Affirm Holdings Inc. (AFRM) Revenue-to-Profit Sankey Flow & SEC XBRL Financials
Affirm Holdings Inc. (AFRM) carries a Roarable Rating of C+ (Hold) with 67/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.
How AFRM Turns Every Dollar of Sales Into Real Bottom-Line Profit
Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory
| Fiscal Year | Revenue | Gross Margin | Op Margin | Net Profit | Free Cash Flow | ROIC % |
|---|---|---|---|---|---|---|
| FY 2025 | $1.11B | 44% | -7.8% | $52.2M | $601.7M | -1.1% |
| FY 2024 | $826.0M | 44% | -74.6% | -$517.8M | $290.8M | -9.6% |
| FY 2023 | $626.9M | 44% | -191.5% | -$985.3M | -$16.0M | -11.3% |
Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring AFRM)
- ✓Live walkthrough of AFRM's RQD Radar, SEC cash-conversion gap & downside levels
- ✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
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AFRM Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +34.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on AFRM today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for AFRM. Explore sector supply chains on /butterfly.
AFRM Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDHow profitable is Affirm Holdings Inc. (AFRM)?
In FY 2025 (10-K), AFRM converted $1.1B of revenue into a 44% gross margin, 0% operating margin, and $601.7M in free cash flow (54% FCF margin).