Enova International Inc. (ENVA) 12-Month Stock Forecast & Price Target Cone

$181.04 +0.68% NYSE • Public Delayed / 60s Snapshot

Enova International Inc. (ENVA) carries a Roarable Rating of C+ (Hold) with 67/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.

ROARABLE C+ • HOLD / WATCH Cap $4.43B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERHOLD / WATCH • C+
025507510067
2-of-3 JEV AI Jury Bullish
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw C · Rk B
Cash (15)Whales (10)SEC (16)Macro (14)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+4% Base Target
$281 Bull$188 Base$147 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:53% Call Buyers ($2.4M)
47% PutsMax Pain: $177.00
INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your ENVA Position Size: $10,000

Shares at $181.04: 55.2 sh
$1,000$10,000$25,000$50,000$100,000
12M Bear Case FloorTarget $146.93
$8,116
$-1,884 (-18.8%)
12M Consensus BaseTarget $188.37
$10,405
+$405 (+4.0%)
12M Bull Case BreakoutTarget $280.82
$15,511
+$5,511 (+55.1%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (28 Desks)

Street Historical Accuracy: 64/100
● Strong Buy / Buy: 17● Hold: 9● Sell: 2
Wall Street FirmStance12M Target1Y AccuracyTrack Grade
Morgan StanleyInstitutional Equity DeskHOLD$19674%A
Goldman SachsSector Coverage LeadBUY$26469%B
JP MorganUS Large-Cap ResearchHOLD$16858%C
🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher & Guest Trading Systems Desk

Today's Top 3 RQD Strong Buys & Whale Accumulation Setups (Live ENVA Tape Review)

  • ✓Live breakdown of today’s highest-scoring RQD Green-Light breakouts
  • ✓1 urgent Red-Light accounting trap to cut from your watchlist immediately
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RQD INSIDER CLUB UPGRADE$49/YEAR
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ENVA // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +2.76%🛡️ HOLDING TREND SUPPORT
2026-10-30O $177.6H $178.4L $172.5C $174.1VOL 233.6K
RES: $304.2SUP: $163.9SMA50: $192.9SMA200: $183.8
$276.8$238.2$199.5$160.9$122.3RES $304.2SUP $163.9$174.12026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

ENVA Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
6.3%/yr Implied 5Y Growth

vs. +18.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on ENVA today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for ENVA. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for ENVA today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

ENVA Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is ENVA's 12-month stock price target?

Enova International Inc. (ENVA) carries a 12-month consensus base price target of $188.37 (+4% from $181.04), with a bull-case target of $280.82 and a bear-case floor of $146.93.

Is ENVA stock a Buy, Hold, or Sell right now?

Roarable's 5-Pillar RQD Quant Engine rates ENVA C+ (Hold — HOLD) with an RQD Confidence score of 67/100.