Humana Inc. (HUM) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$417.56 +1.38% NYSE • Public Delayed / 60s Snapshot

Humana Inc. (HUM) carries a Roarable Rating of C- (Hold) with 60/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.

ROARABLE C- • HOLD / WATCH Cap $50.14B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERHOLD / WATCH • C-
025507510060
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw D+ · Rk B
Cash (9)Whales (10)SEC (16)Macro (13)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+0.9% Base Target
$497 Bull$421 Base$329 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:61% Call Buyers ($5.5M)
39% PutsMax Pain: $409.00
VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How HUM Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$375.0M (0.3% FCF Margin)
Revenue$129.66BGross Profit $57.05B (44%)Cost of Sales $72.61BOp Profit $2.70B (2.1%)OpEx (R&D/SG&A) $54.35BNet Profit$1.19B (0.9%)Tax/Other $1.52B

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow
FY23
Rev $106.37B
FY24
Rev $117.76B
FY25
Rev $129.66B
Fiscal YearRevenueGross MarginOp MarginNet ProfitFree Cash FlowROIC %
FY 2025$129.66B44%2.1%$1.19B$375.0M8.3%
FY 2024$117.76B44%2.2%$1.21B$2.39B8%
FY 2023$106.37B44%3.8%$2.49B-$805.8M4.1%
🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher & Guest Forensic Quant Desk

Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring HUM)

  • ✓Live walkthrough of HUM's RQD Radar, SEC cash-conversion gap & downside levels
  • ✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
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RQD INSIDER CLUB UPGRADE$49/YEAR
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HUM // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +75.31%▲ ASCENDING CHANNEL
2026-10-30O $415.7H $420.4L $409.4C $414.5VOL 887.9K
RES: $463.4SUP: $383.7SMA50: $401.0SMA200: $308.3
$475.3$397.6$319.9$242.2$164.5RES $463.4SUP $383.7$414.52026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

HUM Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
31.8%/yr Implied 5Y Growth

vs. +10.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on HUM today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for HUM. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for HUM today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

HUM Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is Humana Inc. (HUM)?

In FY 2025 (10-K), HUM converted $129.7B of revenue into a 44% gross margin, 2.1% operating margin, and $375.0M in free cash flow (0.3% FCF margin).