Wintrust Financial Corporation (WTFC) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$154.13 +2.56% NASDAQ • Public Delayed / 60s Snapshot

Wintrust Financial Corporation (WTFC) carries a Roarable Rating of C (Hold) with 62/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.

ROARABLE C • HOLD / WATCH Cap $10.40B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERHOLD / WATCH • C
025507510062
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw D+ · Rk C+
Cash (13)Whales (10)SEC (16)Macro (11)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+1.8% Base Target
$185 Bull$157 Base$122 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:57% Call Buyers ($2.6M)
43% PutsMax Pain: $151.00
VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How WTFC Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$860.4M (323.9% FCF Margin)
Revenue$265.6MGross Profit $116.9M (44%)Cost of Sales $148.8MOp Profit $116.9M (44%)OpEx (R&D/SG&A) $0Net Profit$824.0M (310.2%)Tax/Other $0

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow
FY23
Rev $220.4M
FY24
Rev $250.7M
FY25
Rev $265.6M
Fiscal YearRevenueGross MarginOp MarginNet ProfitFree Cash FlowROIC %
FY 2025$265.6M44%366%$824.0M$860.4M2.7%
FY 2024$250.7M44%327.1%$695.0M$635.5M2.5%
FY 2023$220.4M44%333.5%$623.0M$734.5M16.8%
🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher & Guest Forensic Quant Desk

Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring WTFC)

  • ✓Live walkthrough of WTFC's RQD Radar, SEC cash-conversion gap & downside levels
  • ✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
  • ✓Includes instant 24/7 email alert whenever any of your stocks flip to Red
RQD INSIDER CLUB UPGRADE$49/YEAR
Want Plain-English AI Custom Indicators, Daily Pro Trader Video Clips & SMS Crash Alerts?
WTFC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +1.20%📐 HORIZONTAL RANGE
2026-10-30O $155.0H $155.0L $151.7C $152.4VOL 448.8K
RES: $171.0SUP: $137.4SMA50: $148.0SMA200: $150.2
$169.3$160.8$152.2$143.7$135.2RES $171.0SUP $137.4$152.42026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

WTFC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
3.5%/yr Implied 5Y Growth

vs. +5.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on WTFC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for WTFC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for WTFC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

WTFC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is Wintrust Financial Corporation (WTFC)?

In FY 2025 (10-K), WTFC converted $265.6M of revenue into a 44% gross margin, 44% operating margin, and $860.4M in free cash flow (323.9% FCF margin).