Unum Group (UNM) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$91.59 +1.49% NYSE • Public Delayed / 60s Snapshot

Unum Group (UNM) carries a Roarable Rating of C+ (Hold) with 66/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.

ROARABLE C+ • HOLD / WATCH Cap $14.50B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERHOLD / WATCH • C+
025507510066
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw D+ · Rk A-
Cash (11)Whales (10)SEC (16)Macro (17)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+3.6% Base Target
$112 Bull$95 Base$74 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:57% Call Buyers ($2.6M)
43% PutsMax Pain: $90.00
VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How UNM Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$555.4M (4.2% FCF Margin)
Revenue$13.08BGross Profit $5.75B (44%)Cost of Sales $7.32BOp Profit $871.4M (6.7%)OpEx (R&D/SG&A) $4.88BNet Profit$738.5M (5.6%)Tax/Other $132.9M

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow
FY23
Rev $12.39B
FY24
Rev $12.89B
FY25
Rev $13.08B
Fiscal YearRevenueGross MarginOp MarginNet ProfitFree Cash FlowROIC %
FY 2025$13.08B44%6.7%$738.5M$555.4M8.7%
FY 2024$12.89B44%16.3%$1.78B$1.39B21.8%
FY 2023$12.39B44%12.2%$1.28B$645.4M13.3%
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Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring UNM)

  • ✓Live walkthrough of UNM's RQD Radar, SEC cash-conversion gap & downside levels
  • ✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
  • ✓Includes instant 24/7 email alert whenever any of your stocks flip to Red
RQD INSIDER CLUB UPGRADE$49/YEAR
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UNM // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +13.39%📐 HORIZONTAL RANGE
2026-10-30O $91.15H $91.39L $90.05C $91.14VOL 1.07M
RES: $99.20SUP: $85.25SMA50: $92.20SMA200: $83.97
$98.30$91.97$85.64$79.31$72.99RES $99.20SUP $85.25$91.142026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

UNM Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
13.1%/yr Implied 5Y Growth

vs. +1.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on UNM today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for UNM. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for UNM today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

UNM Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is Unum Group (UNM)?

In FY 2025 (10-K), UNM converted $13.1B of revenue into a 44% gross margin, 6.7% operating margin, and $555.4M in free cash flow (4.2% FCF margin).