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Franklin Master Intermediate Income Trust (PIM) — RQD Stock Rating Cockpit

$3.02 +1.00% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $3.02

Franklin Master Intermediate Income Trust (PIM) carries a Roarable Rating of C- (Hold) with 59/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 59/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.2% avg 90D alpha vs SPY) →

ROARABLE C- • HOLD / WATCH Cap $151.8M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on PIM Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is PIM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-01, Franklin Master Intermediate Income Trust (NYSE: PIM) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $3.02 (+1.00% 1D, market cap $151.8M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, PIM ranks #580 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does PIM compare to WHF and MPV in the Financials sector?

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Within the Financials sector (Finance Companies), PIM carries a Roarable C- (59/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, WHF (WhiteHorse Finance Inc.) holds a D+ grade (53/100 RQD, P/E 12.2x, ROIC 5.5%, cap $174.4M) and MPV (Barings Participation Investors) posts a D grade (51/100 RQD, P/E N/A, ROIC —, cap $178.0M). Among the 5-stock peer group, WHF leads on earnings multiple (12.2x) while WHF leads on capital efficiency (5.5% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for PIM?

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For Franklin Master Intermediate Income Trust (PIM), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity. and sector rank #580 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately. and implied 5-year growth hurdle of 8.0%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $3.02 (-0.01%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 0.1% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 59/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.2% avg 90D alpha vs SPY • 53.1% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk B-

Each axis scored 0–20

12M PRICE TARGET CONE+0.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PIM)Realized 20D OHLCV Swing Band: ±3.7%

Deterministic 5-Pillar Attribution (59/100 Composite)

🔍 WHY PIM SCORES 59/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+15/20 pts (25% of score)

FRED Regime × Technicals: 15% of 52W Range • RSI-14 at 56.5 (BULLISH MOMENTUM)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (22% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution9/20 pts (-11 pt drag)

Disciplined Float (-0.40% YoY Shares) & executive Form 4 sales trim 11 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$3.00+0.7% Next Q

Q2 (-2Q)

Grade C-$3.02-1.3% Next Q

Q3 (-1Q)

Grade C$2.98+1.3% Next Q

Current

Grade C-$3.02+0.2% Hist 90D α

Trajectory: C- (51) → C- (59)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the PIM Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 59/100 (C-) score, PIM faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Company executives have done more routine share selling than personal cash buying lately.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Disciplined Float (-0.40% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($3.06) or 200D SMA ($3.18) invalidates the momentum regime and cuts Target Base ($3.03) toward Bear Floor ($2.36).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $PIM• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “PIM Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”

YES 59%NO 41%Trade / Inspect Odds →

RSI-14 MOMENTUMBULLISH MOMENTUM

56.530 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCOREHIGH QUALITY (7–9)

7 / 99-Pt Accounting

52-WEEK LASER RANGE15% OF RANGE

L: $3$3.02H: $3

1. Money & Cash Health● MIXED

Are profits real cash in the bank?

Decent core business (steady margins), though cash flow growth is moderate rather than explosive right now.

Factor Grade: D+RQD 11 / 20

2. Big Money & Insiders● TRIMMING

Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: DRQD 20 / 40

3. Hidden Risks & Market Weather● ALL CLEAR

SEC fine-print scan & interest-rate fit

Clean SEC fine-print check with low hidden accounting risk and favorable interest-rate weather.

Factor Grade: B-RQD 28 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on PIM

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

NEUTRAL (55)

14.0% ROIC with 42.0% gross margin and 2.80% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

NEUTRAL (65)

Altman-Z 4.20 and Piotroski 7/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

NEUTRAL (58)

20/40 institutional & smart-money positioning score with 15/20 macro alignment.

Bull Case: Why Buyers Like PIM

✓Established market leader in Financials with deep daily trading liquidity.

Bear Case: What Could Go Wrong

!Company executives have done more routine share selling than personal cash buying lately.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (PIM Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

PIM // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -6.79%▼ DESCENDING CHANNEL

2026-10-30O $3.06H $3.07L $3.02C $3.02VOL 170.2K

RES: $3.15SUP: $2.90SMA50: $3.06SMA200: $3.18

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PIM Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PIM Butterfly Map → + Track PIM →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on PIM today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PIM. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for PIM today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PIM)

Financials Rank #580 of 1096 ⚔️ WHF vs PIM Full Matrix →

1. Head-to-Head Financials Peer Comparison (PIM vs. WHF, MPV, JHS, VTN)

Industry: Finance Companies (27 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Franklin Master Intermediate Income Trust (PIM) ranks #580 by composite RQD confidence (59/100, grade C-) and #925 by equity capitalization ($151.8M). Within this direct 5-issuer industry benchmark cohort, WHF leads on earnings valuation at 12.2x trailing P/E, while WHF leads on capital efficiency and profitability with 5.5% ROIC and — gross margin. PIM currently leads its immediate peer cohort in composite quantitative strength at 59/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
PIM ACTIVE Franklin Master Intermediate Income Trust	C-	59/100	—	—	—	+1.00%	$151.8M	Benchmark Subject
WHF WhiteHorse Finance Inc.	D+	53/100	12.2x	—	5.5%	+0.12%	$174.4M	/whf-vs-pim →
MPV Barings Participation Investors	D	51/100	—	—	—	+1.39%	$178.0M	/mpv-vs-pim →
JHS John Hancock Income Securities Trust	D	51/100	—	—	—	+0.68%	$121.4M	/jhs-vs-pim →
VTN Invesco Trust for Investment Grade New York Municipals	C-	59/100	—	—	—	+2.87%	$195.4M	/vtn-vs-pim →

2. PIM Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

Franklin Master Intermediate Income Trust (PIM) operates in Finance Companies (Financials) with an equity capitalization of $151.8M, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.

3. PIM Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PIM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does PIM compare to WHF and MPV in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for PIM?

Where is PIM trading relative to its 50-day, 200-day, and 52-week technical levels?

PIM last traded at $3.02 (+1.00% on volume of 33,621 shares), positioning the stock -1.31% below its 50-day simple moving average ($3.06) and -5.03% below its 200-day simple moving average ($3.18). Across its 52-week range of $2.95 to $3.42, PIM sits at the 14.9% percentile with a 14-day RSI of 56.5 (BULLISH MOMENTUM) and an implied next-earnings move of ±3.7% ($2.91 to $3.13).

PIM Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell PIM stock right now?

Franklin Master Intermediate Income Trust (PIM) currently earns a Roarable Rating of C- (Hold — HOLD) with 59/100 RQD Confidence. Solid steady margins (steady margins), mixed timing at current multiples—hold if owned, no rush to chase.

What is PIM's 12-month price target and RQD AI Jury consensus?

PIM's 12-month base price target is $3.03 (range $2.36 to $3.59), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: PIM RQD Cockpit PIM 12M Forecast PIM Earnings & Move PIM Dividends & DRIP PIM Insiders & 13F PIM Whale Options PIM Profit Sankey PIM News & Why