Stock Ratings / Financials / BANF / earnings

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BancFirst Corporation (BANF) Next Earnings Date & Expected ±4.4% Move

$111.44 +0.68% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $111.84

BancFirst Corporation (BANF) earns a Roarable Rating of B- (Buy) with 71/100 RQD Confidence. High-quality cash engine (steady margins, 13% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 71/100 (B-) historically ranked in the Top 14% of excess returns over the next 90 days (+6.8% avg 90D alpha vs SPY • 68.4% hit rate) →

ROARABLE B- • BUY Cap $3.74B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $111.84 (+0.36%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 5.9% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 71/100 (B-) historically ranked in the Top 14% of excess returns over the next 90 days (+6.8% avg 90D alpha vs SPY • 68.4% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B- · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+5.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BANF)Realized 20D OHLCV Swing Band: ±4.4%

Deterministic 5-Pillar Attribution (71/100 Composite)

🔍 WHY BANF SCORES 71/100 (B-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (24% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: Macro Regime Fit+16/20 pts (23% of score)

FRED Regime × Technicals: 48% of 52W Range • RSI-14 at 53.5 (NEUTRAL RANGE)

▼ #1 Drag / Risk Factor: Whale & Options Positioning12/20 pts (-8 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-8 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$106.18+2.7% Next Q

Q2 (-2Q)

Grade B-$109.03+2% Next Q

Q3 (-1Q)

Grade B-$111.21+0.2% Next Q

Current

Grade B-$111.44+6.8% Hist 90D α

Trajectory: C+ (63) → B- (71)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the BANF Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 71/100 (B-) score, BANF faces multiple-compression risk if 15.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($109.33) or 200D SMA ($111.67) invalidates the momentum regime and cuts Target Base ($117.96) toward Bear Floor ($91.38).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BANF• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “BANF Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 71%NO 29%Trade / Inspect Odds →

NEXT EST. WINDOW: Dec 30, 2026 (~58 DAYS)

Historical OHLCV Volatility ±4.4% Swing Band

±$4.90 Expected Swing

MODEL EARNINGS SETUP GAUGE

BANF Quantitative Pre-Earnings Setup: 71/100

Trailing EPS: $7.16 • YoY Revenue Growth: 12.4%

Model Bullish Setup (71/100)Model Risk Weight (29/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2025-12-31	$0	$240.6M	$237.0M	52%
FY 2024	2024-12-31	$0	$216.4M	$224.5M	52%
FY 2023	2023-12-31	$0	$212.5M	$233.0M	52%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating BANF & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on BANF
✓How disciplined traders manage risk using pre-published trigger & invalidation levels
✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

BANF // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -0.15%⚡ TESTING RESISTANCE

2026-10-30O $112.1H $112.4L $109.8C $111.4VOL 138.6K

RES: $112.8SUP: $102.2SMA50: $109.3SMA200: $111.7

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BANF Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BANF Butterfly Map → + Track BANF →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on BANF today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BANF. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for BANF today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BANF)

Financials Rank #116 of 1096 ⚔️ WSBC vs BANF Full Matrix →

1. Head-to-Head Financials Peer Comparison (BANF vs. WSBC, RNST, FIBK, NIC)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, BancFirst Corporation (BANF) ranks #116 by composite RQD confidence (71/100, grade B-) and #320 by equity capitalization ($3.74B). Within this direct 5-issuer industry benchmark cohort, FIBK leads on earnings valuation at 12.0x trailing P/E, while BANF leads on capital efficiency and profitability with 13.0% ROIC and — gross margin. BANF currently leads its immediate peer cohort in composite quantitative strength at 71/100 (B-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
BANF ACTIVE BancFirst Corporation	B-	71/100	15.6x	—	13.0%	+0.68%	$3.74B	Benchmark Subject
WSBC WesBanco Inc.	C+	69/100	16.7x	—	5.5%	+0.99%	$3.73B	/wsbc-vs-banf →
RNST Renasant Corporation	C+	67/100	20.3x	—	4.7%	+0.17%	$3.68B	/rnst-vs-banf →
FIBK First Interstate BancSystem Inc.	C+	68/100	12.0x	—	8.8%	+1.04%	$3.62B	/fibk-vs-banf →
NIC Nicolet Bankshares Inc.	C+	68/100	24.0x	—	12.0%	+0.89%	$3.62B	/nic-vs-banf →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000760498

In its most recent audited fiscal period (FY2025, filed 2025-12-31), BancFirst Corporation (BANF) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $240.6M, operating cash flow of $285.3M, and free cash flow of $237.0M (+5.5% YoY). On the balance sheet, BANF closed FY2025 with $14.84B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$240.6M	$285.3M	$237.0M	$14.84B	—
FY2024 (FY)	2024-12-31	$0	$216.4M	$261.2M	$224.5M	$13.55B	—
FY2023 (FY)	2023-12-31	$0	$212.5M	$233.0M	$233.0M	—	—

3. BANF Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BANF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, BancFirst Corporation (NASDAQ: BANF) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 71/100 at a spot price of $111.44 (+0.68% 1D, market cap $3.74B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, BANF ranks #116 in composite RQD confidence.

How does BANF compare to WSBC and RNST in the Financials sector?

Within the Financials sector (Major Banks), BANF carries a Roarable B- (71/100 RQD), trailing P/E of 15.6x, gross margin of —, and ROIC of 13.0%. By comparison, WSBC (WesBanco Inc.) holds a C+ grade (69/100 RQD, P/E 16.7x, ROIC 5.5%, cap $3.73B) and RNST (Renasant Corporation) posts a C+ grade (67/100 RQD, P/E 20.3x, ROIC 4.7%, cap $3.68B). Among the 5-stock peer group, FIBK leads on earnings multiple (12.0x) while BANF leads on capital efficiency (13.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for BANF?

Per BANF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000760498), BancFirst Corporation generated $0 in revenue, $240.6M in net income, and $237.0M in free cash flow against $14.84B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is BANF trading relative to its 50-day, 200-day, and 52-week technical levels?

BANF last traded at $111.44 (+0.68% on volume of 130,293 shares), positioning the stock +1.93% above its 50-day simple moving average ($109.33) and -0.21% below its 200-day simple moving average ($111.67). Across its 52-week range of $101.48 to $122.21, BANF sits at the 48.0% percentile with a 14-day RSI of 53.5 (NEUTRAL RANGE) and an implied next-earnings move of ±4.4% ($106.54 to $116.34).