First Citizens BancShares Inc. (FCNCA) Dividend Safety Gauge & 10-Year DRIP Compounder

$2,382.50 +2.26% NASDAQ • Public Delayed / 60s Snapshot

First Citizens BancShares Inc. (FCNCA) carries a Roarable Rating of C (Hold) with 63/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.

ROARABLE C • HOLD / WATCH Cap $26.91B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERHOLD / WATCH • C
025507510063
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw D+ · Rk B
Cash (11)Whales (10)SEC (16)Macro (14)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+2.3% Base Target
$2875 Bull$2436 Base$1900 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:56% Call Buyers ($2.7M)
44% PutsMax Pain: $2,335.00
CASH DIVIDEND + BUYBACK YIELD
2.4% Total Yield
0.6% Cash ($14.29/yr) + 1.8% Buybacks
PAYOUT SAFETY SPEEDOMETER
88/100 • FORTRESS PAYOUT
FREE CASH FLOW PAYOUT RATIO
14% of FCF
8 consecutive years of payout growth
INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (5.9% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $17,740

Est. Year-10 Shareholder Yield: $426/yr
$10.6K
Yr 1
$11.2K
Yr 2
$11.9K
Yr 3
$12.6K
Yr 4
$13.3K
Yr 5
$14.1K
Yr 6
$14.9K
Yr 7
$15.8K
Yr 8
$16.8K
Yr 9
$17.7K
Yr 10
🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher + Senior Cash-Flow & Income Strategist

Cash-Fortress Compounders: Collecting Safe Yield & Upside in FCNCA & Top A-Rated Leaders

  • ✓12-month Bull/Base/Bear fair-value walkthrough on FCNCA and its top sector rival
  • ✓The Top 5 Roarable A-Rated cash compounders with heavy executive & 13F accumulation
  • ✓Includes free daily Morning Market Weather & signal upgrade/downgrade dispatch
RQD INSIDER CLUB UPGRADE$49/YEAR
Want Plain-English AI Custom Indicators, Daily Pro Trader Video Clips & SMS Crash Alerts?
FCNCA // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +18.59%📐 HORIZONTAL RANGE
2026-10-30O $2,397.8H $2,400.0L $2,338.4C $2,352.6VOL 69.8K
RES: $2,443.3SUP: $2,007.4SMA50: $2,150.2SMA200: $2,062.8
$2,467.8$2,310.9$2,154.1$1,997.2$1,840.3RES $2,443.3SUP $2,007.4$2,352.62026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FCNCA Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
2.8%/yr Implied 5Y Growth

vs. -2.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on FCNCA today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FCNCA. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for FCNCA today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

FCNCA Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does FCNCA pay a dividend and is it safe?

First Citizens BancShares Inc. (FCNCA) offers a 0.6% cash dividend yield ($14.29 annualized) and 2.4% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.