CVB Financial Corporation (CVBF) earns a Roarable Rating of B- (Buy) with 71/100 RQD Confidence. High-quality cash engine (steady margins, 13% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
As of 2026-11-01, CVB Financial Corporation (NASDAQ: CVBF) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 71/100 at a spot price of $22.75 (+1.02% 1D, market cap $4.00B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, CVBF ranks #115 in composite RQD confidence.
Within the Financials sector (Major Banks), CVBF carries a Roarable B- (71/100 RQD), trailing P/E of 19.1x, gross margin of —, and ROIC of 12.9%. By comparison, WSFS (WSFS Financial Corporation) holds a C grade (63/100 RQD, P/E 14.1x, ROIC 10.5%, cap $4.05B) and FBP (First BanCorp.) posts a B grade (74/100 RQD, P/E 11.8x, ROIC 17.5%, cap $4.08B). Among the 5-stock peer group, FBP leads on earnings multiple (11.8x) while FBP leads on capital efficiency (17.5% ROIC).
Per CVBF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000354647), CVB Financial Corporation generated $0 in revenue, $209.3M in net income, and $217.3M in free cash flow against $15.63B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
FRED Regime × Technicals: 88% of 52W Range • RSI-14 at 54.6 (NEUTRAL RANGE)
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
Balance-sheet & 10-K footnote risk deducts 7 pts from forensic ceiling
Even with a 71/100 (B-) score, CVBF faces multiple-compression risk if 19.1x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($22.26) or 200D SMA ($21.16) invalidates the momentum regime and cuts Target Base ($24.08) toward Bear Floor ($18.65).
CVB Financial Corporation (CVBF) advanced +1.02% to $22.75, trading at 88% of its 52-week range ($18.01 – $23.41). High-quality cash engine (steady margins, 13% return on capital) with steady institutional support.
CVB Financial has delivered strong share returns over the past few years, which naturally raises the question of whether those gains line up with the returns the bank earns on its capital. With the stock recently closing
CVB Financial reported third quarter 2026 net interest income of US$179.07 million and net income of US$78.1 million, with basic and diluted EPS of US$0.44 from continuing operations and net charge offs of US$20,000, whi
A stock with low volatility can be reassuring, but it doesn’t always mean strong long-term performance. Investors who prioritize stability may miss out on higher-reward opportunities elsewhere.
Rates parked at 3.75%–4% with hotter inflation in the background create an odd mix. Cash suddenly matters again, and so do the stocks most exposed to this kind of pause that still sounds like a warning. Short-duration fi
CVB Financial (CVBF) has completed a new share repurchase tranche, buying back 1,000,000 shares for US$17.5 million and fulfilling a June 2026 buyback authorization totaling 1,241,034 shares. Recent trading around CVB Fi
Regional bank holding company CVB Financial (NASDAQ:CVBF) reported Q3 2026 results exceeding the market’s revenue expectations, with sales up 49% year on year to $195.6 million. Its non-GAAP profit of $0.48 per share was
CVB Financial’s third quarter was marked by strong performance, as the company delivered its first full quarter with the integrated Heritage Bank of Commerce operations. Management attributed the positive results to high
Heritage Bank integration complete; net earnings hit $0.44 per share, up 16% year-over-year.
CVB Financial (NASDAQ:CVBF) reported third-quarter 2026 net income of $78.1 million, or $0.44 per share, as the company recorded its first full calendar quarter including the operations of Heritage Bank of Commerce follo
Moby summary of CVB Financial Corp.'s Q3 2026 earnings call
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on CVBF today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for CVBF. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, CVB Financial Corporation (CVBF) ranks #115 by composite RQD confidence (71/100, grade B-) and #312 by equity capitalization ($4.00B). Within this direct 5-issuer industry benchmark cohort, FBP leads on earnings valuation at 11.8x trailing P/E, while FBP leads on capital efficiency and profitability with 17.5% ROIC and — gross margin. FBP currently holds the highest overall quantitative score in the immediate peer group at 74/100 (B) compared with CVBF at 71/100 (B-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| CVBF
ACTIVE
CVB Financial Corporation | B- | 71/100 | 19.1x | — | 12.9% | +1.02% | $4.00B | Benchmark Subject |
| WSFS WSFS Financial Corporation | C | 63/100 | 14.1x | — | 10.5% | +1.12% | $4.05B | /wsfs-vs-cvbf → |
| FBP First BanCorp. | B | 74/100 | 11.8x | — | 17.5% | +0.08% | $4.08B | /fbp-vs-cvbf → |
| INDB Independent Bank Corp. | C+ | 69/100 | 19.0x | — | 5.8% | +1.20% | $3.90B | /indb-vs-cvbf → |
| BANF BancFirst Corporation | B- | 71/100 | 15.6x | — | 13.0% | +0.68% | $3.74B | /banf-vs-cvbf → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), CVB Financial Corporation (CVBF) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $209.3M, operating cash flow of $221.4M, and free cash flow of $217.3M (-11.2% YoY). On the balance sheet, CVBF closed FY2025 with $15.63B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $209.3M | $221.4M | $217.3M | $15.63B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $200.7M | $249.8M | $244.6M | $15.15B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $221.4M | $295.6M | $295.6M | — | — |
As of 2026-11-01, CVB Financial Corporation (NASDAQ: CVBF) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 71/100 at a spot price of $22.75 (+1.02% 1D, market cap $4.00B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, CVBF ranks #115 in composite RQD confidence.
Within the Financials sector (Major Banks), CVBF carries a Roarable B- (71/100 RQD), trailing P/E of 19.1x, gross margin of —, and ROIC of 12.9%. By comparison, WSFS (WSFS Financial Corporation) holds a C grade (63/100 RQD, P/E 14.1x, ROIC 10.5%, cap $4.05B) and FBP (First BanCorp.) posts a B grade (74/100 RQD, P/E 11.8x, ROIC 17.5%, cap $4.08B). Among the 5-stock peer group, FBP leads on earnings multiple (11.8x) while FBP leads on capital efficiency (17.5% ROIC).
Per CVBF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000354647), CVB Financial Corporation generated $0 in revenue, $209.3M in net income, and $217.3M in free cash flow against $15.63B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
CVBF last traded at $22.75 (+1.02% on volume of 1,074,488 shares), positioning the stock +2.20% above its 50-day simple moving average ($22.26) and +7.51% above its 200-day simple moving average ($21.16). Across its 52-week range of $18.01 to $23.41, CVBF sits at the 87.8% percentile with a 14-day RSI of 54.6 (NEUTRAL RANGE) and an implied next-earnings move of ±4.0% ($21.84 to $23.66).
Why CVBF Stock advanced +1.02% Today — RQD Quant Desk Flash. High-quality cash engine (steady margins, 13% return on capital) with steady institutional support.
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