Flagstar Bank N.A. (FLG) Revenue-to-Profit Sankey Flow & SEC XBRL Financials
Flagstar Bank N.A. (FLG) receives a Roarable Rating of D+ (Sell) and flashes a Red SELL / AVOID warning (54/100 RQD Confidence). Our SEC filing scanner spotted paper earnings outpacing real operating cash flow (+204.2% (NI vs OCF)) while unpaid customer invoices grew—a classic sign to step aside until cash flow catches up.
How FLG Turns Every Dollar of Sales Into Real Bottom-Line Profit
Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory
| Fiscal Year | Revenue | Gross Margin | Op Margin | Net Profit | Free Cash Flow | ROIC % |
|---|---|---|---|---|---|---|
| FY 2025 | $4.00B | 0% | -5.2% | -$177.0M | -$181.0M | -0.5% |
| FY 2024 | $4.00B | 0% | -33% | -$1.12B | $86.0M | -3.1% |
| FY 2023 | $4.00B | 0% | -2.3% | -$79.0M | $263.0M | -5.1% |
Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring FLG)
- ✓Live walkthrough of FLG's RQD Radar, SEC cash-conversion gap & downside levels
- ✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
- ✓Includes instant 24/7 email alert whenever any of your stocks flip to Red
FLG Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +2.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on FLG today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for FLG. Explore sector supply chains on /butterfly.
FLG Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDHow profitable is Flagstar Bank N.A. (FLG)?
In FY 2025 (10-K), FLG converted $4.0B of revenue into a 0% gross margin, 0% operating margin, and $0 in free cash flow (0% FCF margin).