Enova International Inc. (ENVA) Revenue-to-Profit Sankey Flow & SEC XBRL Financials
Enova International Inc. (ENVA) carries a Roarable Rating of C+ (Hold) with 67/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.
How ENVA Turns Every Dollar of Sales Into Real Bottom-Line Profit
Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory
| Fiscal Year | Revenue | Gross Margin | Op Margin | Net Profit | Free Cash Flow | ROIC % |
|---|---|---|---|---|---|---|
| FY 2025 | $3.15B | 58.1% | 23.5% | $308.4M | $1.68B | 16.3% |
| FY 2024 | $2.66B | 57.5% | 22% | $209.4M | $1.42B | 15.6% |
| FY 2023 | $2.12B | 44% | 19.9% | $175.1M | $1.07B | 21.7% |
Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring ENVA)
- ✓Live walkthrough of ENVA's RQD Radar, SEC cash-conversion gap & downside levels
- ✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
- ✓Includes instant 24/7 email alert whenever any of your stocks flip to Red
ENVA Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +18.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on ENVA today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for ENVA. Explore sector supply chains on /butterfly.
ENVA Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDHow profitable is Enova International Inc. (ENVA)?
In FY 2025 (10-K), ENVA converted $3.2B of revenue into a 58.1% gross margin, 23.5% operating margin, and $1.7B in free cash flow (53.2% FCF margin).