MARKET WIRESeekingAlpha • 5h ago
Alkami Technology, Inc. 2026 Q3 - Results - Earnings Call Presentation2026-11-01. The following slide deck was published by Alkami Technology, Inc.
Why ALKT Stock dropped -18.29% Today — RQD Quant Desk Flash
$12.69 -18.29% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $12.25
Alkami Technology Inc. (ALKT) carries a Roarable Rating of D- (Sell) with 35/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
ROARABLE D- • RED ALERT
Cap $1.36B
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $12.25 (-3.48%)🧬 Disciplined Float (+0.16% YoY Shares)⚙️ Cash Engine: 9/20 (D) • 9.3% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record Warning: Scores below 50 (35/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-8.5% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →RQD QUANT TACHOMETERRED ALERT • D-
3-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw D- · Rk D-
Each axis scored 0–20
12M PRICE TARGET CONE-10.3% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for ALKT)Realized 20D OHLCV Swing Band: ±8.9%
Deterministic 5-Pillar Attribution (35/100 Composite)
🔍 WHY ALKT SCORES 35/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Cash Engine Quality+9/20 pts (26% of score)
SEC XBRL FY 2025 (10-K): 9.3% FCF Margin ($41.4M FCF) & 57.8% Gross Margin
▲ #2 Bullish Driver: Macro Regime Fit+8/20 pts (23% of score)
FRED Regime × Technicals: 5% of 52W Range • RSI-14 at 31.1 (OVERSOLD (<32))
▼ #1 Drag / Risk Factor: Whale & Options Positioning5/20 pts (-15 pt drag)
Put hedging (50% put share) caps near-term gamma upside (-15 pts vs max)
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade D$14.29-3.9% Next Q
43
Q2 (-2Q)Grade D$13.73+16.8% Next Q
40
Q3 (-1Q)Grade E$16.03-20.8% Next Q
38
CurrentGrade D-$12.69-8.5% Hist 90D α
35
Trajectory: D (43) → D- (35)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER
⚔️ Adversarial Opposing Case: What Could Spark a ALKT Turnaround Squeeze
While ALKT currently carries a cautious 35/100 (D-) rating due to Whale & Options Positioning (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
🚀 Contrarian Squeeze Trigger #1
Established market leader in Technology with deep daily trading liquidity.
🚀 Contrarian Squeeze Trigger #2
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($16.62) and Max Pain ($13.32) forces dealer call-delta covering toward $25.69.
🚀 Contrarian Squeeze Trigger #3
Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.16% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
🎲 LIVE PREDICTION MARKET ODDS TIED TO $ALKT• $4.8M Crowd Pool • Kalshi / Polymarket Composite
Contract: “ALKT Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why ALKT Stock dropped -18.29% Today — RQD Quant Desk Flash
Alkami Technology Inc. (ALKT) dropped -18.29% to $12.69, trading at 5% of its 52-week range ($12.1 – $24.47). Stretched risk/reward at current multiples (-14% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 5% of its 52-week range ($12.1 – $24.47) with RSI-14 at 31.1 (OVERSOLD (<32)).
- ▸Volatility Profile: Historical 20-day realized swing band of ±8.9% around $12.69 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D- (Sell) backed by 57.8% gross margin and $41.4M annual free cash flow.
Live ALKT Headlines & Catalysts
RISK WATCHYahoo • 2d ago
Alkami (ALKT) Stock Price Sinks As Q3 Results Fail To Calm ConcernsAlkami Technology just took a hit. The stock dropped 18.3% to US$12.69 after the Q3 2026 report, extending a rough 90‑day stretch where the share price has fallen about 30%. The headline print was not a collapse story. R
MARKET WIREBenzinga • 3d ago
JP Morgan Maintains Underweight on Alkami Technology, Lowers Price Target to $13JP Morgan analyst Ella Smith maintains Alkami Technology (NASDAQ:ALKT) with a Underweight and lowers the price target from $14 to $13.
MARKET WIREBenzinga • 3d ago
12 Information Technology Stocks Moving In Thursday's Intraday SessionGainers Vida Global (AMEX:VIDA) stock increased by 106999900.0% to $1.07 during Thursday's regular session. The market value of their outstanding shares is at $16.0 million. Gen Digital Inc. - Contingent Value
MARKET WIREYahoo • 3d ago
Alkami Technology, Inc. Q3 2026 Earnings Call SummaryMoby summary of Alkami Technology, Inc.'s Q3 2026 earnings call
RISK WATCHBenzinga • 3d ago
Citizens Downgrades Alkami Technology to Market PerformCitizens analyst Aaron Kimson downgrades Alkami Technology (NASDAQ:ALKT) from Market Outperform to Market Perform.
RISK WATCHBenzinga • 3d ago
This Lennox International Analyst Is No Longer Bullish; Here Are Top 5 Downgrades For ThursdayAnalysts downgraded Renasant, Lennox, Peapack-Gladstone, Alkami and Xylem; price targets for RNST and XYL were cut.
RISK WATCHBenzinga • 3d ago
Keybanc Downgrades Alkami Technology to Sector WeightKeybanc analyst Andrew Schmitt downgrades Alkami Technology (NASDAQ:ALKT) from Overweight to Sector Weight.
MARKET WIREBenzinga • 3d ago
12 Information Technology Stocks Moving In Thursday's Pre-Market SessionGainers PicoCELA (NASDAQ:PCLA) stock moved upwards by 34.6% to $7.9 during Thursday's pre-market session. The market value of their outstanding shares is at $56.4 million. Cohu (NASDAQ:COHU) stock moved upwards by
MARKET WIREBenzinga • 3d ago
Needham Maintains Buy on Alkami Technology, Lowers Price Target to $20Needham analyst Mayank Tandon maintains Alkami Technology (NASDAQ:ALKT) with a Buy and lowers the price target from $25 to $20.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring ALKT)
- ✓Walkthrough of ALKT's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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ALKT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -19.58%📐 HORIZONTAL RANGE
2026-10-30O $12.61H $12.69L $12.19C $12.69VOL 3.73M
RES: $22.92SUP: $11.79SMA50: $16.62SMA200: $17.22
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
ALKT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
8.0%/yr Implied 5Y Growth
vs. +32.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on ALKT today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for ALKT. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for ALKT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (ALKT)
Technology Rank #615 of 714
⚔️ PD vs ALKT Full Matrix →
1. Head-to-Head Technology Peer Comparison (ALKT vs. PD, GTM, RDVT, BBAI)
Industry: Computer Software: Prepackaged Software (222 Tracked Issuers)Across 714 tracked Technology securities in the Roarable RQD universe, Alkami Technology Inc. (ALKT) ranks #615 by composite RQD confidence (35/100, grade D-) and #331 by equity capitalization ($1.36B). Within this direct 5-issuer industry benchmark cohort, PD leads on earnings valuation at 7.9x trailing P/E, while RDVT leads on capital efficiency and profitability with 16.1% ROIC and — gross margin. GTM currently holds the highest overall quantitative score in the immediate peer group at 64/100 (C) compared with ALKT at 35/100 (D-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| ALKT
ACTIVE
Alkami Technology Inc. | D- | 35/100 | — | 57.8% | -14.2% | -18.29% | $1.36B | Benchmark Subject |
| PD PagerDuty Inc. | D+ | 52/100 | 7.9x | 84.9% | 6.8% | -3.17% | $1.37B | /pd-vs-alkt → |
| GTM ZoomInfo Technologies Inc | C | 64/100 | 10.5x | 84.0% | 6.7% | +1.13% | $1.30B | /gtm-vs-alkt → |
| RDVT Red Violet Inc. | C- | 59/100 | 98.2x | — | 16.1% | -2.35% | $1.29B | /rdvt-vs-alkt → |
| BBAI BigBear.ai Inc. | E | 28/100 | — | 22.3% | -27.5% | +8.54% | $1.29B | /bbai-vs-alkt → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001529274In its most recent audited fiscal period (FY2025, filed 2025-12-31), Alkami Technology Inc. (ALKT) reported GAAP revenue of $443.6M (+32.9% vs. FY2024 revenue of $333.8M , and +67.5% cumulative change since FY2023) , GAAP net income of -$47.7M, operating cash flow of $42.9M, and free cash flow of $41.4M (+137.7% YoY). On the balance sheet, ALKT closed FY2025 with $847.2M in total assets against $0 in total debt (Altman Z-Score: 1.27, Piotroski F-Score: 6/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $443.6M | -$47.7M | $42.9M | $41.4M | $847.2M | — |
| FY2024 (FY) | 2024-12-31 | $333.8M | -$40.8M | $18.6M | $17.4M | $437.3M | — |
| FY2023 (FY) | 2023-12-31 | $264.8M | -$62.9M | -$17.5M | -$17.5M | — | — |
3. ALKT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs ALKT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, Alkami Technology Inc. (NASDAQ: ALKT) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 35/100 at a spot price of $12.69 (-18.29% 1D, market cap $1.36B). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 6/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 7/20. Across 714 tracked Technology issuers, ALKT ranks #615 in composite RQD confidence.
How does ALKT compare to PD and GTM in the Technology sector?
Within the Technology sector (Computer Software: Prepackaged Software), ALKT carries a Roarable D- (35/100 RQD), trailing P/E of N/A, gross margin of 57.8%, and ROIC of -14.2%. By comparison, PD (PagerDuty Inc.) holds a D+ grade (52/100 RQD, P/E 7.9x, ROIC 6.8%, cap $1.37B) and GTM (ZoomInfo Technologies Inc) posts a C grade (64/100 RQD, P/E 10.5x, ROIC 6.7%, cap $1.30B). Among the 5-stock peer group, PD leads on earnings multiple (7.9x) while RDVT leads on capital efficiency (16.1% ROIC).
What are the biggest fundamental strengths and SEC risk factors for ALKT?
Per ALKT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001529274), Alkami Technology Inc. generated $443.6M in revenue (+32.9% YoY), -$47.7M in net income, and $41.4M in free cash flow against $847.2M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Technology with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is ALKT trading relative to its 50-day, 200-day, and 52-week technical levels?
ALKT last traded at $12.69 (-18.29% on volume of 7,825,789 shares), positioning the stock -23.65% below its 50-day simple moving average ($16.62) and -26.31% below its 200-day simple moving average ($17.22). Across its 52-week range of $12.10 to $24.47, ALKT sits at the 4.8% percentile with a 14-day RSI of 31.1 (OVERSOLD (<32)) and an implied next-earnings move of ±8.9% ($11.56 to $13.82).
ALKT Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is ALKT stock moving today?
Why ALKT Stock dropped -18.29% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (-14% return on capital) under elevated 10-year interest-rate pressure.