MARKET WIRECNBC • 2h ago
Here are 3 big things we're watching in the stock market in the week aheadThe market could use a few victories in the days ahead, which will be filled with more earnings, an election, and jobs data.
Why CBAN Stock advanced +0.30% Today — RQD Quant Desk Flash
$20.42 +0.30% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $20.39
Colony Bankcorp Inc. (CBAN) carries a Roarable Rating of D- (Sell) with 40/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
ROARABLE D- • RED ALERT
Cap $433.3M
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $20.39 (-0.14%)🧬 Dilution Drag (+2.48% YoY Shares)⚙️ Cash Engine: 3/20 (E) • 0% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record Warning: Scores below 50 (40/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.4% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →RQD QUANT TACHOMETERRED ALERT • D-
3-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw E · Rk D+
Each axis scored 0–20
12M PRICE TARGET CONE-8.1% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CBAN)Realized 20D OHLCV Swing Band: ±4.7%
Deterministic 5-Pillar Attribution (40/100 Composite)
🔍 WHY CBAN SCORES 40/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Whale & Options Positioning+12/20 pts (30% of score)
20D Institutional Volume Accumulation (±4.7% realized swing band)
▲ #2 Bullish Driver: Macro Regime Fit+12/20 pts (30% of score)
FRED Regime × Technicals: 69% of 52W Range • RSI-14 at 50 (NEUTRAL RANGE)
▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)
Dilution Drag (+2.48% YoY Shares) & executive Form 4 sales trim 16 pts from alignment
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade E$19.97-1% Next Q
32
Q2 (-2Q)Grade E$19.77+3% Next Q
35
Q3 (-1Q)Grade E$20.36+0.3% Next Q
37
CurrentGrade D-$20.42-7.4% Hist 90D α
40
Trajectory: E (32) → D- (40)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER
⚔️ Adversarial Opposing Case: What Could Spark a CBAN Turnaround Squeeze
While CBAN currently carries a cautious 40/100 (D-) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
🚀 Contrarian Squeeze Trigger #1
Established market leader in Financials with deep daily trading liquidity.
🚀 Contrarian Squeeze Trigger #2
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($20.67) and Max Pain ($21.44) forces dealer call-delta covering toward $23.58.
🚀 Contrarian Squeeze Trigger #3
Forensic Repair Trigger: Halting share dilution (Dilution Drag (+2.48% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
🎲 LIVE PREDICTION MARKET ODDS TIED TO $CBAN• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “CBAN Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why CBAN Stock advanced +0.30% Today — RQD Quant Desk Flash
Colony Bankcorp Inc. (CBAN) advanced +0.30% to $20.42, trading at 69% of its 52-week range ($15.8 – $22.46). Stretched risk/reward at 66x P/E (2% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 69% of its 52-week range ($15.8 – $22.46) with RSI-14 at 50 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.7% around $20.42 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D- (Sell) backed by 52% gross margin and $0 annual free cash flow.
Live CBAN Headlines & Catalysts
MARKET WIRECNBC • 3h ago
Democratic Rep. Stevens endorses Rogers over El-Sayed in Michigan Senate electionHaley Stevens had lost the Democratic nomination for Senate in Michigan to Abdul El-Sayed earlier this year.
RISK WATCHReuters • 4h ago
Israeli strikes kill eight people in Gaza - medics say - ReutersIsraeli strikes kill eight people in Gaza - medics say Reuters
MARKET WIREReuters • 5h ago
Russia's FSB says minor detained over park attack threat after US tip-off - ReutersRussia's FSB says minor detained over park attack threat after US tip-off Reuters
MARKET WIREReuters • 6h ago
Iran, Qatari mediators hold third day of talks to end US-Iran war - ReutersIran, Qatari mediators hold third day of talks to end US-Iran war Reuters
CATALYSTReuters • 7h ago
Qatar surges, bucking Gulf market slide on Iran war concerns - ReutersQatar surges, bucking Gulf market slide on Iran war concerns Reuters
MARKET WIREReuters • 7h ago
OPEC+ keeps December oil output targets steady ahead of tougher call for 2027 - ReutersOPEC+ keeps December oil output targets steady ahead of tougher call for 2027 Reuters
MARKET WIREReuters • 7h ago
German ministers pledge tough action after rioters damage stores in Frankfurt - ReutersGerman ministers pledge tough action after rioters damage stores in Frankfurt Reuters
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring CBAN)
- ✓Walkthrough of CBAN's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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CBAN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +2.92%📐 HORIZONTAL RANGE
2026-10-30O $20.35H $20.62L $20.20C $20.42VOL 156.5K
RES: $22.09SUP: $19.29SMA50: $20.67SMA200: $20.41
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
CBAN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
43.9%/yr Implied 5Y Growth
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on CBAN today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for CBAN. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for CBAN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CBAN)
Financials Rank #984 of 1096
⚔️ RBB vs CBAN Full Matrix →
1. Head-to-Head Financials Peer Comparison (CBAN vs. RBB, CHMG, CBK, FNLC)
Industry: Major Banks (248 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Colony Bankcorp Inc. (CBAN) ranks #984 by composite RQD confidence (40/100, grade D-) and #738 by equity capitalization ($433.3M). Within this direct 5-issuer industry benchmark cohort, FNLC leads on earnings valuation at 12.0x trailing P/E, while CBK leads on capital efficiency and profitability with 13.0% ROIC and — gross margin. CBK currently holds the highest overall quantitative score in the immediate peer group at 69/100 (C+) compared with CBAN at 40/100 (D-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| CBAN
ACTIVE
Colony Bankcorp Inc. | D- | 40/100 | 65.5x | — | 1.8% | +0.30% | $433.3M | Benchmark Subject |
| RBB RBB Bancorp | C- | 59/100 | 13.8x | — | 6.1% | -0.23% | $440.5M | /rbb-vs-cban → |
| CHMG Chemung Financial Corp | C+ | 68/100 | 28.0x | — | 5.9% | +2.10% | $422.4M | /chmg-vs-cban → |
| CBK Commercial Bancgroup Inc. | C+ | 69/100 | 12.2x | — | 13.0% | +1.17% | $452.0M | /cbk-vs-cban → |
| FNLC First Bancorp Inc (ME) | C+ | 69/100 | 12.0x | — | 12.1% | +0.77% | $412.5M | /fnlc-vs-cban → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000711669In its most recent audited fiscal period (FY2025, filed 2025-12-31), Colony Bankcorp Inc. (CBAN) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $6.6M, operating cash flow of -$5.5M, and free cash flow of -$6.9M (-130.9% YoY). On the balance sheet, CBAN closed FY2025 with $3.74B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 1/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $6.6M | -$5.5M | -$6.9M | $3.74B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $23.9M | $23.4M | $22.3M | $3.11B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $21.7M | $21.0M | $21.0M | — | — |
3. CBAN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs CBAN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, Colony Bankcorp Inc. (NYSE: CBAN) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 40/100 at a spot price of $20.42 (+0.30% 1D, market cap $433.3M). Pillar breakdown: Fundamental Cash Engine 3/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 3/20. Across 1096 tracked Financials issuers, CBAN ranks #984 in composite RQD confidence.
How does CBAN compare to RBB and CHMG in the Financials sector?
Within the Financials sector (Major Banks), CBAN carries a Roarable D- (40/100 RQD), trailing P/E of 65.5x, gross margin of —, and ROIC of 1.8%. By comparison, RBB (RBB Bancorp) holds a C- grade (59/100 RQD, P/E 13.8x, ROIC 6.1%, cap $440.5M) and CHMG (Chemung Financial Corp) posts a C+ grade (68/100 RQD, P/E 28.0x, ROIC 5.9%, cap $422.4M). Among the 5-stock peer group, FNLC leads on earnings multiple (12.0x) while CBK leads on capital efficiency (13.0% ROIC).
What are the biggest fundamental strengths and SEC risk factors for CBAN?
Per CBAN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000711669), Colony Bankcorp Inc. generated $0 in revenue, $6.6M in net income, and -$6.9M in free cash flow against $3.74B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is CBAN trading relative to its 50-day, 200-day, and 52-week technical levels?
CBAN last traded at $20.42 (+0.30% on volume of 140,416 shares), positioning the stock -1.21% below its 50-day simple moving average ($20.67) and +0.05% above its 200-day simple moving average ($20.41). Across its 52-week range of $15.80 to $22.46, CBAN sits at the 69.4% percentile with a 14-day RSI of 50.0 (NEUTRAL RANGE) and an implied next-earnings move of ±4.7% ($19.46 to $21.38).
CBAN Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is CBAN stock moving today?
Why CBAN Stock advanced +0.30% Today — RQD Quant Desk Flash. Stretched risk/reward at 66x P/E (2% return on capital) under elevated 10-year interest-rate pressure.