT Full Matrix →

1. Head-to-Head Financials Peer Comparison (EBMT vs. HNVR, BAFN, FINW, MNSB)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Eagle Bancorp Montana Inc. (EBMT) ranks #113 by composite RQD confidence (71/100, grade B-) and #912 by equity capitalization ($170.1M). Within this direct 5-issuer industry benchmark cohort, MNSB leads on earnings valuation at 9.8x trailing P/E, while FINW leads on capital efficiency and profitability with 8.3% ROIC and — gross margin. EBMT currently leads its immediate peer cohort in composite quantitative strength at 71/100 (B-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
EBMT ACTIVE Eagle Bancorp Montana Inc.	B-	71/100	11.5x	—	7.7%	-0.70%	$170.1M	Benchmark Subject
HNVR Hanover Bancorp Inc.	C+	67/100	22.2x	—	3.7%	-1.10%	$166.5M	/hnvr-vs-ebmt →
BAFN BayFirst Financial Corp.	D	47/100	—	—	-30.1%	-6.00%	$166.4M	/bafn-vs-ebmt →
FINW FinWise Bancorp	D	47/100	11.5x	—	8.3%	-1.05%	$185.1M	/finw-vs-ebmt →
MNSB MainStreet Bancshares Inc.	C	64/100	9.8x	—	7.1%	-0.88%	$153.0M	/mnsb-vs-ebmt →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001478454

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Eagle Bancorp Montana Inc. (EBMT) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $14.8M, operating cash flow of $33.1M, and free cash flow of $28.3M (+96.0% YoY). On the balance sheet, EBMT closed FY2025 with $2.11B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$14.8M	$33.1M	$28.3M	$2.11B	—
FY2024 (FY)	2024-12-31	$0	$9.8M	$28.5M	$14.5M	$2.10B	—
FY2023 (FY)	2023-12-31	$0	$10.1M	$9.3M	$9.3M	—	—

3. EBMT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is EBMT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does EBMT compare to HNVR and BAFN in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for EBMT?

Where is EBMT trading relative to its 50-day, 200-day, and 52-week technical levels?

EBMT last traded at $21.21 (-0.70% on volume of 21,543 shares), positioning the stock -2.12% below its 50-day simple moving average ($21.67) and -4.50% below its 200-day simple moving average ($22.21). Across its 52-week range of $15.80 to $24.66, EBMT sits at the 61.1% percentile with a 14-day RSI of 48.2 (NEUTRAL RANGE) and an implied next-earnings move of ±7.5% ($19.62 to $22.80).

EBMT Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Are EBMT insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies EBMT leadership and institutional positioning as: HEAVY INSIDER & 13F ACCUMULATION.

Direct Sub-Reports: EBMT RQD Cockpit EBMT 12M Forecast EBMT Earnings & Move EBMT Dividends & DRIP EBMT Insiders & 13F EBMT Whale Options EBMT Profit Sankey EBMT News & Why

ROARABLE RATING BRIEF • RQD 71/100 (B-) ✓ STAGE-C NUMBER FIREWALL VERIFIED

EBMT — Eagle Bancorp Montana Inc.: What the Facts Mean to a Prospective Investor

Engine: Haiku 5.5 Dossier Pipeline

As of: 2026-11-02T14:17Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD 5-pillar rating engine, Eagle Bancorp Montana Inc. (EBMT) carries a composite score of 71/100 (B- — Roarable Buy — Sound Institutional Accumulation) at a current price of $21.21 (-0.70%). Fundamental cash generation scores 14/20 (ROIC 7.7%, FCF yield 16.66%), institutional 13F whale accumulation scores 12/20, insider conviction scores 16/20, macro regime alignment scores 16/20 (Beta 1.00), and forensic balance-sheet protection scores 13/20 (Altman Z-Score N/A, Piotroski F-Score 5/9).

Investor Implication: At 11.5x trailing P/E and 10.7x forward P/E within Major Banks, upside depends on sustained operating margin expansion (—) and free cash flow conversion relative to the 52-week range of $15.80 – $24.66.

Butterfly Effect: Supply-Chain, Sector & Catalyst Ripples

Operating in Major Banks (Financials), EBMT is sensitive to 2nd-order capital expenditure cycles, input cost spreads (gross margin —), and institutional positioning across its peer cohort. Prospective investors should monitor quarterly order backlog conversion, sector capex guidance, and Form 4 insider cluster activity (0 recent filings tracked).

Open Questions to Watch: (1) Margin trajectory vs. peer median; (2) FCF conversion sustainability over the next 4 quarters; (3) Institutional 13F rebalancing around upcoming earnings.

EBMT Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Eagle Bancorp Montana Inc. (EBMT) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to EBMT Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo • 5d ago

Eagle Bancorp Montana (EBMT) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

Although the revenue and EPS for Eagle Bancorp Montana (EBMT) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street es

Read Full Source ↗

🟡 MARKET WIRE Yahoo • 5d ago

Eagle Bancorp Montana, Inc. (EBMT) Lags Q3 Earnings Estimates

Eagle Bancorp Montana (EBMT) delivered earnings and revenue surprises of -30.91% and +1.95%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?

Read Full Source ↗

🟢 CATALYST Yahoo • 5d ago

Eagle Bancorp Montana Earns $3.0 Million, or $0.38 per Diluted Share, in the Third Quarter of 2026, Declares Quarterly Cash Dividend of $0.1475 Per Share

HELENA, Mont., Oct. 27, 2026 (GLOBE NEWSWIRE) -- Eagle Bancorp Montana, Inc. (NASDAQ: EBMT), (the “Company,” “Eagle”), the holding company of Opportunity Bank of Montana (the “Bank”), today reported net income of $3.0 mi

Read Full Source ↗

🔴 RISK WATCH Benzinga • 5d ago

Eagle Bancorp Montana Q3 EPS $0.38 Misses $0.55 Estimate, Sales $19.987M Beat $19.554M Estimate

Eagle Bancorp Montana (NASDAQ:EBMT) reported quarterly earnings of $0.38 per share which missed the analyst consensus estimate of $0.55 by 30.91 percent. This is a 17.39 percent decrease over earnings of $0.46 per share

Read Full Source ↗

🟡 MARKET WIRE Yahoo • 6d ago

Park National (PRK) Q3 Earnings and Revenues Surpass Estimates

Park National (PRK) delivered earnings and revenue surprises of +1.81% and +0.69%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?

Read Full Source ↗

🔴 RISK WATCH Yahoo • 10d ago

First Interstate BancSystem (FIBK) Misses Q3 Earnings Estimates

First Interstate BancSystem (FIBK) delivered earnings and revenue surprises of -7.14% and +0.69%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?

Read Full Source ↗

🟡 MARKET WIRE Yahoo • 11d ago

Enterprise Financial Services (EFSC) Q3 Earnings and Revenues Lag Estimates

Enterprise Financial Services (EFSC) delivered earnings and revenue surprises of -15.22% and -1.05%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

EBMT Bull vs. Bear Conversation Board — What's Your Call at $21.21?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON EBMT 🐻 33% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk 🐂 BULLISH 🎯 Target: $25.03 (+18.0%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is EBMT (B- • RQD 71/100) a Buy at $21.21?

Welcome to the EBMT (Eagle Bancorp Montana Inc.) Roar Pit. Current RQD Composite is 71/100 (Roarable Buy — Sound Institutional Accumulation) in Major Banks. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

VA ValDiscipline Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $16.12 (-24.0%)

Spot @ $21.21

Pump the brakes on EBMT — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on EBMT, but look at what you are paying: 11.5x trailing P/E with tightening sector spreads. Unless Eagle Bancorp Montana Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

AL AlphaFlow_Cap Verified K Arena Trader 🐂 BULLISH 🎯 Target: $25.88 (+22.0%)

Spot @ $21.21

EBMT cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on EBMT, the market is fixating on short-term headline noise in Major Banks and ignoring the balance sheet and cash flow trajectory. At $21.21 (52-wk range $15.80 - $24.66), any beat on forward guidance forces shorts and underweight funds to chase.