U.S. Bancorp (USB) Revenue-to-Profit Sankey Flow & SEC XBRL Financials
U.S. Bancorp (USB) carries a Roarable Rating of C- (Hold) with 61/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.
How USB Turns Every Dollar of Sales Into Real Bottom-Line Profit
Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory
| Fiscal Year | Revenue | Gross Margin | Op Margin | Net Profit | Free Cash Flow | ROIC % |
|---|---|---|---|---|---|---|
| FY 2025 | $28.66B | 44% | 31.2% | $7.57B | $6.68B | 2.6% |
| FY 2024 | $27.45B | 44% | 27.1% | $6.30B | $10.11B | 2.2% |
| FY 2023 | $28.14B | 44% | 22.8% | $5.43B | $7.13B | 16.1% |
Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring USB)
- ✓Live walkthrough of USB's RQD Radar, SEC cash-conversion gap & downside levels
- ✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
- ✓Includes instant 24/7 email alert whenever any of your stocks flip to Red
USB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +4.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on USB today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for USB. Explore sector supply chains on /butterfly.
USB Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDHow profitable is U.S. Bancorp (USB)?
In FY 2025 (10-K), USB converted $28.7B of revenue into a 44% gross margin, 31.2% operating margin, and $6.7B in free cash flow (23.3% FCF margin).