UMB Financial Corporation (UMBF) Dividend Safety Gauge & 10-Year DRIP Compounder

$136.16 +2.89% NASDAQ • Public Delayed / 60s Snapshot

UMB Financial Corporation (UMBF) carries a Roarable Rating of C (Hold) with 62/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.

ROARABLE C • HOLD / WATCH Cap $10.34B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERHOLD / WATCH • C
025507510062
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw D+ · Rk C+
Cash (13)Whales (10)SEC (16)Macro (11)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+1.8% Base Target
$164 Bull$139 Base$108 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:56% Call Buyers ($2.5M)
44% PutsMax Pain: $133.00
CASH DIVIDEND + BUYBACK YIELD
3.11% Total Yield
1.31% Cash ($1.78/yr) + 1.8% Buybacks
PAYOUT SAFETY SPEEDOMETER
88/100 • FORTRESS PAYOUT
FREE CASH FLOW PAYOUT RATIO
14% of FCF
8 consecutive years of payout growth
INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (7.3% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $20,230

Est. Year-10 Shareholder Yield: $629/yr
$10.7K
Yr 1
$11.5K
Yr 2
$12.4K
Yr 3
$13.3K
Yr 4
$14.2K
Yr 5
$15.3K
Yr 6
$16.4K
Yr 7
$17.6K
Yr 8
$18.9K
Yr 9
$20.2K
Yr 10
🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher + Senior Cash-Flow & Income Strategist

Cash-Fortress Compounders: Collecting Safe Yield & Upside in UMBF & Top A-Rated Leaders

  • ✓12-month Bull/Base/Bear fair-value walkthrough on UMBF and its top sector rival
  • ✓The Top 5 Roarable A-Rated cash compounders with heavy executive & 13F accumulation
  • ✓Includes free daily Morning Market Weather & signal upgrade/downgrade dispatch
RQD INSIDER CLUB UPGRADE$49/YEAR
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UMBF // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +6.58%📐 HORIZONTAL RANGE
2026-10-30O $136.2H $136.6L $133.3C $134.5VOL 616.1K
RES: $165.1SUP: $121.9SMA50: $135.7SMA200: $131.3
$155.9$145.3$134.8$124.3$113.8RES $165.1SUP $121.9$134.52026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

UMBF Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
6.8%/yr Implied 5Y Growth

vs. +7.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on UMBF today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for UMBF. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for UMBF today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

UMBF Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does UMBF pay a dividend and is it safe?

UMB Financial Corporation (UMBF) offers a 1.31% cash dividend yield ($1.78 annualized) and 3.11% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.