FirstCash Holdings Inc. (FCFS) — RQD Stock Rating Cockpit

$187.82 -1.16% NASDAQ • Public Delayed / 60s Snapshot

FirstCash Holdings Inc. (FCFS) carries a Roarable Rating of C- (Hold) with 60/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.

ROARABLE C- • HOLD / WATCH Cap $8.06B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERHOLD / WATCH • C-
025507510060
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw D+ · Rk C
Cash (12)Whales (10)SEC (13)Macro (13)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+0.9% Base Target
$251 Bull$190 Base$148 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:55% Call Buyers ($2.5M)
45% PutsMax Pain: $184.00
RSI-14 MOMENTUMNEUTRAL RANGE
33.530 Oversold · 70 Hot
ALTMAN-Z SHIELDWATCH ZONE (1.8–3.0)
2.93>3.0 Fortress Safe
PIOTROSKI F-SCOREHIGH QUALITY (7–9)
9 / 99-Pt Accounting
52-WEEK LASER RANGE44% OF RANGE
L: $147$187.82H: $239
1. Money & Cash Health● MIXED
Are profits real cash in the bank?

Decent core business (96% profit margin), though cash flow growth is moderate rather than explosive right now.

Factor Grade: C-RQD 12 / 20
2. Big Money & Insiders● NEUTRAL
Are whales & executives buying or selling?

Big funds and company insiders are mostly holding steady without aggressive buying or panic selling.

Factor Grade: C-RQD 22 / 40
3. Hidden Risks & Market Weather● WATCH
SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: CRQD 26 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on FCFS

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
NEUTRAL (60)

7.3% ROIC with 96.0% gross margin and 6.34% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
NEUTRAL (65)

Altman-Z 2.93 and Piotroski 9/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
NEUTRAL (58)

Put/Call 0.82x with 22/40 institutional & insider flow.

Bull Case: Why Buyers Like FCFS
  • ✓Established market leader in Consumer Discretionary with deep daily trading liquidity.
Bear Case: What Could Go Wrong
  • !Broader market pullbacks can still drag down strong stocks in the short run.
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Today's Top 3 RQD Strong Buys & Whale Accumulation Setups (Live FCFS Tape Review)

  • ✓Live breakdown of today’s highest-scoring RQD Green-Light breakouts
  • ✓1 urgent Red-Light accounting trap to cut from your watchlist immediately
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RQD INSIDER CLUB UPGRADE$49/YEAR
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FCFS // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -16.94%📐 HORIZONTAL RANGE
2026-10-30O $187.1H $187.7L $179.5C $181.3VOL 783.7K
RES: $240.9SUP: $170.6SMA50: $213.4SMA200: $206.4
$244.1$222.7$201.3$179.9$158.5RES $240.9SUP $170.6$181.32026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FCFS Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
18.1%/yr Implied 5Y Growth

vs. +10.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on FCFS today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FCFS. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for FCFS today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

FCFS Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell FCFS stock right now?

FirstCash Holdings Inc. (FCFS) currently earns a Roarable Rating of C- (Hold — HOLD) with 60/100 RQD Confidence. Solid 96% profit margin (7% return on capital), mixed timing at 24x P/E—hold if owned, no rush to chase.

What is FCFS's 12-month price target and RQD AI Jury consensus?

FCFS's 12-month base price target is $189.51 (range $147.82 to $250.88), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.