Glacier Bancorp Inc. (GBCI) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$48.79 +1.41% NYSE • Public Delayed / 60s Snapshot

Glacier Bancorp Inc. (GBCI) carries a Roarable Rating of C (Hold) with 65/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.

ROARABLE C • HOLD / WATCH Cap $6.35B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERHOLD / WATCH • C
025507510065
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw D+ · Rk B
Cash (13)Whales (10)SEC (16)Macro (14)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+3.2% Base Target
$59 Bull$50 Base$39 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:54% Call Buyers ($2.4M)
46% PutsMax Pain: $48.00
VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How GBCI Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$347.6M (343.9% FCF Margin)
Revenue$101.1MGross Profit $44.5M (44%)Cost of Sales $56.6MOp Profit $44.5M (44%)OpEx (R&D/SG&A) $0Net Profit$239.0M (236.5%)Tax/Other $0

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow
FY23
Rev $88.5M
FY24
Rev $94.0M
FY25
Rev $101.1M
Fiscal YearRevenueGross MarginOp MarginNet ProfitFree Cash FlowROIC %
FY 2025$101.1M44%279.1%$239.0M$347.6M1.7%
FY 2024$94.0M44%238.7%$190.1M$209.8M1.6%
FY 2023$88.5M44%297.1%$222.9M$496.7M9.8%
🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher & Guest Forensic Quant Desk

Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring GBCI)

  • ✓Live walkthrough of GBCI's RQD Radar, SEC cash-conversion gap & downside levels
  • ✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
  • ✓Includes instant 24/7 email alert whenever any of your stocks flip to Red
RQD INSIDER CLUB UPGRADE$49/YEAR
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GBCI // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -1.00%⚡ TESTING RESISTANCE
2026-10-30O $49.27H $49.30L $48.23C $48.56VOL 1.05M
RES: $49.20SUP: $39.46SMA50: $45.31SMA200: $47.71
$55.45$51.85$48.26$44.67$41.07RES $49.20SUP $39.46$48.562026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

GBCI Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
20.2%/yr Implied 5Y Growth

vs. +7.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on GBCI today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for GBCI. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for GBCI today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

GBCI Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is Glacier Bancorp Inc. (GBCI)?

In FY 2025 (10-K), GBCI converted $101.1M of revenue into a 44% gross margin, 44% operating margin, and $347.6M in free cash flow (343.9% FCF margin).