Stock Ratings / Health Care / CLOV / options

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Clover Health Investments Corp. (Class A) (CLOV) Options Positioning, Max Pain & Unusual Sweeps

$4.58 -4.38% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Clover Health Investments Corp. (Class A) (CLOV) carries a Roarable Rating of E (Strong Sell) with 30/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE E • RED ALERT Cap $2.43B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERRED ALERT • E

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk D-

Each axis scored 0–20

12M PRICE TARGET CONE-12.7% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CLOV)Realized 20D OHLCV Swing Band: ±10.6%

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±10.6%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (CLOV)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for CLOV.

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Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring CLOV)

✓Walkthrough of CLOV's RQD Radar, SEC cash-conversion gap & downside invalidation levels
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CLOV // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +66.55%▲ ASCENDING TRIANGLE

2026-10-30O $4.53H $4.58L $4.34C $4.58VOL 4.65M

RES: $5.22SUP: $4.17SMA50: $4.51SMA200: $3.54

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CLOV Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 CLOV Butterfly Map → + Track CLOV →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +40.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on CLOV today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for CLOV. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for CLOV today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CLOV)

Health Care Rank #939 of 1016 ⚔️ FTRE vs CLOV Full Matrix →

1. Head-to-Head Health Care Peer Comparison (CLOV vs. FTRE, ACHC, CELC, PSNL)

Industry: Medical Specialities (41 Tracked Issuers)

Across 1016 tracked Health Care securities in the Roarable RQD universe, Clover Health Investments Corp. (Class A) (CLOV) ranks #939 by composite RQD confidence (30/100, grade E) and #224 by equity capitalization ($2.43B). Within this direct 5-issuer industry benchmark cohort, CLOV leads on earnings valuation at N/A trailing P/E, while ACHC leads on capital efficiency and profitability with -24.8% ROIC and — gross margin. ACHC currently holds the highest overall quantitative score in the immediate peer group at 37/100 (D-) compared with CLOV at 30/100 (E).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
CLOV ACTIVE Clover Health Investments Corp. (Class A)	E	30/100	—	—	-29.3%	-4.38%	$2.43B	Benchmark Subject
FTRE Fortrea Holdings Inc.	D-	35/100	—	—	-35.0%	-10.61%	$2.20B	/ftre-vs-clov →
ACHC Acadia Healthcare Company Inc.	D-	37/100	—	—	-24.8%	-0.17%	$2.74B	/achc-vs-clov →
CELC Celcuity Inc.	D-	36/100	—	—	-35.0%	-0.23%	$3.39B	/celc-vs-clov →
PSNL Personalis Inc.	D-	36/100	—	22.7%	-35.0%	-0.47%	$1.70B	/psnl-vs-clov →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001801170

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Clover Health Investments Corp. (Class A) (CLOV) reported GAAP revenue of $1.92B (+40.3% vs. FY2024 revenue of $1.37B , and +52.7% cumulative change since FY2023) , GAAP net income of -$85.5M, operating cash flow of -$66.9M, and free cash flow of -$69.0M (-307.2% YoY). On the balance sheet, CLOV closed FY2025 with $541.0M in total assets against $0 in total debt (Altman Z-Score: 3.62, Piotroski F-Score: 3/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$1.92B	-$85.5M	-$66.9M	-$69.0M	$541.0M	—
FY2024 (FY)	2024-12-31	$1.37B	-$43.0M	$34.8M	$33.3M	$580.7M	—
FY2023 (FY)	2023-12-31	$1.26B	-$213.4M	-$144.7M	-$144.7M	—	—

3. CLOV Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is CLOV stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Clover Health Investments Corp. (Class A) (NASDAQ: CLOV) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 30/100 at a spot price of $4.58 (-4.38% 1D, market cap $2.43B). Pillar breakdown: Fundamental Cash Engine 6/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 6/20, and SEC Balance-Sheet Forensics 3/20. Across 1016 tracked Health Care issuers, CLOV ranks #939 in composite RQD confidence.

How does CLOV compare to FTRE and ACHC in the Health Care sector?

Within the Health Care sector (Medical Specialities), CLOV carries a Roarable E (30/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -29.3%. By comparison, FTRE (Fortrea Holdings Inc.) holds a D- grade (35/100 RQD, P/E N/A, ROIC -35.0%, cap $2.20B) and ACHC (Acadia Healthcare Company Inc.) posts a D- grade (37/100 RQD, P/E N/A, ROIC -24.8%, cap $2.74B). Among the 5-stock peer group, CLOV leads on earnings multiple (N/A) while ACHC leads on capital efficiency (-24.8% ROIC).

What are the biggest fundamental strengths and SEC risk factors for CLOV?

Per CLOV's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001801170), Clover Health Investments Corp. (Class A) generated $1.92B in revenue (+40.3% YoY), -$85.5M in net income, and -$69.0M in free cash flow against $541.0M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Health Care with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is CLOV trading relative to its 50-day, 200-day, and 52-week technical levels?

CLOV last traded at $4.58 (-4.38% on volume of 4,070,913 shares), positioning the stock +1.55% above its 50-day simple moving average ($4.51) and +29.38% above its 200-day simple moving average ($3.54). Across its 52-week range of $1.58 to $5.59, CLOV sits at the 74.8% percentile with a 14-day RSI of 45.3 (NEUTRAL RANGE) and an implied next-earnings move of ±10.6% ($4.09 to $5.07).

CLOV Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is CLOV's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for CLOV.

Direct Sub-Reports: CLOV RQD Cockpit CLOV 12M Forecast CLOV Earnings & Move CLOV Dividends & DRIP CLOV Insiders & 13F CLOV Whale Options CLOV Profit Sankey CLOV News & Why