XP Inc. (XP) 12-Month Stock Forecast & Price Target Cone

$15.05 -6.46% NASDAQ • Public Delayed / 60s Snapshot

XP Inc. (XP) carries a Roarable Rating of C (Hold) with 64/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.

ROARABLE C • HOLD / WATCH Cap $7.80B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERHOLD / WATCH • C
025507510064
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw D+ · Rk B+
Cash (11)Whales (9)SEC (16)Macro (16)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+2.7% Base Target
$34 Bull$15 Base$12 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:46% Call Buyers ($2.1M)
54% PutsMax Pain: $15.00
INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your XP Position Size: $10,000

Shares at $15.05: 664.5 sh
$1,000$10,000$25,000$50,000$100,000
12M Bear Case FloorTarget $12.06
$8,013
$-1,987 (-19.9%)
12M Consensus BaseTarget $15.46
$10,272
+$272 (+2.7%)
12M Bull Case BreakoutTarget $34.37
$22,837
+$12,837 (+128.4%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (28 Desks)

Street Historical Accuracy: 64/100
● Strong Buy / Buy: 17● Hold: 9● Sell: 2
Wall Street FirmStance12M Target1Y AccuracyTrack Grade
Morgan StanleyInstitutional Equity DeskHOLD$1674%A
Goldman SachsSector Coverage LeadBUY$3269%B
JP MorganUS Large-Cap ResearchHOLD$1458%C
🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher & Guest Trading Systems Desk

Today's Top 3 RQD Strong Buys & Whale Accumulation Setups (Live XP Tape Review)

  • ✓Live breakdown of today’s highest-scoring RQD Green-Light breakouts
  • ✓1 urgent Red-Light accounting trap to cut from your watchlist immediately
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RQD INSIDER CLUB UPGRADE$49/YEAR
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XP // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -25.42%🛡️ HOLDING TREND SUPPORT
2026-10-30O $14.47H $14.61L $14.21C $14.29VOL 20.53M
RES: $34.38SUP: $13.74SMA50: $22.40SMA200: $19.22
$34.06$28.56$23.07$17.57$12.07RES $34.38SUP $13.74$14.292026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

XP Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
25.3%/yr Implied 5Y Growth

vs. -1.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on XP today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for XP. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for XP today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

XP Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is XP's 12-month stock price target?

XP Inc. (XP) carries a 12-month consensus base price target of $15.46 (+2.7% from $15.05), with a bull-case target of $34.37 and a bear-case floor of $12.06.

Is XP stock a Buy, Hold, or Sell right now?

Roarable's 5-Pillar RQD Quant Engine rates XP C (Hold — HOLD) with an RQD Confidence score of 64/100.