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ACRES Commercial Realty Corp. (ACR) — RQD Stock Rating Cockpit

$12.74 +1.68% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $12.75

ACRES Commercial Realty Corp. (ACR) carries a Roarable Rating of D (Sell) with 51/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 51/100 (D) historically posted market-perform odds over rolling 90-day windows (-1.3% avg 90D alpha vs SPY) →

ROARABLE D • SELL / AVOID Cap $95.3M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on ACR Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is ACR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-01, ACRES Commercial Realty Corp. (NYSE: ACR) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 51/100 at a spot price of $12.74 (+1.68% 1D, market cap $95.3M). Pillar breakdown: Fundamental Cash Engine 6/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 10/20. Across 1096 tracked Financials issuers, ACR ranks #825 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does ACR compare to CHMI and BHR in the Financials sector?

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Within the Financials sector (Real Estate Investment Trusts), ACR carries a Roarable D (51/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 6.6%. By comparison, CHMI (Cherry Hill Mortgage Investment Corporation) holds a C grade (63/100 RQD, P/E N/A, ROIC —, cap $97.5M) and BHR (Braemar Hotels & Resorts Inc.) posts a D+ grade (55/100 RQD, P/E N/A, ROIC 85.0%, cap $90.7M). Among the 5-stock peer group, SUNS leads on earnings multiple (7.3x) while BHR leads on capital efficiency (85.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for ACR?

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Per ACR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001332551), ACRES Commercial Realty Corp. generated $79.9M in revenue (-4.2% YoY), $28.0M in net income, and $4.1M in free cash flow against $2.16B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $12.75 (+0.11%)🧬 Cannibal Buyback (-0.68% YoY Shares)⚙️ Cash Engine: 6/20 (E) • 5.1% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 51/100 (D) historically posted market-perform odds over rolling 90-day windows (-1.3% avg 90D alpha vs SPY • 49.7% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE-3.1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for ACR)Realized 20D OHLCV Swing Band: ±9.7%

Deterministic 5-Pillar Attribution (51/100 Composite)

🔍 WHY ACR SCORES 51/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+15/20 pts (29% of score)

FRED Regime × Technicals: 19% of 52W Range • RSI-14 at 69.2 (BULLISH MOMENTUM)

▲ #2 Bullish Driver: Whale & Options Positioning+10/20 pts (20% of score)

20D Institutional Volume Accumulation (±9.7% realized swing band)

▼ #1 Drag / Risk Factor: Cash Engine Quality6/20 pts (-14 pt drag)

Capital intensity & 0% operating margin leave 14 pts on the table

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$10.45-0.5% Next Q

Q2 (-2Q)

Grade D$10.40+12.4% Next Q

Q3 (-1Q)

Grade D$11.69+9% Next Q

Current

Grade D$12.74-1.3% Hist 90D α

Trajectory: D (43) → D (51)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a ACR Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While ACR currently carries a cautious 51/100 (D) rating due to Cash Engine Quality (6/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($12.21) and Max Pain ($13.38) forces dealer call-delta covering toward $25.84.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-0.68% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $ACR• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “ACR Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 51%NO 49%Trade / Inspect Odds →

RSI-14 MOMENTUMBULLISH MOMENTUM

69.230 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCOREWEAK QUALITY (1–4)

3 / 99-Pt Accounting

52-WEEK LASER RANGE19% OF RANGE

L: $10$12.74H: $25

1. Money & Cash Health● WEAK

Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: ERQD 6 / 20

2. Big Money & Insiders● TRIMMING

Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: DRQD 20 / 40

3. Hidden Risks & Market Weather● WATCH

SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: CRQD 25 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bearish Warning on ACR

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BEARISH (30)

6.6% ROIC with 42.0% gross margin and 4.31% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BEARISH (50)

Altman-Z 4.20 and Piotroski 3/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

NEUTRAL (58)

20/40 institutional & smart-money positioning score with 15/20 macro alignment.

Bull Case: Why Buyers Like ACR

✓Established market leader in Financials with deep daily trading liquidity.

Bear Case: What Could Go Wrong

!Company executives have done more routine share selling than personal cash buying lately.
!Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring ACR)

✓Walkthrough of ACR's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

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ACR // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -39.59%⚡ TESTING RESISTANCE

2026-10-30O $12.80H $13.12L $12.74C $12.74VOL 33.2K

RES: $13.48SUP: $6.92SMA50: $12.21SMA200: $17.03

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

ACR Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 ACR Butterfly Map → + Track ACR →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. -4.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on ACR today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for ACR. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for ACR today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (ACR)

Financials Rank #825 of 1096 ⚔️ CHMI vs ACR Full Matrix →

1. Head-to-Head Financials Peer Comparison (ACR vs. CHMI, BHR, RPT, SUNS)

Industry: Real Estate Investment Trusts (172 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, ACRES Commercial Realty Corp. (ACR) ranks #825 by composite RQD confidence (51/100, grade D) and #964 by equity capitalization ($95.3M). Within this direct 5-issuer industry benchmark cohort, SUNS leads on earnings valuation at 7.3x trailing P/E, while BHR leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. CHMI currently holds the highest overall quantitative score in the immediate peer group at 63/100 (C) compared with ACR at 51/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
ACR ACTIVE ACRES Commercial Realty Corp.	D	51/100	—	—	6.6%	+1.68%	$95.3M	Benchmark Subject
CHMI Cherry Hill Mortgage Investment Corporation	C	63/100	—	—	—	+1.93%	$97.5M	/chmi-vs-acr →
BHR Braemar Hotels & Resorts Inc.	D+	55/100	—	—	85.0%	-0.75%	$90.7M	/bhr-vs-acr →
RPT Rithm Property Trust Inc.	D-	37/100	—	—	-0.9%	+3.19%	$89.6M	/rpt-vs-acr →
SUNS Sunrise Realty Trust Inc.	D-	37/100	7.3x	—	6.7%	-3.37%	$89.1M	/suns-vs-acr →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001332551

In its most recent audited fiscal period (FY2025, filed 2025-12-31), ACRES Commercial Realty Corp. (ACR) reported GAAP revenue of $79.9M (-4.2% vs. FY2024 revenue of $83.5M , and -12.3% cumulative change since FY2023) , GAAP net income of $28.0M, operating cash flow of $4.1M, and free cash flow of $4.1M (-78.8% YoY). On the balance sheet, ACR closed FY2025 with $2.16B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$79.9M	$28.0M	$4.1M	$4.1M	$2.16B	—
FY2024 (FY)	2024-12-31	$83.5M	$28.7M	$19.4M	$19.4M	$1.88B	—
FY2023 (FY)	2023-12-31	$91.1M	$21.8M	$45.6M	$45.6M	—	—

3. ACR Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is ACR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does ACR compare to CHMI and BHR in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for ACR?

Where is ACR trading relative to its 50-day, 200-day, and 52-week technical levels?

ACR last traded at $12.74 (+1.68% on volume of 48,931 shares), positioning the stock +4.34% above its 50-day simple moving average ($12.21) and -25.19% below its 200-day simple moving average ($17.03). Across its 52-week range of $9.91 to $24.61, ACR sits at the 19.3% percentile with a 14-day RSI of 69.2 (BULLISH MOMENTUM) and an implied next-earnings move of ±9.7% ($11.50 to $13.98).

ACR Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell ACR stock right now?

ACRES Commercial Realty Corp. (ACR) currently earns a Roarable Rating of D (Sell — SELL) with 51/100 RQD Confidence. Stretched risk/reward at current multiples (7% return on capital) under elevated 10-year interest-rate pressure.

What is ACR's 12-month price target and RQD AI Jury consensus?

ACR's 12-month base price target is $12.34 (range $9.63 to $25.84), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: ACR RQD Cockpit ACR 12M Forecast ACR Earnings & Move ACR Dividends & DRIP ACR Insiders & 13F ACR Whale Options ACR Profit Sankey ACR News & Why