The Travelers Companies Inc. (TRV) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$398.27 +1.08% NYSE • Public Delayed / 60s Snapshot

The Travelers Companies Inc. (TRV) carries a Roarable Rating of C (Hold) with 65/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.

ROARABLE C • HOLD / WATCH Cap $81.62B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERHOLD / WATCH • C
025507510065
2-of-3 JEV AI Jury Bullish
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw C- · Rk B
Cash (14)Whales (10)SEC (16)Macro (13)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+3.2% Base Target
$485 Bull$411 Base$320 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:60% Call Buyers ($8.8M)
40% PutsMax Pain: $390.00
VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How TRV Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$8.41B (17.2% FCF Margin)
Revenue$48.83BGross Profit $21.48B (44%)Cost of Sales $27.34BOp Profit $7.42B (15.2%)OpEx (R&D/SG&A) $14.06BNet Profit$6.29B (12.9%)Tax/Other $1.13B

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow
FY23
Rev $41.36B
FY24
Rev $46.42B
FY25
Rev $48.83B
Fiscal YearRevenueGross MarginOp MarginNet ProfitFree Cash FlowROIC %
FY 2025$48.83B44%15.2%$6.29B$8.41B8.8%
FY 2024$46.42B44%12.7%$5.00B$6.98B7.7%
FY 2023$41.36B44%8.5%$2.99B$5.85B9.3%
🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher & Guest Forensic Quant Desk

Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring TRV)

  • ✓Live walkthrough of TRV's RQD Radar, SEC cash-conversion gap & downside levels
  • ✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
  • ✓Includes instant 24/7 email alert whenever any of your stocks flip to Red
RQD INSIDER CLUB UPGRADE$49/YEAR
Want Plain-English AI Custom Indicators, Daily Pro Trader Video Clips & SMS Crash Alerts?
TRV // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +29.85%📐 HORIZONTAL RANGE
2026-10-30O $401.9H $404.2L $395.9C $396.2VOL 1.41M
RES: $408.8SUP: $350.1SMA50: $374.6SMA200: $329.9
$416.6$380.6$344.6$308.6$272.6RES $408.8SUP $350.1$396.22026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

TRV Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
4.2%/yr Implied 5Y Growth

vs. +5.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on TRV today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for TRV. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for TRV today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

TRV Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is The Travelers Companies Inc. (TRV)?

In FY 2025 (10-K), TRV converted $48.8B of revenue into a 44% gross margin, 15.2% operating margin, and $8.4B in free cash flow (17.2% FCF margin).