Paylocity Holding Corporation (PCTY) β€” RQD Stock Rating Cockpit

$168.40 -0.06% NASDAQ β€’ Public Delayed / 60s Snapshot

Paylocity Holding Corporation (PCTY) carries a Roarable Rating of D+ (Sell) with 58/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh money.

ROARABLE D+ β€’ SELL / AVOID Cap $8.79B
INTERACTIVE SCENARIO DECK:
RQD QUANT TACHOMETERSELL / AVOID β€’ D+
025507510058
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw D+ Β· Rk C-
Cash (12)Whales (10)SEC (8)Macro (11)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+0% Base Target
$199 Bull$168 Base$131 Bear
πŸ”΄ SUNDAY NIGHT PREP β€’ 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:53% Call Buyers ($2.4M)
47% PutsMax Pain: $165.00
RSI-14 MOMENTUMBULLISH MOMENTUM
65.130 Oversold Β· 70 Hot
ALTMAN-Z SHIELDDISTRESS RISK (<1.8)
1.49>3.0 Fortress Safe
PIOTROSKI F-SCOREHIGH QUALITY (7–9)
8 / 99-Pt Accounting
52-WEEK LASER RANGE88% OF RANGE
L: $93$168.40H: $179
1. Money & Cash Health● MIXED
Are profits real cash in the bank?

Decent core business (75% profit margin), though cash flow growth is moderate rather than explosive right now.

Factor Grade: C-RQD 12 / 20
2. Big Money & Insiders● NEUTRAL
Are whales & executives buying or selling?

Big funds and company insiders are mostly holding steady without aggressive buying or panic selling.

Factor Grade: C-RQD 22 / 40
3. Hidden Risks & Market Weather● WATCH
SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: C-RQD 24 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on PCTY

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
NEUTRAL (60)

7.1% ROIC with 74.5% gross margin and 4.61% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
BEARISH (36)

Flagged cash-conversion divergence or elevated filing risk disclosures.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
NEUTRAL (55)

Put/Call 0.89x with 22/40 institutional & insider flow.

Bull Case: Why Buyers Like PCTY
  • βœ“Established market leader in Technology with deep daily trading liquidity.
Bear Case: What Could Go Wrong
  • !Priced at 39x earningsβ€”high expectations leave less room for a lukewarm quarter.
πŸ”΄ SUNDAY NIGHT PREP β€’ 7:00 PM ETHosted Live by Perry Belcher & Guest Forensic Quant Desk

Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring PCTY)

  • βœ“Live walkthrough of PCTY's RQD Radar, SEC cash-conversion gap & downside levels
  • βœ“3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
  • βœ“Includes instant 24/7 email alert whenever any of your stocks flip to Red
RQD INSIDER CLUB UPGRADE$49/YEAR
Want Plain-English AI Custom Indicators, Daily Pro Trader Video Clips & SMS Crash Alerts?
PCTY // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +62.02%β–² ASCENDING CHANNEL
2026-10-30O $170.5H $173.2L $169.3C $170.9VOL 835.7K
RES: $180.2SUP: $153.1SMA50: $154.3SMA200: $126.3
$184.1$160.9$137.6$114.4$91.09RES $180.2SUP $153.1$170.92026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PCTY Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
29.6%/yr Implied 5Y Growth

vs. +14.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on PCTY today. View full Setup Ledger β†’

πŸ¦‹ Documented & Second-Order Butterfly Connections Open Graph β†’

No direct multi-tier Butterfly edges indexed yet for PCTY. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for PCTY today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk β†’

PCTY Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS β€’ SEC EDGAR Γ— CBOE Γ— FRED

Should I buy, hold, or sell PCTY stock right now?

Paylocity Holding Corporation (PCTY) currently earns a Roarable Rating of D+ (Sell β€” SELL) with 58/100 RQD Confidence. Stretched risk/reward at 39x P/E (7% return on capital) under elevated 10-year interest-rate pressure.

What is PCTY's 12-month price target and RQD AI Jury consensus?

PCTY's 12-month base price target is $168.4 (range $131.35 to $198.71), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.