Stock Ratings / Consumer Discretionary / URBN

VSXY (71) GAP (68) ANF (84) BOOT (61) ⌘ Pro Terminal →

Urban Outfitters Inc. (URBN) — RQD Stock Rating Cockpit

$92.19 +3.18% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Urban Outfitters Inc. (URBN) earns a Roarable Rating of B+ (Buy) with 80/100 RQD Confidence. High-quality cash engine (36% profit margin, 14% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE B+ • BUY Cap $7.90B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERBUY • B+

3-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw A- · Rk B+

Each axis scored 0–20

12M PRICE TARGET CONE+9.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for URBN)Realized 20D OHLCV Swing Band: ±6.9%

RSI-14 MOMENTUMBULLISH MOMENTUM

68.730 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

4.72>3.0 Fortress Safe

PIOTROSKI F-SCOREHIGH QUALITY (7–9)

9 / 99-Pt Accounting

52-WEEK LASER RANGE96% OF RANGE

L: $60$92.19H: $94

1. Money & Cash Health● MIXED

Are profits real cash in the bank?

Decent core business (36% profit margin), though cash flow growth is moderate rather than explosive right now.

Factor Grade: B-RQD 14 / 20

2. Big Money & Insiders● BUYING

Are whales & executives buying or selling?

Hedge funds and options traders are leaning bullish, showing strong institutional appetite.

Factor Grade: ARQD 35 / 40

3. Hidden Risks & Market Weather● ALL CLEAR

SEC fine-print scan & interest-rate fit

Clean SEC fine-print check with low hidden accounting risk and favorable interest-rate weather.

Factor Grade: B+RQD 31 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

3-of-3 JEV AI Jury Bullish on URBN

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BULLISH (70)

14.2% ROIC with 36.0% gross margin and 3.99% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BULLISH (90)

Altman-Z 4.72 and Piotroski 9/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BULLISH (80)

35/40 institutional & smart-money positioning score with 13/20 macro alignment.

Bull Case: Why Buyers Like URBN

✓Big institutional funds and options desks are actively positioning on the bullish side.
✓Company leadership has skin in the game with net positive insider conviction.
✓Clean SEC annual filing review with no major hidden accounting time-bombs.

Bear Case: What Could Go Wrong

!Broader market pullbacks can still drag down strong stocks in the short run.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (URBN Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 1,540+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

URBN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +35.26%▲ ASCENDING CHANNEL

2026-11-01O $89.35H $92.19L $89.35C $92.19VOL 1.15M

RES: $97.85SUP: $77.73SMA50: $81.22SMA200: $73.20

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

URBN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 URBN Butterfly Map → + Track URBN →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

9.9%/yr Implied 5Y Growth

vs. +11.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on URBN today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for URBN. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for URBN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (URBN)

Consumer Discretionary Rank #18 of 304 ⚔️ VSXY vs URBN Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (URBN vs. VSXY, GAP, ANF, BOOT)

Industry: Clothing/Shoe/Accessory Stores (8 Tracked Issuers)

Across 304 tracked Consumer Discretionary securities in the Roarable RQD universe, Urban Outfitters Inc. (URBN) ranks #18 by composite RQD confidence (80/100, grade B+) and #198 by equity capitalization ($7.90B). Within this direct 5-issuer industry benchmark cohort, GAP leads on earnings valuation at 9.9x trailing P/E, while ANF leads on capital efficiency and profitability with 40.7% ROIC and — gross margin. ANF currently holds the highest overall quantitative score in the immediate peer group at 84/100 (A-) compared with URBN at 80/100 (B+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
URBN ACTIVE Urban Outfitters Inc.	B+	80/100	17.0x	36.0%	14.2%	+3.18%	$7.90B	Benchmark Subject
VSXY Victorias Secret & Co.	B-	71/100	49.1x	36.4%	16.4%	+3.92%	$7.91B	/vsxy-vs-urbn →
GAP Gap Inc.	C+	68/100	9.9x	40.8%	32.9%	+4.05%	$8.04B	/gap-vs-urbn →
ANF Abercrombie & Fitch Company	A-	84/100	13.9x	—	40.7%	+2.81%	$7.03B	/anf-vs-urbn →
BOOT Boot Barn Holdings Inc.	C-	61/100	17.3x	38.1%	15.2%	+15.16%	$3.90B	/boot-vs-urbn →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-01-31 • CIK 0000912615

In its most recent audited fiscal period (FY2025, filed 2026-01-31), Urban Outfitters Inc. (URBN) reported GAAP revenue of $6.17B (+11.1% vs. FY2024 revenue of $5.55B , and +19.6% cumulative change since FY2023) , GAAP net income of $464.9M, operating cash flow of $575.2M, and free cash flow of $315.0M (-1.6% YoY). On the balance sheet, URBN closed FY2025 with $5.01B in total assets against $986.5M in total debt (Altman Z-Score: 4.72, Piotroski F-Score: 9/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2026-01-31	$6.17B	$464.9M	$575.2M	$315.0M	$5.01B	$986.5M
FY2024 (FY)	2025-01-31	$5.55B	$402.5M	$502.8M	$320.3M	$4.52B	$921.6M
FY2023 (FY)	2024-01-31	$5.15B	$287.7M	$509.4M	$277.5M	$6.18B	$1.45B

3. URBN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is URBN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Urban Outfitters Inc. (NASDAQ: URBN) is rated B+ (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 80/100 at a spot price of $92.19 (+3.18% 1D, market cap $7.90B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 18/20, Executive Insider Alignment 18/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 17/20. Across 304 tracked Consumer Discretionary issuers, URBN ranks #18 in composite RQD confidence.

How does URBN compare to VSXY and GAP in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Clothing/Shoe/Accessory Stores), URBN carries a Roarable B+ (80/100 RQD), trailing P/E of 17.0x, gross margin of 36.0%, and ROIC of 14.2%. By comparison, VSXY (Victorias Secret & Co.) holds a B- grade (71/100 RQD, P/E 49.1x, ROIC 16.4%, cap $7.91B) and GAP (Gap Inc.) posts a C+ grade (68/100 RQD, P/E 9.9x, ROIC 32.9%, cap $8.04B). Among the 5-stock peer group, GAP leads on earnings multiple (9.9x) while ANF leads on capital efficiency (40.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for URBN?

Per URBN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-01-31, CIK 0000912615), Urban Outfitters Inc. generated $6.17B in revenue (+11.1% YoY), $464.9M in net income, and $315.0M in free cash flow against $5.01B in total assets and $986.5M in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is URBN trading relative to its 50-day, 200-day, and 52-week technical levels?

URBN last traded at $92.19 (+3.18% on volume of 1,153,217 shares), positioning the stock +13.51% above its 50-day simple moving average ($81.22) and +25.94% above its 200-day simple moving average ($73.20). Across its 52-week range of $59.54 to $93.64, URBN sits at the 95.7% percentile with a 14-day RSI of 68.7 (BULLISH MOMENTUM) and an implied next-earnings move of ±6.9% ($85.83 to $98.55).

URBN Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell URBN stock right now?

Urban Outfitters Inc. (URBN) currently earns a Roarable Rating of B+ (Buy — BUY) with 80/100 RQD Confidence. High-quality cash engine (36% profit margin, 14% return on capital) with steady institutional support.

What is URBN's 12-month price target and RQD AI Jury consensus?

URBN's 12-month base price target is $101.32 (range $75.6 to $119.56), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: URBN RQD Cockpit URBN 12M Forecast URBN Earnings & Move URBN Dividends & DRIP URBN Insiders & 13F URBN Whale Options URBN Profit Sankey URBN News & Why