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Why BCBP Stock advanced +0.47% Today — RQD Quant Desk Flash
BCB Bancorp Inc. (NJ) (BCBP) carries a Roarable Rating of D (Sell) with 46/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is BCBP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, BCB Bancorp Inc. (NJ) (NASDAQ: BCBP) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $8.61 (+0.47% 1D, market cap $264.8M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 9/20, and SEC Balance-Sheet Forensics 10/20. Across 1096 tracked Financials issuers, BCBP ranks #797 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does BCBP compare to FNRN and WNEB in the Financials sector?
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Within the Financials sector (Savings Institutions), BCBP carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -4.1%. By comparison, FNRN (First Northern Community Bancorp) holds a D+ grade (54/100 RQD, P/E N/A, ROIC 0.0%, cap $278.4M) and WNEB (Western New England Bancorp Inc.) posts a C grade (65/100 RQD, P/E 18.5x, ROIC 6.2%, cap $282.2M). Among the 5-stock peer group, FCAP leads on earnings multiple (13.0x) while FCAP leads on capital efficiency (11.9% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for BCBP?
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Per BCBP's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001228454), BCB Bancorp Inc. (NJ) generated $0 in revenue, -$12.5M in net income, and $34.9M in free cash flow against $3.28B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC XBRL FY 2025 (10-K): 0.9% FCF Margin ($34.9M FCF) & 52% Gross Margin
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 3/9
Put hedging (50% put share) caps near-term gamma upside (-13 pts vs max)
⚔️ Adversarial Opposing Case: What Could Spark a BCBP Turnaround Squeeze
While BCBP currently carries a cautious 46/100 (D) rating due to Whale & Options Positioning (7/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Financials with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($8.52) and Max Pain ($9.04) forces dealer call-delta covering toward $12.30.
Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-0.68% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Why BCBP Stock advanced +0.47% Today — RQD Quant Desk Flash
BCB Bancorp Inc. (NJ) (BCBP) advanced +0.47% to $8.61, trading at 30% of its 52-week range ($7.31 – $11.71). Stretched risk/reward at current multiples (-4% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 30% of its 52-week range ($7.31 – $11.71) with RSI-14 at 53.6 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±5.5% around $8.61 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D (Sell) backed by 52% gross margin and $34.9M annual free cash flow.
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Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring BCBP)
- ✓Walkthrough of BCBP's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
BCBP Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on BCBP today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for BCBP. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BCBP)
1. Head-to-Head Financials Peer Comparison (BCBP vs. FNRN, WNEB, CZWI, FCAP)
Industry: Savings Institutions (33 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, BCB Bancorp Inc. (NJ) (BCBP) ranks #797 by composite RQD confidence (46/100, grade D) and #842 by equity capitalization ($264.8M). Within this direct 5-issuer industry benchmark cohort, FCAP leads on earnings valuation at 13.0x trailing P/E, while FCAP leads on capital efficiency and profitability with 11.9% ROIC and — gross margin. FCAP currently holds the highest overall quantitative score in the immediate peer group at 67/100 (C+) compared with BCBP at 46/100 (D).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| BCBP
ACTIVE
BCB Bancorp Inc. (NJ) | D | 46/100 | — | — | -4.1% | +0.47% | $264.8M | Benchmark Subject |
| FNRN First Northern Community Bancorp | D+ | 54/100 | — | — | 0.0% | +1.19% | $278.4M | /fnrn-vs-bcbp → |
| WNEB Western New England Bancorp Inc. | C | 65/100 | 18.5x | — | 6.2% | +2.40% | $282.2M | /wneb-vs-bcbp → |
| CZWI Citizens Community Bancorp Inc. | C | 62/100 | 15.8x | — | 7.7% | -0.38% | $228.4M | /czwi-vs-bcbp → |
| FCAP First Capital Inc. | C+ | 67/100 | 13.0x | — | 11.9% | -1.39% | $213.4M | /fcap-vs-bcbp → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001228454In its most recent audited fiscal period (FY2025, filed 2025-12-31), BCB Bancorp Inc. (NJ) (BCBP) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of -$12.5M, operating cash flow of $35.9M, and free cash flow of $34.9M (-47.6% YoY). On the balance sheet, BCBP closed FY2025 with $3.28B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | -$12.5M | $35.9M | $34.9M | $3.28B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $18.6M | $67.7M | $66.5M | $3.60B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $29.5M | $35.2M | $35.2M | — | — |
3. BCBP Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs BCBP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-02, BCB Bancorp Inc. (NJ) (NASDAQ: BCBP) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $8.61 (+0.47% 1D, market cap $264.8M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 7/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 9/20, and SEC Balance-Sheet Forensics 10/20. Across 1096 tracked Financials issuers, BCBP ranks #797 in composite RQD confidence.
How does BCBP compare to FNRN and WNEB in the Financials sector?
Within the Financials sector (Savings Institutions), BCBP carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -4.1%. By comparison, FNRN (First Northern Community Bancorp) holds a D+ grade (54/100 RQD, P/E N/A, ROIC 0.0%, cap $278.4M) and WNEB (Western New England Bancorp Inc.) posts a C grade (65/100 RQD, P/E 18.5x, ROIC 6.2%, cap $282.2M). Among the 5-stock peer group, FCAP leads on earnings multiple (13.0x) while FCAP leads on capital efficiency (11.9% ROIC).
What are the biggest fundamental strengths and SEC risk factors for BCBP?
Per BCBP's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001228454), BCB Bancorp Inc. (NJ) generated $0 in revenue, -$12.5M in net income, and $34.9M in free cash flow against $3.28B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is BCBP trading relative to its 50-day, 200-day, and 52-week technical levels?
BCBP last traded at $8.61 (+0.47% on volume of 564,458 shares), positioning the stock +1.06% above its 50-day simple moving average ($8.52) and -6.31% below its 200-day simple moving average ($9.19). Across its 52-week range of $7.31 to $11.71, BCBP sits at the 29.5% percentile with a 14-day RSI of 53.6 (NEUTRAL RANGE) and an implied next-earnings move of ±5.5% ($8.14 to $9.08).
BCBP Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is BCBP stock moving today?
Why BCBP Stock advanced +0.47% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (-4% return on capital) under elevated 10-year interest-rate pressure.