Why ATLO Stock advanced +0.24% Today — RQD Quant Desk Flash

$33.86 +0.24% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $33.81

Ames National Corporation (ATLO) carries a Roarable Rating of C- (Hold) with 61/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C- • HOLD / WATCH Cap $299.9M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $33.81 (-0.15%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 0.5% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 61/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.5% avg 90D alpha vs SPY • 53.9% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C-
025507510061
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C- · Rk C
Cash (12)Whales (8)SEC (13)Macro (12)CEO (16)
Each axis scored 0–20
12M PRICE TARGET CONE+1.4% Base Target
$41 Bull$34 Base$27 Bear
📬 FREE ATLO RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for ATLO)Realized 20D OHLCV Swing Band: ±5.9%
Deterministic 5-Pillar Attribution (61/100 Composite)
🔍 WHY ATLO SCORES 61/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (26% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (21% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
53
Grade C-$31.46+2.3% Next Q
Q2 (-2Q)
56
Grade C$32.17+4.8% Next Q
Q3 (-1Q)
58
Grade C$33.70+0.5% Next Q
Current
61
Grade C-$33.86+0.5% Hist 90D α
Trajectory: C- (53) → C- (61)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the ATLO Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 61/100 (C-) score, ATLO faces multiple-compression risk if 15.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($32.21) or 200D SMA ($29.45) invalidates the momentum regime and cuts Target Base ($34.32) toward Bear Floor ($26.77).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $ATLO• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “ATLO Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →

Why ATLO Stock advanced +0.24% Today — RQD Quant Desk Flash

Ames National Corporation (ATLO) advanced +0.24% to $33.86, trading at 95% of its 52-week range ($20.51 – $34.52). Solid steady margins (9% return on capital), mixed timing at 16x P/E—hold if owned, no rush to chase.

  • ▸Technical Tape: Trading at 95% of its 52-week range ($20.51 – $34.52) with RSI-14 at 60.3 (BULLISH MOMENTUM).
  • ▸Volatility Profile: Historical 20-day realized swing band of ±5.9% around $33.86 (no active unusual options sweep snapshot on file).
  • ▸Fundamental Anchor: Roarable C- (Hold) backed by 52% gross margin and $20.7M annual free cash flow.
Live ATLO Headlines & Catalysts
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (ATLO Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
ATLO // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +20.16%📐 HORIZONTAL RANGE
2026-10-30O $33.90H $33.90L $33.35C $33.86VOL 18.1K
RES: $34.78SUP: $30.69SMA50: $32.21SMA200: $29.45
$35.32$32.01$28.71$25.40$22.09RES $34.78SUP $30.69$33.862026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

ATLO Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
8.3%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on ATLO today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for ATLO. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for ATLO today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (ATLO)

Financials Rank #471 of 1096 ⚔️ ISBA vs ATLO Full Matrix →

1. Head-to-Head Financials Peer Comparison (ATLO vs. ISBA, FUNC, BPRN, QNBC)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Ames National Corporation (ATLO) ranks #471 by composite RQD confidence (61/100, grade C-) and #807 by equity capitalization ($299.9M). Within this direct 5-issuer industry benchmark cohort, FUNC leads on earnings valuation at 12.1x trailing P/E, while FUNC leads on capital efficiency and profitability with 12.0% ROIC and — gross margin. QNBC currently holds the highest overall quantitative score in the immediate peer group at 66/100 (C+) compared with ATLO at 61/100 (C-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
ATLO ACTIVE
Ames National Corporation
C- 61/100 15.8x — 9.2% +0.24% $299.9M Benchmark Subject
ISBA
Isabella Bank Corporation
C- 61/100 16.0x — 8.2% +0.84% $302.8M /isba-vs-atlo →
FUNC
First United Corporation
C 63/100 12.1x — 12.0% +0.42% $297.0M /func-vs-atlo →
BPRN
Princeton Bancorp Inc. (PA)
D+ 57/100 15.8x — 6.9% -3.43% $293.6M /bprn-vs-atlo →
QNBC
QNB Corp.
C+ 66/100 20.8x — 10.9% -0.32% $293.1M /qnbc-vs-atlo →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001132651

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Ames National Corporation (ATLO) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $19.0M, operating cash flow of $21.3M, and free cash flow of $20.7M (+47.8% YoY). On the balance sheet, ATLO closed FY2025 with $2.13B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $0 $19.0M $21.3M $20.7M $2.13B —
FY2024 (FY) 2024-12-31 $0 $10.2M $14.3M $14.0M $2.13B —
FY2023 (FY) 2023-12-31 $0 $10.8M $19.2M $19.2M — —

3. ATLO Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is ATLO stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Ames National Corporation (NASDAQ: ATLO) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 61/100 at a spot price of $33.86 (+0.24% 1D, market cap $299.9M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, ATLO ranks #471 in composite RQD confidence.

How does ATLO compare to ISBA and FUNC in the Financials sector?

Within the Financials sector (Major Banks), ATLO carries a Roarable C- (61/100 RQD), trailing P/E of 15.8x, gross margin of —, and ROIC of 9.2%. By comparison, ISBA (Isabella Bank Corporation) holds a C- grade (61/100 RQD, P/E 16.0x, ROIC 8.2%, cap $302.8M) and FUNC (First United Corporation) posts a C grade (63/100 RQD, P/E 12.1x, ROIC 12.0%, cap $297.0M). Among the 5-stock peer group, FUNC leads on earnings multiple (12.1x) while FUNC leads on capital efficiency (12.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for ATLO?

Per ATLO's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001132651), Ames National Corporation generated $0 in revenue, $19.0M in net income, and $20.7M in free cash flow against $2.13B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is ATLO trading relative to its 50-day, 200-day, and 52-week technical levels?

ATLO last traded at $33.86 (+0.24% on volume of 23,159 shares), positioning the stock +5.12% above its 50-day simple moving average ($32.21) and +14.97% above its 200-day simple moving average ($29.45). Across its 52-week range of $20.51 to $34.52, ATLO sits at the 95.3% percentile with a 14-day RSI of 60.3 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.9% ($31.86 to $35.86).

ATLO Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Why is ATLO stock moving today?

Why ATLO Stock advanced +0.24% Today — RQD Quant Desk Flash. Solid steady margins (9% return on capital), mixed timing at 16x P/E—hold if owned, no rush to chase.

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