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Associated Banc-Corp (ASB) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$30.53 +1.77% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot)

Associated Banc-Corp (ASB) carries a Roarable Rating of C+ (Hold) with 69/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ • HOLD / WATCH Cap $5.67B

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INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERHOLD / WATCH • C+

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C+ · Rk B-

Each axis scored 0–20

12M PRICE TARGET CONE+4.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for ASB)Realized 20D OHLCV Swing Band: ±4%

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How ASB Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$615.7M (15.4% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $1.10B

FY24

Rev $4.00B

FY25

Rev $4.00B

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$4.00B	0%	14%	$474.8M	$615.7M	2.4%
FY 2024	$4.00B	0%	3.6%	$123.1M	$580.2M	0.7%
FY 2023	$1.10B	52%	19.6%	$183.0M	$393.1M	9.1%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring ASB)

✓Walkthrough of ASB's RQD Radar, SEC cash-conversion gap & downside invalidation levels
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ASB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +9.47%⚡ TESTING RESISTANCE

2026-11-01O $30.00H $30.53L $30.00C $30.53VOL 2.86M

RES: $30.66SUP: $27.11SMA50: $29.67SMA200: $28.69

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

ASB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 ASB Butterfly Map → + Track ASB →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

2.3%/yr Implied 5Y Growth

vs. +9.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on ASB today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for ASB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for ASB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (ASB)

Financials Rank #80 of 287 ⚔️ AUB vs ASB Full Matrix →

1. Head-to-Head Financials Peer Comparison (ASB vs. AUB, OZK, HWC, GBCI)

Industry: Major Banks (49 Tracked Issuers)

Across 287 tracked Financials securities in the Roarable RQD universe, Associated Banc-Corp (ASB) ranks #80 by composite RQD confidence (69/100, grade C+) and #245 by equity capitalization ($5.67B). Within this direct 5-issuer industry benchmark cohort, ASB leads on earnings valuation at 11.9x trailing P/E, while OZK leads on capital efficiency and profitability with 9.9% ROIC and — gross margin. ASB currently leads its immediate peer cohort in composite quantitative strength at 69/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
ASB ACTIVE Associated Banc-Corp	C+	69/100	11.9x	—	2.8%	+1.77%	$5.67B	Benchmark Subject
AUB Atlantic Union Bankshares Corporation	C+	68/100	20.4x	—	1.5%	+1.20%	$5.58B	/aub-vs-asb →
OZK Bank OZK	C	62/100	32.8x	—	9.9%	+1.58%	$5.81B	/ozk-vs-asb →
HWC Hancock Whitney Corporation	C+	67/100	12.0x	—	3.5%	+1.10%	$5.82B	/hwc-vs-asb →
GBCI Glacier Bancorp Inc.	C+	66/100	26.6x	—	1.9%	+1.41%	$6.35B	/gbci-vs-asb →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000007789

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Associated Banc-Corp (ASB) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 , and -100.0% cumulative change since FY2023) , GAAP net income of $474.8M, operating cash flow of $615.7M, and free cash flow of $615.7M (+6.1% YoY). On the balance sheet, ASB closed FY2025 with $45.20B in total assets against $18.10B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$474.8M	$615.7M	$615.7M	$45.20B	$18.10B
FY2024 (FY)	2024-12-31	$0	$123.1M	$580.2M	$580.2M	$43.02B	$17.29B
FY2023 (FY)	2023-12-31	$1.10B	$183.0M	$442.7M	$393.1M	$3.12B	$729.7M

3. ASB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is ASB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Associated Banc-Corp (NYSE: ASB) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 69/100 at a spot price of $30.53 (+1.77% 1D, market cap $5.67B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 15/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 15/20. Across 287 tracked Financials issuers, ASB ranks #80 in composite RQD confidence.

How does ASB compare to AUB and OZK in the Financials sector?

Within the Financials sector (Major Banks), ASB carries a Roarable C+ (69/100 RQD), trailing P/E of 11.9x, gross margin of —, and ROIC of 2.8%. By comparison, AUB (Atlantic Union Bankshares Corporation) holds a C+ grade (68/100 RQD, P/E 20.4x, ROIC 1.5%, cap $5.58B) and OZK (Bank OZK) posts a C grade (62/100 RQD, P/E 32.8x, ROIC 9.9%, cap $5.81B). Among the 5-stock peer group, ASB leads on earnings multiple (11.9x) while OZK leads on capital efficiency (9.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for ASB?

Per ASB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000007789), Associated Banc-Corp generated $0 in revenue, $474.8M in net income, and $615.7M in free cash flow against $45.20B in total assets and $18.10B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is ASB trading relative to its 50-day, 200-day, and 52-week technical levels?

ASB last traded at $30.53 (+1.77% on volume of 2,863,251 shares), positioning the stock +2.90% above its 50-day simple moving average ($29.67) and +6.41% above its 200-day simple moving average ($28.69). Across its 52-week range of $23.87 to $32.46, ASB sits at the 77.5% percentile with a 14-day RSI of 62.8 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.0% ($29.31 to $31.75).

ASB Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is Associated Banc-Corp (ASB)?

In FY 2025 (10-K), ASB converted $4.0B of revenue into a 0% gross margin, 0% operating margin, and $615.7M in free cash flow (15.4% FCF margin).

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