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LTC Properties Inc. (LTC) — RQD Stock Rating Cockpit

$44.32 +3.72% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $44.72

LTC Properties Inc. (LTC) earns a Roarable Rating of B+ (Buy) with 78/100 RQD Confidence. High-quality cash engine (steady margins, 15% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 78/100 (B+) historically ranked in the Top 10% of excess returns over the next 90 days (+7.9% avg 90D alpha vs SPY • 70.6% hit rate) →

ROARABLE B+ • BUY Cap $2.39B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $44.72 (+0.91%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 51.7% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 78/100 (B+) historically ranked in the Top 10% of excess returns over the next 90 days (+7.9% avg 90D alpha vs SPY • 70.6% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B+

3-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk A-

Each axis scored 0–20

12M PRICE TARGET CONE+9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for LTC)Realized 20D OHLCV Swing Band: ±4.8%

Deterministic 5-Pillar Attribution (78/100 Composite)

🔍 WHY LTC SCORES 78/100 (B+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+18/20 pts (23% of score)

FRED Regime × Technicals: 88% of 52W Range • RSI-14 at 61.8 (BULLISH MOMENTUM)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (22% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning14/20 pts (-6 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-6 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B$42.46+2.9% Next Q

Q2 (-2Q)

Grade B$43.68+0.2% Next Q

Q3 (-1Q)

Grade B+$43.75+1.3% Next Q

Current

Grade B+$44.32+7.9% Hist 90D α

Trajectory: B (70) → B+ (78)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the LTC Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 78/100 (B+) score, LTC faces multiple-compression risk if 19.3x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($42.47) or 200D SMA ($39.50) invalidates the momentum regime and cuts Target Base ($48.31) toward Bear Floor ($36.34).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $LTC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “LTC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 78%NO 22%Trade / Inspect Odds →

RSI-14 MOMENTUMBULLISH MOMENTUM

61.830 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCOREHIGH QUALITY (7–9)

7 / 99-Pt Accounting

52-WEEK LASER RANGE88% OF RANGE

L: $34$44.32H: $46

1. Money & Cash Health● MIXED

Are profits real cash in the bank?

Decent core business (steady margins), though cash flow growth is moderate rather than explosive right now.

Factor Grade: B-RQD 14 / 20

2. Big Money & Insiders● BUYING

Are whales & executives buying or selling?

Hedge funds and options traders are leaning bullish, showing strong institutional appetite.

Factor Grade: B+RQD 31 / 40

3. Hidden Risks & Market Weather● ALL CLEAR

SEC fine-print scan & interest-rate fit

Clean SEC fine-print check with low hidden accounting risk and favorable interest-rate weather.

Factor Grade: A-RQD 33 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

3-of-3 JEV AI Jury Bullish on LTC

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BULLISH (70)

15.2% ROIC with 42.0% gross margin and 5.69% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BULLISH (75)

Altman-Z 4.20 and Piotroski 7/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BULLISH (82)

31/40 institutional & smart-money positioning score with 18/20 macro alignment.

Bull Case: Why Buyers Like LTC

✓Company leadership has skin in the game with net positive insider conviction.
✓Clean SEC annual filing review with no major hidden accounting time-bombs.

Bear Case: What Could Go Wrong

!Broader market pullbacks can still drag down strong stocks in the short run.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (LTC Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

LTC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +15.96%▲ ASCENDING CHANNEL

2026-10-30O $44.85H $45.79L $44.32C $44.32VOL 825.0K

RES: $48.19SUP: $41.91SMA50: $42.47SMA200: $39.50

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

LTC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 LTC Butterfly Map → + Track LTC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

12.7%/yr Implied 5Y Growth

vs. +25.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on LTC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for LTC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for LTC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (LTC)

Financials Rank #17 of 1096 ⚔️ IVT vs LTC Full Matrix →

1. Head-to-Head Financials Peer Comparison (LTC vs. IVT, FCPT, PEB, NTST)

Industry: Real Estate Investment Trusts (172 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, LTC Properties Inc. (LTC) ranks #17 by composite RQD confidence (78/100, grade B+) and #407 by equity capitalization ($2.39B). Within this direct 5-issuer industry benchmark cohort, LTC leads on earnings valuation at 19.3x trailing P/E, while LTC leads on capital efficiency and profitability with 15.2% ROIC and — gross margin. LTC currently leads its immediate peer cohort in composite quantitative strength at 78/100 (B+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
LTC ACTIVE LTC Properties Inc.	B+	78/100	19.3x	—	15.2%	+3.72%	$2.39B	Benchmark Subject
IVT InvenTrust Properties Corp.	C+	66/100	21.7x	—	2.6%	+3.16%	$2.42B	/ivt-vs-ltc →
FCPT Four Corners Property Trust Inc.	C	64/100	21.8x	—	6.9%	+1.36%	$2.45B	/fcpt-vs-ltc →
PEB Pebblebrook Hotel Trust of	D	46/100	—	—	1.5%	+1.16%	$2.45B	/peb-vs-ltc →
NTST NetSTREIT Corp.	D+	57/100	—	—	—	+2.39%	$2.21B	/ntst-vs-ltc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000887905

In its most recent audited fiscal period (FY2025, filed 2025-12-31), LTC Properties Inc. (LTC) reported GAAP revenue of $262.9M (+25.3% vs. FY2024 revenue of $209.8M , and +33.3% cumulative change since FY2023) , GAAP net income of $123.9M, operating cash flow of $136.0M, and free cash flow of $136.0M (+8.0% YoY). On the balance sheet, LTC closed FY2025 with $2.06B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$262.9M	$123.9M	$136.0M	$136.0M	$2.06B	—
FY2024 (FY)	2024-12-31	$209.8M	$94.9M	$125.9M	$125.9M	$1.79B	—
FY2023 (FY)	2023-12-31	$197.2M	$91.5M	$104.5M	$104.5M	—	—

3. LTC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is LTC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, LTC Properties Inc. (NYSE: LTC) is rated B+ (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 78/100 at a spot price of $44.32 (+3.72% 1D, market cap $2.39B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 18/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, LTC ranks #17 in composite RQD confidence.

How does LTC compare to IVT and FCPT in the Financials sector?

Within the Financials sector (Real Estate Investment Trusts), LTC carries a Roarable B+ (78/100 RQD), trailing P/E of 19.3x, gross margin of —, and ROIC of 15.2%. By comparison, IVT (InvenTrust Properties Corp.) holds a C+ grade (66/100 RQD, P/E 21.7x, ROIC 2.6%, cap $2.42B) and FCPT (Four Corners Property Trust Inc.) posts a C grade (64/100 RQD, P/E 21.8x, ROIC 6.9%, cap $2.45B). Among the 5-stock peer group, LTC leads on earnings multiple (19.3x) while LTC leads on capital efficiency (15.2% ROIC).

What are the biggest fundamental strengths and SEC risk factors for LTC?

Per LTC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000887905), LTC Properties Inc. generated $262.9M in revenue (+25.3% YoY), $123.9M in net income, and $136.0M in free cash flow against $2.06B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is LTC trading relative to its 50-day, 200-day, and 52-week technical levels?

LTC last traded at $44.32 (+3.72% on volume of 675,987 shares), positioning the stock +4.36% above its 50-day simple moving average ($42.47) and +12.20% above its 200-day simple moving average ($39.50). Across its 52-week range of $33.64 to $45.79, LTC sits at the 87.9% percentile with a 14-day RSI of 61.8 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.8% ($42.19 to $46.45).

LTC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell LTC stock right now?

LTC Properties Inc. (LTC) currently earns a Roarable Rating of B+ (Buy — BUY) with 78/100 RQD Confidence. High-quality cash engine (steady margins, 15% return on capital) with steady institutional support.

What is LTC's 12-month price target and RQD AI Jury consensus?

LTC's 12-month base price target is $48.31 (range $36.34 to $57.01), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: LTC RQD Cockpit LTC 12M Forecast LTC Earnings & Move LTC Dividends & DRIP LTC Insiders & 13F LTC Whale Options LTC Profit Sankey LTC News & Why