Pagaya shares gain after Q3 earnings beat estimates on record revenues and network volumes, prompting management to raise its full-year net income outlook.
Why UPST Stock surged +2.90% Today — RQD Quant Desk Flash
Upstart Holdings Inc. (UPST) receives a Roarable Rating of D+ (Sell) and flashes a Red SELL / AVOID warning (54/100 RQD Confidence). Our SEC filing scanner spotted paper earnings outpacing real operating cash flow (+261.7% (NI vs OCF)) while unpaid customer invoices grew—a classic sign to step aside until cash flow catches up.
Why UPST Stock surged +2.90% Today — RQD Quant Desk Flash
Upstart Holdings Inc. (UPST) surged +2.90% to $24.84 as options desks priced 55% call premium vs. 45% put protection around the $24 max-pain magnet. Accounting Warning: Paper earnings outpaced operating cash flow (+261.7% (NI vs OCF)) as receivables rose.
- ▸Technical Tape: Trading at 9% of its 52-week range ($22.21 – $52.1) with RSI-14 at 43.1 (NEUTRAL RANGE).
- ▸Whale Options Positioning: $2.5M in bullish call flow vs. $2.0M in put flow (Put/Call 0.81x, implied earnings swing ±6.6%).
- ▸Primary SEC / Cross-Feed Trigger: UPST NI Up 141.7% vs OCF Down -120%: Cash Conversion Gap Hits +261.7%
PIPER SANDLR CP (PIPR) delivered earnings and revenue surprises of -6.45% and -2.01%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
Pagaya Technologies reported strong Q3'26 results, with GAAP diluted EPS of $0.52 and adjusted EPS of $1.07 beating consensus. Read more on PGY stock here.
Key TakeawaysHappen shares jumped 12% today after third-quarter EPS of $0. 50 beat the $0.
Moby summary of FinWise Bancorp's Q3 2026 earnings call
Alerus (ALRS) delivered earnings and revenue surprises of +5.97% and +6.71%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
Upstart Holdings, Inc. (UPST) concluded the recent trading session at $24.15, signifying a +1.86% move from its prior day's close.
PayPal Holdings, Inc. may be turning around as Venmo growth boosts payment volume, margins, and valuation upside after Q3. Click for this PYPL stock update.
SoFi shares gain 13.4% after strong Q3 earnings and raised guidance, but valuation concerns and lending risks raise questions about buying after the rally.
Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring UPST)
- ✓Live walkthrough of UPST's RQD Radar, SEC cash-conversion gap & downside levels
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UPST Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +64.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on UPST today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for UPST. Explore sector supply chains on /butterfly.
UPST Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is UPST stock moving today?
Why UPST Stock surged +2.90% Today — RQD Quant Desk Flash. Accounting Warning: Paper earnings outpaced operating cash flow (+261.7% (NI vs OCF)) as receivables rose.