OneMain Holdings Inc. (OMF) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$59.34 +2.93% NYSE • Public Delayed / 60s Snapshot

OneMain Holdings Inc. (OMF) carries a Roarable Rating of C (Hold) with 63/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.

ROARABLE C • HOLD / WATCH Cap $6.83B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERHOLD / WATCH • C
025507510063
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw D+ · Rk B
Cash (11)Whales (10)SEC (16)Macro (14)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+2.3% Base Target
$76 Bull$61 Base$47 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:59% Call Buyers ($2.7M)
41% PutsMax Pain: $58.00
VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How OMF Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$3.13B (78.3% FCF Margin)
Revenue$4.00BGross Profit $0 (0%)Cost of Sales $4.00BOp Profit $0 (0%)OpEx (R&D/SG&A) $0Net Profit$783.0M (19.6%)Tax/Other $0

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow
FY23
Rev $4.00B
FY24
Rev $4.00B
FY25
Rev $4.00B
Fiscal YearRevenueGross MarginOp MarginNet ProfitFree Cash FlowROIC %
FY 2025$4.00B0%23.1%$783.0M$3.13B5.5%
FY 2024$4.00B0%15%$509.0M$2.70B3.7%
FY 2023$4.00B0%18.9%$641.0M$2.52B26.3%
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Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring OMF)

  • ✓Live walkthrough of OMF's RQD Radar, SEC cash-conversion gap & downside levels
  • ✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
  • ✓Includes instant 24/7 email alert whenever any of your stocks flip to Red
RQD INSIDER CLUB UPGRADE$49/YEAR
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OMF // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -3.78%📐 HORIZONTAL RANGE
2026-10-30O $56.56H $58.38L $56.22C $56.55VOL 1.29M
RES: $72.16SUP: $53.68SMA50: $59.02SMA200: $58.36
$67.38$63.11$58.84$54.57$50.29RES $72.16SUP $53.68$56.552026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

OMF Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
-3.9%/yr Implied 5Y Growth

vs. +23.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on OMF today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for OMF. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for OMF today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

OMF Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is OneMain Holdings Inc. (OMF)?

In FY 2025 (10-K), OMF converted $4.0B of revenue into a 0% gross margin, 0% operating margin, and $3.1B in free cash flow (78.3% FCF margin).