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BlackLine Inc. (BL) — RQD Stock Rating Cockpit

$33.71 -0.24% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

BlackLine Inc. (BL) carries a Roarable Rating of D+ (Sell) with 55/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D+ • SELL / AVOID Cap $1.96B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERSELL / AVOID • D+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C- · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-1.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BL)Realized 20D OHLCV Swing Band: ±8%

RSI-14 MOMENTUMBULLISH MOMENTUM

66.930 Oversold · 70 Hot

ALTMAN-Z SHIELDDISTRESS RISK (<1.8)

1.50>3.0 Fortress Safe

PIOTROSKI F-SCOREHIGH QUALITY (7–9)

7 / 99-Pt Accounting

52-WEEK LASER RANGE26% OF RANGE

L: $25$33.71H: $60

1. Money & Cash Health● HEALTHY

Are profits real cash in the bank?

Real cash coming in backs up reported profits (75% profit margin and healthy balance-sheet cushion).

Factor Grade: BRQD 15 / 20

2. Big Money & Insiders● TRIMMING

Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: D+RQD 21 / 40

3. Hidden Risks & Market Weather● WARNING

SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: DRQD 19 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on BL

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BULLISH (75)

20.6% ROIC with 75.2% gross margin and 8.24% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BEARISH (45)

Altman-Z 1.50 and Piotroski 7/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

NEUTRAL (52)

21/40 institutional & smart-money positioning score with 10/20 macro alignment.

Bull Case: Why Buyers Like BL

✓Strong cash generator (75% profit margin)—profits are backed by real money, not accounting tricks.

Bear Case: What Could Go Wrong

!Sensitive to high interest rates and tighter Federal Reserve market liquidity.
!Priced at 80x earnings—high expectations leave less room for a lukewarm quarter.
!Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring BL)

✓Walkthrough of BL's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

BL // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +7.87%▲ ASCENDING TRIANGLE

2026-10-30O $34.05H $34.30L $33.38C $33.71VOL 721.1K

RES: $34.84SUP: $26.19SMA50: $30.33SMA200: $32.90

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BL Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BL Butterfly Map → + Track BL →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

48.0%/yr Implied 5Y Growth

vs. +7.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on BL today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BL. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for BL today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BL)

Technology Rank #331 of 714 ⚔️ AI vs BL Full Matrix →

1. Head-to-Head Technology Peer Comparison (BL vs. AI, PDFS, MQ, NYAX)

Industry: Computer Software: Prepackaged Software (222 Tracked Issuers)

Across 714 tracked Technology securities in the Roarable RQD universe, BlackLine Inc. (BL) ranks #331 by composite RQD confidence (55/100, grade D+) and #294 by equity capitalization ($1.96B). Within this direct 5-issuer industry benchmark cohort, BL leads on earnings valuation at 79.9x trailing P/E, while BL leads on capital efficiency and profitability with 20.6% ROIC and 75.2% gross margin. BL currently leads its immediate peer cohort in composite quantitative strength at 55/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
BL ACTIVE BlackLine Inc.	D+	55/100	79.9x	75.2%	20.6%	-0.24%	$1.96B	Benchmark Subject
AI C3.ai Inc.	D-	39/100	—	30.9%	-35.0%	-1.30%	$1.96B	/ai-vs-bl →
PDFS PDF Solutions Inc.	D-	43/100	—	72.3%	1.6%	+0.15%	$1.92B	/pdfs-vs-bl →
MQ Marqeta Inc. (Class A)	D	45/100	—	70.0%	-35.0%	-0.44%	$1.88B	/mq-vs-bl →
NYAX Nayax Ltd.	D	51/100	—	—	—	-0.02%	$1.88B	/nyax-vs-bl →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001666134

In its most recent audited fiscal period (FY2025, filed 2025-12-31), BlackLine Inc. (BL) reported GAAP revenue of $700.4M (+7.2% vs. FY2024 revenue of $653.3M , and +18.7% cumulative change since FY2023) , GAAP net income of $24.5M, operating cash flow of $169.6M, and free cash flow of $161.5M (-14.4% YoY). On the balance sheet, BL closed FY2025 with $1.76B in total assets against $0 in total debt (Altman Z-Score: 1.50, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$700.4M	$24.5M	$169.6M	$161.5M	$1.76B	—
FY2024 (FY)	2024-12-31	$653.3M	$161.2M	$190.8M	$188.7M	$1.83B	—
FY2023 (FY)	2023-12-31	$590.0M	$52.8M	$126.6M	$126.6M	—	—

3. BL Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, BlackLine Inc. (NASDAQ: BL) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 55/100 at a spot price of $33.71 (-0.24% 1D, market cap $1.96B). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 9/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 13/20. Across 714 tracked Technology issuers, BL ranks #331 in composite RQD confidence.

How does BL compare to AI and PDFS in the Technology sector?

Within the Technology sector (Computer Software: Prepackaged Software), BL carries a Roarable D+ (55/100 RQD), trailing P/E of 79.9x, gross margin of 75.2%, and ROIC of 20.6%. By comparison, AI (C3.ai Inc.) holds a D- grade (39/100 RQD, P/E N/A, ROIC -35.0%, cap $1.96B) and PDFS (PDF Solutions Inc.) posts a D- grade (43/100 RQD, P/E N/A, ROIC 1.6%, cap $1.92B). Among the 5-stock peer group, BL leads on earnings multiple (79.9x) while BL leads on capital efficiency (20.6% ROIC).

What are the biggest fundamental strengths and SEC risk factors for BL?

Per BL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001666134), BlackLine Inc. generated $700.4M in revenue (+7.2% YoY), $24.5M in net income, and $161.5M in free cash flow against $1.76B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (75% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is BL trading relative to its 50-day, 200-day, and 52-week technical levels?

BL last traded at $33.71 (-0.24% on volume of 968,848 shares), positioning the stock +11.14% above its 50-day simple moving average ($30.33) and +2.46% above its 200-day simple moving average ($32.90). Across its 52-week range of $24.70 to $59.57, BL sits at the 25.8% percentile with a 14-day RSI of 66.9 (BULLISH MOMENTUM) and an implied next-earnings move of ±8.0% ($31.01 to $36.41).

BL Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell BL stock right now?

BlackLine Inc. (BL) currently earns a Roarable Rating of D+ (Sell — SELL) with 55/100 RQD Confidence. Stretched risk/reward at 80x P/E (21% return on capital) under elevated 10-year interest-rate pressure.

What is BL's 12-month price target and RQD AI Jury consensus?

BL's 12-month base price target is $33.25 (range $25.94 to $62.55), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: BL RQD Cockpit BL 12M Forecast BL Earnings & Move BL Dividends & DRIP BL Insiders & 13F BL Whale Options BL Profit Sankey BL News & Why