Heartflow Inc. (HTFL) — RQD Stock Rating Cockpit

$60.53 +2.42% NASDAQ • Public Delayed / 60s Snapshot

Heartflow Inc. (HTFL) receives a Roarable Rating of D (Sell) and flashes a Red SELL / AVOID warning (62/100 RQD Confidence). Our SEC filing scanner spotted paper earnings outpacing real operating cash flow (-42.8% (NI vs OCF)) while unpaid customer invoices grew—a classic sign to step aside until cash flow catches up.

ROARABLE D • SELL / AVOID Cap $5.26B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERSELL / AVOID • D
025507510062
2-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw D+ · Rk D
Cash (10)Whales (10)SEC (8)Macro (17)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+1.8% Base Target
$73 Bull$62 Base$48 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:55% Call Buyers ($2.5M)
45% PutsMax Pain: $59.00
RSI-14 MOMENTUMBULLISH MOMENTUM
67.330 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
26.00>3.0 Fortress Safe
PIOTROSKI F-SCORESOLID CORE (5–6)
5 / 99-Pt Accounting
52-WEEK LASER RANGE99% OF RANGE
L: $20$60.53H: $61
1. Money & Cash Health● RED FLAG
Are profits real cash in the bank?

Warning: Paper profits outpaced real cash collected while unpaid invoices rose—classic earnings quality red flag.

Factor Grade: DRQD 10 / 20
2. Big Money & Insiders● NEUTRAL
Are whales & executives buying or selling?

Big funds and company insiders are mostly holding steady without aggressive buying or panic selling.

Factor Grade: C-RQD 22 / 40
3. Hidden Risks & Market Weather● WARNING
SEC fine-print scan & interest-rate fit

Our SEC fine-print scanner flagged elevated accounting or executive-hedging risk combined with interest-rate headwinds.

Factor Grade: DRQD 30 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bearish Warning on HTFL

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
BEARISH (50)

-12.0% ROIC with 76.8% gross margin and -1.12% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
BEARISH (36)

Flagged cash-conversion divergence or elevated filing risk disclosures.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
NEUTRAL (65)

Put/Call 0.81x with 22/40 institutional & insider flow.

Bull Case: Why Buyers Like HTFL
  • ✓Established market leader in Health Care with deep daily trading liquidity.
Bear Case: What Could Go Wrong
  • !Headline earnings grew much faster than real operating cash flow—watch out for profit revisions.
🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher & Guest Forensic Quant Desk

Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring HTFL)

  • ✓Live walkthrough of HTFL's RQD Radar, SEC cash-conversion gap & downside levels
  • ✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
  • ✓Includes instant 24/7 email alert whenever any of your stocks flip to Red
RQD INSIDER CLUB UPGRADE$49/YEAR
Want Plain-English AI Custom Indicators, Daily Pro Trader Video Clips & SMS Crash Alerts?
HTFL // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +98.42%📐 HORIZONTAL RANGE
2026-10-30O $59.00H $59.54L $56.93C $59.05VOL 2.25M
RES: $62.22SUP: $22.38SMA50: $50.82SMA200: $34.12
$63.13$52.49$41.85$31.21$20.57RES $62.22SUP $22.38$59.052026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

HTFL Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
20.6%/yr Implied 5Y Growth

vs. +39.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on HTFL today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for HTFL. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for HTFL today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

HTFL Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell HTFL stock right now?

Heartflow Inc. (HTFL) currently earns a Roarable Rating of D (Sell — SELL) with 62/100 RQD Confidence. Accounting Warning: Paper earnings outpaced operating cash flow (-42.8% (NI vs OCF)) as receivables rose.

What is HTFL's 12-month price target and RQD AI Jury consensus?

HTFL's 12-month base price target is $61.62 (range $48.06 to $72.71), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.