Stock Ratings / Financials / CFFN / options

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Capitol Federal Financial Inc. (CFFN) Options Positioning, Max Pain & Unusual Sweeps

$8.54 +1.67% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Capitol Federal Financial Inc. (CFFN) earns a Roarable Rating of B- (Buy) with 70/100 RQD Confidence. High-quality cash engine (steady margins, 7% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE B- • BUY Cap $1.07B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERBUY • B-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C+ · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+5.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CFFN)Realized 20D OHLCV Swing Band: ±4.5%

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±4.5%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (CFFN)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for CFFN.

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Whale Flow & Momentum Playbook: Evaluating CFFN & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on CFFN
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✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

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CFFN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +11.20%⚡ TESTING RESISTANCE

2026-10-30O $8.58H $8.58L $8.39C $8.54VOL 869.9K

RES: $8.69SUP: $7.92SMA50: $8.55SMA200: $7.99

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CFFN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 CFFN Butterfly Map → + Track CFFN →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.3%/yr Implied 5Y Growth

vs. +6.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on CFFN today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for CFFN. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for CFFN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CFFN)

Financials Rank #151 of 1096 ⚔️ HTB vs CFFN Full Matrix →

1. Head-to-Head Financials Peer Comparison (CFFN vs. HTB, KRNY, PDLB, NRIM)

Industry: Savings Institutions (33 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Capitol Federal Financial Inc. (CFFN) ranks #151 by composite RQD confidence (70/100, grade B-) and #537 by equity capitalization ($1.07B). Within this direct 5-issuer industry benchmark cohort, NRIM leads on earnings valuation at 8.3x trailing P/E, while NRIM leads on capital efficiency and profitability with 19.8% ROIC and — gross margin. NRIM currently holds the highest overall quantitative score in the immediate peer group at 77/100 (B+) compared with CFFN at 70/100 (B-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
CFFN ACTIVE Capitol Federal Financial Inc.	B-	70/100	15.8x	—	6.5%	+1.67%	$1.07B	Benchmark Subject
HTB HomeTrust Bancshares Inc.	C-	60/100	11.6x	—	10.7%	+0.68%	$747.9M	/htb-vs-cffn →
KRNY Kearny Financial Corp	D+	52/100	23.0x	—	3.4%	+0.11%	$599.3M	/krny-vs-cffn →
PDLB Ponce Financial Group Inc.	C	65/100	19.9x	—	5.1%	+1.21%	$548.6M	/pdlb-vs-cffn →
NRIM Northrim BanCorp Inc	B+	77/100	8.3x	—	19.8%	+0.83%	$537.9M	/nrim-vs-cffn →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-09-30 • CIK 0001490906

In its most recent audited fiscal period (FY2025, filed 2025-09-30), Capitol Federal Financial Inc. (CFFN) reported GAAP revenue of $16.3M (+6.5% vs. FY2024 revenue of $15.3M , and -7.4% cumulative change since FY2023) , GAAP net income of $68.0M, operating cash flow of $55.0M, and free cash flow of $49.8M (+107.7% YoY). On the balance sheet, CFFN closed FY2025 with $9.78B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-09-30	$16.3M	$68.0M	$55.0M	$49.8M	$9.78B	—
FY2024 (FY)	2024-09-30	$15.3M	$38.0M	$31.2M	$24.0M	$9.54B	—
FY2023 (FY)	2023-09-30	$17.6M	-$101.7M	$47.5M	$47.5M	—	—

3. CFFN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is CFFN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Capitol Federal Financial Inc. (NASDAQ: CFFN) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 70/100 at a spot price of $8.54 (+1.67% 1D, market cap $1.07B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, CFFN ranks #151 in composite RQD confidence.

How does CFFN compare to HTB and KRNY in the Financials sector?

Within the Financials sector (Savings Institutions), CFFN carries a Roarable B- (70/100 RQD), trailing P/E of 15.8x, gross margin of —, and ROIC of 6.5%. By comparison, HTB (HomeTrust Bancshares Inc.) holds a C- grade (60/100 RQD, P/E 11.6x, ROIC 10.7%, cap $747.9M) and KRNY (Kearny Financial Corp) posts a D+ grade (52/100 RQD, P/E 23.0x, ROIC 3.4%, cap $599.3M). Among the 5-stock peer group, NRIM leads on earnings multiple (8.3x) while NRIM leads on capital efficiency (19.8% ROIC).

What are the biggest fundamental strengths and SEC risk factors for CFFN?

Per CFFN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-09-30, CIK 0001490906), Capitol Federal Financial Inc. generated $16.3M in revenue (+6.5% YoY), $68.0M in net income, and $49.8M in free cash flow against $9.78B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is CFFN trading relative to its 50-day, 200-day, and 52-week technical levels?

CFFN last traded at $8.54 (+1.67% on volume of 842,245 shares), positioning the stock -0.12% below its 50-day simple moving average ($8.55) and +6.88% above its 200-day simple moving average ($7.99). Across its 52-week range of $5.97 to $9.26, CFFN sits at the 78.1% percentile with a 14-day RSI of 50.3 (NEUTRAL RANGE) and an implied next-earnings move of ±4.5% ($8.16 to $8.92).

CFFN Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is CFFN's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for CFFN.

Direct Sub-Reports: CFFN RQD Cockpit CFFN 12M Forecast CFFN Earnings & Move CFFN Dividends & DRIP CFFN Insiders & 13F CFFN Whale Options CFFN Profit Sankey CFFN News & Why