Nu Holdings Ltd. Class A (NU) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$12.05 +0.67% NYSE • Public Delayed / 60s Snapshot

Nu Holdings Ltd. Class A (NU) carries a Roarable Rating of C+ (Hold) with 66/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.

ROARABLE C+ • HOLD / WATCH Cap $58.51B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERHOLD / WATCH • C+
025507510066
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw D+ · Rk B+
Cash (12)Whales (10)SEC (16)Macro (16)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+3.6% Base Target
$20 Bull$12 Base$10 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:58% Call Buyers ($6.2M)
42% PutsMax Pain: $12.00
VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • Trailing 12 Months

How NU Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$1.29B (15.8% FCF Margin)
Revenue$8.19BGross Profit $3.36B (41%)Cost of Sales $4.83BOp Profit $1.14B (13.9%)OpEx (R&D/SG&A) $2.22BNet Profit$892.9M (10.9%)Tax/Other $245.7M
🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher & Guest Forensic Quant Desk

Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring NU)

  • ✓Live walkthrough of NU's RQD Radar, SEC cash-conversion gap & downside levels
  • ✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
  • ✓Includes instant 24/7 email alert whenever any of your stocks flip to Red
RQD INSIDER CLUB UPGRADE$49/YEAR
Want Plain-English AI Custom Indicators, Daily Pro Trader Video Clips & SMS Crash Alerts?
NU // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -19.82%🛡️ HOLDING TREND SUPPORT
2026-10-30O $11.75H $11.85L $11.48C $11.61VOL 92.95M
RES: $16.18SUP: $11.35SMA50: $14.32SMA200: $14.46
$16.57$15.12$13.66$12.20$10.75RES $16.18SUP $11.35$11.612026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

NU Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
25.3%/yr Implied 5Y Growth

vs. +4.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on NU today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for NU. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for NU today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

NU Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is Nu Holdings Ltd. Class A (NU)?

In Trailing 12 Months, NU converted $8.2B of revenue into a 41% gross margin, 13.9% operating margin, and $1.3B in free cash flow (15.8% FCF margin).