Stock Ratings / Financials / AXP / earnings

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American Express Company (AXP) Next Earnings Date & Expected ±4.3% Move

$323.71 +1.82% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)

American Express Company (AXP) carries a Roarable Rating of C+ (Hold) with 68/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ • HOLD / WATCH Cap $217.06B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

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RQD QUANT TACHOMETERHOLD / WATCH • C+

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE+4.5% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for AXP)Realized 20D OHLCV Swing Band: ±4.3%

NEXT EST. WINDOW: Dec 30, 2026 (~58 DAYS)

Historical OHLCV Volatility ±4.3% Swing Band

±$13.92 Expected Swing

MODEL EARNINGS SETUP GAUGE

AXP Quantitative Pre-Earnings Setup: 68/100

Trailing EPS: $16.16 • YoY Revenue Growth: 6.4%

Model Bullish Setup (68/100)Model Risk Weight (32/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2025-12-31	$41.30B	$10.83B	$16.00B	52%
FY 2024	2024-12-31	$38.83B	$10.13B	$12.14B	52%
FY 2023	2023-12-31	$37.22B	$8.37B	$16.88B	52%

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Whale Flow & Momentum Playbook: Evaluating AXP & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on AXP
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AXP // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +1.41%⚡ TESTING RESISTANCE

2026-11-01O $317.9H $323.7L $317.9C $323.7VOL 2.88M

RES: $325.6SUP: $287.6SMA50: $317.0SMA200: $325.9

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

AXP Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 AXP Butterfly Map → + Track AXP →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

13.5%/yr Implied 5Y Growth

vs. +6.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on AXP today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for AXP. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for AXP today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (AXP)

Financials Rank #82 of 287 ⚔️ SPGI vs AXP Full Matrix →

1. Head-to-Head Financials Peer Comparison (AXP vs. SPGI, MCO, NU, RKT)

Industry: Finance: Consumer Services (33 Tracked Issuers)

Across 287 tracked Financials securities in the Roarable RQD universe, American Express Company (AXP) ranks #82 by composite RQD confidence (68/100, grade C+) and #10 by equity capitalization ($217.06B). Within this direct 5-issuer industry benchmark cohort, AXP leads on earnings valuation at 20.0x trailing P/E, while MCO leads on capital efficiency and profitability with 30.6% ROIC and — gross margin. SPGI currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with AXP at 68/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
AXP ACTIVE American Express Company	C+	68/100	20.0x	—	9.5%	+1.82%	$217.06B	Benchmark Subject
SPGI S&P Global Inc.	B	73/100	29.9x	—	12.2%	+2.52%	$133.55B	/spgi-vs-axp →
MCO Moody's Corporation	B	73/100	34.3x	—	30.6%	+2.42%	$84.27B	/mco-vs-axp →
NU Nu Holdings Ltd. (Class A)	D+	52/100	32.8x	—	9.9%	+0.67%	$58.51B	/nu-vs-axp →
RKT Rocket Companies Inc.	E	34/100	—	—	-0.2%	+3.03%	$33.75B	/rkt-vs-axp →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000004962

In its most recent audited fiscal period (FY2025, filed 2025-12-31), American Express Company (AXP) reported GAAP revenue of $41.30B (+6.4% vs. FY2024 revenue of $38.83B , and +11.0% cumulative change since FY2023) , GAAP net income of $10.83B, operating cash flow of $18.43B, and free cash flow of $16.00B (+31.8% YoY). On the balance sheet, AXP closed FY2025 with $300.05B in total assets against $119.96B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$41.30B	$10.83B	$18.43B	$16.00B	$300.05B	$119.96B
FY2024 (FY)	2024-12-31	$38.83B	$10.13B	$14.05B	$12.14B	$271.46B	$108.54B
FY2023 (FY)	2023-12-31	$37.22B	$8.37B	$18.56B	$16.88B	$119.39B	$27.94B

3. AXP Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is AXP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, American Express Company (NYSE: AXP) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 68/100 at a spot price of $323.71 (+1.82% 1D, market cap $217.06B). Pillar breakdown: Fundamental Cash Engine 16/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 16/20. Across 287 tracked Financials issuers, AXP ranks #82 in composite RQD confidence.

How does AXP compare to SPGI and MCO in the Financials sector?

Within the Financials sector (Finance: Consumer Services), AXP carries a Roarable C+ (68/100 RQD), trailing P/E of 20.0x, gross margin of —, and ROIC of 9.5%. By comparison, SPGI (S&P Global Inc.) holds a B grade (73/100 RQD, P/E 29.9x, ROIC 12.2%, cap $133.55B) and MCO (Moody's Corporation) posts a B grade (73/100 RQD, P/E 34.3x, ROIC 30.6%, cap $84.27B). Among the 5-stock peer group, AXP leads on earnings multiple (20.0x) while MCO leads on capital efficiency (30.6% ROIC).

What are the biggest fundamental strengths and SEC risk factors for AXP?

Per AXP's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000004962), American Express Company generated $41.30B in revenue (+6.4% YoY), $10.83B in net income, and $16.00B in free cash flow against $300.05B in total assets and $119.96B in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is AXP trading relative to its 50-day, 200-day, and 52-week technical levels?

AXP last traded at $323.71 (+1.82% on volume of 2,883,987 shares), positioning the stock +2.13% above its 50-day simple moving average ($316.95) and -0.67% below its 200-day simple moving average ($325.90). Across its 52-week range of $290.97 to $387.49, AXP sits at the 33.9% percentile with a 14-day RSI of 58.0 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.3% ($309.79 to $337.63).

AXP Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is AXP's next earnings date?

Based on SEC filing cadence, American Express Company (AXP)'s next quarterly reporting window is estimated around Dec 30, 2026.

How much is AXP stock expected to move on earnings?

Volatility modeling currently projects a ±4.3% event move for AXP, spanning a range between $309.79 and $337.63.

Direct Sub-Reports: AXP RQD Cockpit AXP 12M Forecast AXP Earnings & Move AXP Dividends & DRIP AXP Insiders & 13F AXP Whale Options AXP Profit Sankey AXP News & Why