M&T Bank Corporation (MTB) Revenue-to-Profit Sankey Flow & SEC XBRL Financials
M&T Bank Corporation (MTB) carries a Roarable Rating of C- (Hold) with 61/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.
How MTB Turns Every Dollar of Sales Into Real Bottom-Line Profit
Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory
| Fiscal Year | Revenue | Gross Margin | Op Margin | Net Profit | Free Cash Flow | ROIC % |
|---|---|---|---|---|---|---|
| FY 2025 | $1.66B | 44% | 203% | $2.85B | $2.93B | 3% |
| FY 2024 | $1.54B | 44% | 198.2% | $2.59B | $3.54B | 2.8% |
| FY 2023 | $1.48B | 44% | 218% | $2.74B | $3.84B | 23.8% |
Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring MTB)
- ✓Live walkthrough of MTB's RQD Radar, SEC cash-conversion gap & downside levels
- ✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
- ✓Includes instant 24/7 email alert whenever any of your stocks flip to Red
MTB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +7.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on MTB today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for MTB. Explore sector supply chains on /butterfly.
MTB Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDHow profitable is M&T Bank Corporation (MTB)?
In FY 2025 (10-K), MTB converted $1.7B of revenue into a 44% gross margin, 44% operating margin, and $2.9B in free cash flow (176.7% FCF margin).