Stock Ratings / Financials / BOKF / financials

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BOK Financial Corporation (BOKF) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$132.37 +1.78% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

BOK Financial Corporation (BOKF) carries a Roarable Rating of C- (Hold) with 60/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C- • HOLD / WATCH Cap $8.04B

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INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERHOLD / WATCH • C-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C- · Rk C-

Each axis scored 0–20

12M PRICE TARGET CONE+0.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BOKF)Realized 20D OHLCV Swing Band: ±3.9%

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How BOKF Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$739.6M (18.5% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $4.00B

FY24

Rev $4.00B

FY25

Rev $4.00B

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$4.00B	0%	17.1%	$578.0M	$739.6M	2.6%
FY 2024	$4.00B	0%	15.4%	$523.6M	$1.43B	2.4%
FY 2023	$4.00B	0%	15.7%	$530.7M	$66.2M	18.5%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring BOKF)

✓Walkthrough of BOKF's RQD Radar, SEC cash-conversion gap & downside invalidation levels
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BOKF // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -0.47%📐 HORIZONTAL RANGE

2026-11-01O $130.1H $132.4L $130.1C $132.4VOL 597.4K

RES: $155.1SUP: $119.5SMA50: $131.1SMA200: $133.0

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BOKF Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BOKF Butterfly Map → + Track BOKF →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

5.6%/yr Implied 5Y Growth

vs. +3.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on BOKF today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BOKF. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for BOKF today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BOKF)

Financials Rank #182 of 287 ⚔️ CBSH vs BOKF Full Matrix →

1. Head-to-Head Financials Peer Comparison (BOKF vs. CBSH, VLY, WAL, CBC)

Industry: Major Banks (49 Tracked Issuers)

Across 287 tracked Financials securities in the Roarable RQD universe, BOK Financial Corporation (BOKF) ranks #182 by composite RQD confidence (60/100, grade C-) and #209 by equity capitalization ($8.04B). Within this direct 5-issuer industry benchmark cohort, WAL leads on earnings valuation at 8.8x trailing P/E, while CBSH leads on capital efficiency and profitability with 4.5% ROIC and — gross margin. CBSH currently holds the highest overall quantitative score in the immediate peer group at 69/100 (C+) compared with BOKF at 60/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
BOKF ACTIVE BOK Financial Corporation	C-	60/100	13.9x	—	2.9%	+1.78%	$8.04B	Benchmark Subject
CBSH Commerce Bancshares Inc.	C+	69/100	14.1x	—	4.5%	+1.07%	$7.97B	/cbsh-vs-bokf →
VLY Valley National Bancorp	C-	59/100	13.2x	—	2.4%	+1.28%	$7.89B	/vly-vs-bokf →
WAL Western Alliance Bancorporation	D-	41/100	8.8x	—	2.9%	+2.42%	$8.49B	/wal-vs-bokf →
CBC Central Bancompany Inc.	C	65/100	22.0x	—	4.5%	+1.73%	$8.59B	/cbc-vs-bokf →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000875357

In its most recent audited fiscal period (FY2025, filed 2025-12-31), BOK Financial Corporation (BOKF) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $578.0M, operating cash flow of $739.6M, and free cash flow of $739.6M (-48.3% YoY). On the balance sheet, BOKF closed FY2025 with $52.24B in total assets against $20.84B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$578.0M	$739.6M	$739.6M	$52.24B	$20.84B
FY2024 (FY)	2024-12-31	$0	$523.6M	$1.43B	$1.43B	$49.69B	$19.86B
FY2023 (FY)	2023-12-31	$0	$530.7M	$66.2M	$66.2M	$4.42B	$1.04B

3. BOKF Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BOKF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, BOK Financial Corporation (NASDAQ: BOKF) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 60/100 at a spot price of $132.37 (+1.78% 1D, market cap $8.04B). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 9/20, and SEC Balance-Sheet Forensics 15/20. Across 287 tracked Financials issuers, BOKF ranks #182 in composite RQD confidence.

How does BOKF compare to CBSH and VLY in the Financials sector?

Within the Financials sector (Major Banks), BOKF carries a Roarable C- (60/100 RQD), trailing P/E of 13.9x, gross margin of —, and ROIC of 2.9%. By comparison, CBSH (Commerce Bancshares Inc.) holds a C+ grade (69/100 RQD, P/E 14.1x, ROIC 4.5%, cap $7.97B) and VLY (Valley National Bancorp) posts a C- grade (59/100 RQD, P/E 13.2x, ROIC 2.4%, cap $7.89B). Among the 5-stock peer group, WAL leads on earnings multiple (8.8x) while CBSH leads on capital efficiency (4.5% ROIC).

What are the biggest fundamental strengths and SEC risk factors for BOKF?

Per BOKF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000875357), BOK Financial Corporation generated $0 in revenue, $578.0M in net income, and $739.6M in free cash flow against $52.24B in total assets and $20.84B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is BOKF trading relative to its 50-day, 200-day, and 52-week technical levels?

BOKF last traded at $132.37 (+1.78% on volume of 597,351 shares), positioning the stock +0.95% above its 50-day simple moving average ($131.13) and -0.48% below its 200-day simple moving average ($133.01). Across its 52-week range of $102.72 to $146.84, BOKF sits at the 67.2% percentile with a 14-day RSI of 59.1 (BULLISH MOMENTUM) and an implied next-earnings move of ±3.9% ($127.21 to $137.53).

BOKF Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is BOK Financial Corporation (BOKF)?

In FY 2025 (10-K), BOKF converted $4.0B of revenue into a 0% gross margin, 0% operating margin, and $739.6M in free cash flow (18.5% FCF margin).

Direct Sub-Reports: BOKF RQD Cockpit BOKF 12M Forecast BOKF Earnings & Move BOKF Dividends & DRIP BOKF Insiders & 13F BOKF Whale Options BOKF Profit Sankey BOKF News & Why