UnitedHealth Group Incorporated (UNH) 12-Month Stock Forecast & Price Target Cone

$410.91 +0.94% NYSE • Public Delayed / 60s Snapshot

UnitedHealth Group Incorporated (UNH) earns a Roarable Rating of B- (Buy) with 70/100 RQD Confidence. Cash-backed 11% return on capital boosted by $1.37B (36C10G24K0111) in obligated U.S. government contracts. Even if the broader market gets choppy, the company’s underlying cash engine and big-money support put the odds in buyers’ favor.

ROARABLE B- • BUY Cap $364.66B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERBUY • B-
025507510070
3-of-3 JEV AI Jury Bullish
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw B- · Rk B+
Cash (14)Whales (11)SEC (16)Macro (16)CEO (13)
Each axis scored 0–20
12M PRICE TARGET CONE+19.2% Base Target
$531 Bull$490 Base$431 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:27% Call Buyers ($874.0K)
73% PutsMax Pain: $400.00
INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your UNH Position Size: $10,000

Shares at $410.91: 24.3 sh
$1,000$10,000$25,000$50,000$100,000
12M Bear Case FloorTarget $431.19
$10,494
+$494 (+4.9%)
12M Consensus BaseTarget $489.88
$11,922
+$1,922 (+19.2%)
12M Bull Case BreakoutTarget $531.31
$12,930
+$2,930 (+29.3%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (33 Desks)

Street Historical Accuracy: 73/100
● Strong Buy / Buy: 26● Hold: 7● Sell: 0
Wall Street FirmStance12M Target1Y AccuracyTrack Grade
JefferiesAkash TewariSTRONG BUY$48796%A+
BarclaysCarter Gould / Andrew MokBUY$43196%A+
UBSAJ RiceOUTPERFORM$46476.5%B
Morgan StanleyTerence FlynnSTRONG BUY$50470.3%B
CitigroupPeter VerdultSTRONG BUY$48670%B
Bernstein SocGen GroupCourtney Breen / Lance WilkesOUTPERFORM$47265.4%C
Bank of America SecuritiesTim Anderson / Kevin FischbeckSTRONG BUY$53165.2%C
Goldman SachsChris ShibutaniSTRONG BUY$51664.2%C
🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher + Senior Cash-Flow & Income Strategist

Cash-Fortress Compounders: Collecting Safe Yield & Upside in UNH & Top A-Rated Leaders

  • ✓12-month Bull/Base/Bear fair-value walkthrough on UNH and its top sector rival
  • ✓The Top 5 Roarable A-Rated cash compounders with heavy executive & 13F accumulation
  • ✓Includes free daily Morning Market Weather & signal upgrade/downgrade dispatch
RQD INSIDER CLUB UPGRADE$49/YEAR
Want Plain-English AI Custom Indicators, Daily Pro Trader Video Clips & SMS Crash Alerts?
UNH // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +10.36%⚡ TESTING RESISTANCE
2026-10-30O $419.0H $420.9L $404.3C $407.0VOL 20.32M
RES: $407.5SUP: $348.4SMA50: $390.2SMA200: $362.8
$472.7$426.6$380.5$334.4$288.3RES $407.5SUP $348.4$407.02026-05-012026-06-122026-07-312026-09-112026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

UNH Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)
-1.94% YoY Shares

SEC XBRL FY2024 → FY2025: Net share cannibal / buyback tailwind.

Reverse-DCF Expectations Hurdle (#30)
19.5%/yr Implied 5Y Growth

vs. +6.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on UNH today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →
LLY → UNH Confirmed Filing
FDA label expansions of GLP-1 drugs into cardiovascular risk reduction, obstructive sleep apnea, and kidney disease unlock Medicare Part D statutory coverage, elevating UnitedHealthcare specialty drug costs.
AI Analyst Theses, Washington Policy & Company Video 🏛️ COMMENT_RULEMAKING: CMS Contract Year Medicare Advantage Capitation Benchmark & Part D GLP-1 Coverage Rulemaking (Centers for Medicare & Medicaid Services (HHS — 42 CFR Parts 422 & 423))
🎬 No recent verified company-specific video clip queued for UNH today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

UNH Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is UNH's 12-month stock price target?

UnitedHealth Group Incorporated (UNH) carries a 12-month consensus base price target of $489.88 (+19.2% from $410.91), with a bull-case target of $531.31 and a bear-case floor of $431.19.

Is UNH stock a Buy, Hold, or Sell right now?

Roarable's 5-Pillar RQD Quant Engine rates UNH B- (Buy — BUY) with an RQD Confidence score of 70/100.