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Why BYFC Stock advanced +0.26% Today — RQD Quant Desk Flash
$11.48 +0.26% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $11.46
Broadway Financial Corporation (Class A) (BYFC) carries a Roarable Rating of D- (Sell) with 37/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
ROARABLE D- • RED ALERT
Cap $106.5M
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Is BYFC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, Broadway Financial Corporation (Class A) (NASDAQ: BYFC) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 37/100 at a spot price of $11.48 (+0.26% 1D, market cap $106.5M). Pillar breakdown: Fundamental Cash Engine 6/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 9/20, and SEC Balance-Sheet Forensics 3/20. Across 1096 tracked Financials issuers, BYFC ranks #964 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does BYFC compare to PROV and SFBC in the Financials sector?
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Within the Financials sector (Savings Institutions), BYFC carries a Roarable D- (37/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -9.4%. By comparison, PROV (Provident Financial Holdings Inc.) holds a C grade (64/100 RQD, P/E 18.0x, ROIC 4.9%, cap $112.8M) and SFBC (Sound Financial Bancorp Inc.) posts a C grade (65/100 RQD, P/E 16.1x, ROIC 6.5%, cap $115.6M). Among the 5-stock peer group, SFBC leads on earnings multiple (16.1x) while SFBC leads on capital efficiency (6.5% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for BYFC?
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Per BYFC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001001171), Broadway Financial Corporation (Class A) generated $184.0K in revenue (+18.7% YoY), -$24.8M in net income, and -$13.0K in free cash flow against $1.35B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $11.46 (-0.14%)🧬 Dilution Drag (+2.48% YoY Shares)⚙️ Cash Engine: 6/20 (E) • 0% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record Warning: Scores below 50 (37/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-8.1% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →RQD QUANT TACHOMETERRED ALERT • D-
3-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw E · Rk D-
Each axis scored 0–20
12M PRICE TARGET CONE-9.4% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BYFC)Realized 20D OHLCV Swing Band: ±2.3%
Deterministic 5-Pillar Attribution (37/100 Composite)
🔍 WHY BYFC SCORES 37/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Whale & Options Positioning+11/20 pts (30% of score)
20D Institutional Volume Accumulation (±2.3% realized swing band)
▲ #2 Bullish Driver: Macro Regime Fit+9/20 pts (24% of score)
FRED Regime × Technicals: 87% of 52W Range • RSI-14 at 49.4 (NEUTRAL RANGE)
▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)
Dilution Drag (+2.48% YoY Shares) & executive Form 4 sales trim 16 pts from alignment
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade D$11.61-2.1% Next Q
45
Q2 (-2Q)Grade D$11.37-1.1% Next Q
42
Q3 (-1Q)Grade D$11.25+2% Next Q
40
CurrentGrade D-$11.48-8.1% Hist 90D α
37
Trajectory: D (45) → D- (37)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER
⚔️ Adversarial Opposing Case: What Could Spark a BYFC Turnaround Squeeze
While BYFC currently carries a cautious 37/100 (D-) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
🚀 Contrarian Squeeze Trigger #1
Established market leader in Financials with deep daily trading liquidity.
🚀 Contrarian Squeeze Trigger #2
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($11.72) and Max Pain ($12.05) forces dealer call-delta covering toward $12.97.
🚀 Contrarian Squeeze Trigger #3
Forensic Repair Trigger: Halting share dilution (Dilution Drag (+2.48% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
🎲 LIVE PREDICTION MARKET ODDS TIED TO $BYFC• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “BYFC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why BYFC Stock advanced +0.26% Today — RQD Quant Desk Flash
Broadway Financial Corporation (Class A) (BYFC) advanced +0.26% to $11.48, trading at 87% of its 52-week range ($5.51 – $12.35). Stretched risk/reward at current multiples (-9% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 87% of its 52-week range ($5.51 – $12.35) with RSI-14 at 49.4 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±2.3% around $11.48 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D- (Sell) backed by 52% gross margin and $0 annual free cash flow.
Live BYFC Headlines & Catalysts
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Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring BYFC)
- ✓Walkthrough of BYFC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
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BYFC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +34.74%🛡️ HOLDING TREND SUPPORT
2026-11-02O $11.45H $11.48L $11.45C $11.48VOL 2.6K
RES: $13.90SUP: $11.28SMA50: $11.72SMA200: $9.69
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
BYFC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
8.0%/yr Implied 5Y Growth
vs. +18.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on BYFC today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for BYFC. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for BYFC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BYFC)
Financials Rank #964 of 1096
⚔️ PROV vs BYFC Full Matrix →
1. Head-to-Head Financials Peer Comparison (BYFC vs. PROV, SFBC, RVSB, FDSB)
Industry: Savings Institutions (33 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Broadway Financial Corporation (Class A) (BYFC) ranks #964 by composite RQD confidence (37/100, grade D-) and #952 by equity capitalization ($106.5M). Within this direct 5-issuer industry benchmark cohort, SFBC leads on earnings valuation at 16.1x trailing P/E, while SFBC leads on capital efficiency and profitability with 6.5% ROIC and — gross margin. SFBC currently holds the highest overall quantitative score in the immediate peer group at 65/100 (C) compared with BYFC at 37/100 (D-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| BYFC
ACTIVE
Broadway Financial Corporation (Class A) | D- | 37/100 | — | — | -9.4% | +0.26% | $106.5M | Benchmark Subject |
| PROV Provident Financial Holdings Inc. | C | 64/100 | 18.0x | — | 4.9% | 0.00% | $112.8M | /prov-vs-byfc → |
| SFBC Sound Financial Bancorp Inc. | C | 65/100 | 16.1x | — | 6.5% | 0.00% | $115.6M | /sfbc-vs-byfc → |
| RVSB Riverview Bancorp Inc | D+ | 56/100 | — | — | -2.6% | -1.82% | $119.4M | /rvsb-vs-byfc → |
| FDSB Fifth District Bancorp Inc. | D+ | 56/100 | 22.3x | — | 3.2% | +0.51% | $91.4M | /fdsb-vs-byfc → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001001171In its most recent audited fiscal period (FY2025, filed 2025-12-31), Broadway Financial Corporation (Class A) (BYFC) reported GAAP revenue of $184.0K (+18.7% vs. FY2024 revenue of $155.0K , and +2.8% cumulative change since FY2023) , GAAP net income of -$24.8M, operating cash flow of $230.0K, and free cash flow of -$13.0K (-101.0% YoY). On the balance sheet, BYFC closed FY2025 with $1.35B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $184.0K | -$24.8M | $230.0K | -$13.0K | $1.35B | — |
| FY2024 (FY) | 2024-12-31 | $155.0K | $1.9M | $1.4M | $1.3M | $1.33B | — |
| FY2023 (FY) | 2023-12-31 | $179.0K | $4.3M | $7.6M | $7.6M | — | — |
3. BYFC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs BYFC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-02, Broadway Financial Corporation (Class A) (NASDAQ: BYFC) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 37/100 at a spot price of $11.48 (+0.26% 1D, market cap $106.5M). Pillar breakdown: Fundamental Cash Engine 6/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 9/20, and SEC Balance-Sheet Forensics 3/20. Across 1096 tracked Financials issuers, BYFC ranks #964 in composite RQD confidence.
How does BYFC compare to PROV and SFBC in the Financials sector?
Within the Financials sector (Savings Institutions), BYFC carries a Roarable D- (37/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -9.4%. By comparison, PROV (Provident Financial Holdings Inc.) holds a C grade (64/100 RQD, P/E 18.0x, ROIC 4.9%, cap $112.8M) and SFBC (Sound Financial Bancorp Inc.) posts a C grade (65/100 RQD, P/E 16.1x, ROIC 6.5%, cap $115.6M). Among the 5-stock peer group, SFBC leads on earnings multiple (16.1x) while SFBC leads on capital efficiency (6.5% ROIC).
What are the biggest fundamental strengths and SEC risk factors for BYFC?
Per BYFC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001001171), Broadway Financial Corporation (Class A) generated $184.0K in revenue (+18.7% YoY), -$24.8M in net income, and -$13.0K in free cash flow against $1.35B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is BYFC trading relative to its 50-day, 200-day, and 52-week technical levels?
BYFC last traded at $11.48 (+0.26% on volume of 2,623 shares), positioning the stock -2.05% below its 50-day simple moving average ($11.72) and +18.47% above its 200-day simple moving average ($9.69). Across its 52-week range of $5.51 to $12.35, BYFC sits at the 87.3% percentile with a 14-day RSI of 49.4 (NEUTRAL RANGE) and an implied next-earnings move of ±2.3% ($11.22 to $11.74).
BYFC Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is BYFC stock moving today?
Why BYFC Stock advanced +0.26% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (-9% return on capital) under elevated 10-year interest-rate pressure.