PNC Financial Services Group Inc. (The) (PNC) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$231.83 +1.57% NYSE • Public Delayed / 60s Snapshot

PNC Financial Services Group Inc. (The) (PNC) carries a Roarable Rating of C- (Hold) with 61/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.

ROARABLE C- • HOLD / WATCH Cap $92.49B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERHOLD / WATCH • C-
025507510061
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw D+ · Rk B
Cash (9)Whales (10)SEC (16)Macro (14)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+1.4% Base Target
$277 Bull$235 Base$183 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:58% Call Buyers ($9.7M)
42% PutsMax Pain: $227.00
VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How PNC Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$3.34B (14.5% FCF Margin)
Revenue$23.10BGross Profit $10.16B (44%)Cost of Sales $12.94BOp Profit $3.25B (14.1%)OpEx (R&D/SG&A) $6.91BNet Profit$0 (0%)Tax/Other $3.25B

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow
FY23
Rev $21.49B
FY24
Rev $21.55B
FY25
Rev $23.10B
Fiscal YearRevenueGross MarginOp MarginNet ProfitFree Cash FlowROIC %
FY 2025$23.10B44%14.1%$0$3.34B1.1%
FY 2024$21.55B44%14.1%$0$6.91B1.1%
FY 2023$21.49B44%14.1%$0$9.14B7.8%
🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher & Guest Forensic Quant Desk

Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring PNC)

  • ✓Live walkthrough of PNC's RQD Radar, SEC cash-conversion gap & downside levels
  • ✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
  • ✓Includes instant 24/7 email alert whenever any of your stocks flip to Red
RQD INSIDER CLUB UPGRADE$49/YEAR
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PNC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +2.18%📐 HORIZONTAL RANGE
2026-10-30O $232.7H $233.0L $226.8C $227.9VOL 1.51M
RES: $238.4SUP: $208.4SMA50: $230.1SMA200: $229.0
$262.7$247.1$231.4$215.7$200.0RES $238.4SUP $208.4$227.92026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PNC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
28.3%/yr Implied 5Y Growth

vs. +7.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on PNC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PNC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for PNC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

PNC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is PNC Financial Services Group Inc. (The) (PNC)?

In FY 2025 (10-K), PNC converted $23.1B of revenue into a 44% gross margin, 14.1% operating margin, and $3.3B in free cash flow (14.5% FCF margin).