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White Mountains Insurance Group Ltd. (WTM) 12-Month Stock Forecast & Price Target Cone

$2,245.46 +1.67% NYSE • Public Delayed / 60s Snapshot

White Mountains Insurance Group Ltd. (WTM) receives a Roarable Rating of D (Sell) and flashes a Red SELL / AVOID warning (63/100 RQD Confidence). Our SEC filing scanner spotted paper earnings outpacing real operating cash flow (+226.2% (NI vs OCF)) while unpaid customer invoices grew—a classic sign to step aside until cash flow catches up.

ROARABLE D • SELL / AVOID Cap $5.36B

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERSELL / AVOID • D

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

5-PILLAR SNOWFLAKE RADARRw D+ · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE+2.2% Base Target

WHALE OPTIONS TUG-OF-WAR:59% Call Buyers ($2.6M)

41% PutsMax Pain: $2,201.00

INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your WTM Position Size: $10,000

Shares at $2,245.46: 4.5 sh

$1,000$10,000$25,000$50,000$100,000

12M Bear Case FloorTarget $1,790.86

$7,975

$-2,025 (-20.2%)

12M Consensus BaseTarget $2,295.98

$10,225

+$225 (+2.2%)

12M Bull Case BreakoutTarget $2,709.26

$12,066

+$2,066 (+20.7%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (28 Desks)

Street Historical Accuracy: 64/100

● Strong Buy / Buy: 17● Hold: 9● Sell: 2

Wall Street Firm	Stance	12M Target	1Y Accuracy	Track Grade
Morgan StanleyInstitutional Equity Desk	HOLD	$2,388	74%	A
Goldman SachsSector Coverage Lead	BUY	$2,547	69%	B
JP MorganUS Large-Cap Research	HOLD	$2,043	58%	C

🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher & Guest Forensic Quant Desk

Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring WTM)

✓Live walkthrough of WTM's RQD Radar, SEC cash-conversion gap & downside levels
✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
✓Includes instant 24/7 email alert whenever any of your stocks flip to Red

RQD INSIDER CLUB UPGRADE$49/YEAR

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WTM // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +1.70%📐 HORIZONTAL RANGE

2026-10-30O $2,256.4H $2,274.7L $2,241.2C $2,270.0VOL 20.3K

SUP: $1,957.1SMA50: $2,102.3SMA200: $2,136.8

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

WTM Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 WTM Butterfly Map → + Track WTM →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

-14.7%/yr Implied 5Y Growth

vs. +66.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on WTM today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for WTM. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for WTM today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

WTM Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is WTM's 12-month stock price target?

White Mountains Insurance Group Ltd. (WTM) carries a 12-month consensus base price target of $2295.98 (+2.2% from $2245.46), with a bull-case target of $2709.26 and a bear-case floor of $1790.86.