Corpay Inc. (CPAY) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$397.97 +0.53% NYSE • Public Delayed / 60s Snapshot

Corpay Inc. (CPAY) carries a Roarable Rating of C (Hold) with 62/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.

ROARABLE C • HOLD / WATCH Cap $26.13B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERHOLD / WATCH • C
025507510062
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw C- · Rk C
Cash (14)Whales (10)SEC (13)Macro (13)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+1.8% Base Target
$478 Bull$405 Base$316 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:56% Call Buyers ($2.6M)
44% PutsMax Pain: $390.00
VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How CPAY Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$1.30B (28.7% FCF Margin)
Revenue$4.53BGross Profit $1.99B (44%)Cost of Sales $2.54BOp Profit $1.99B (44%)OpEx (R&D/SG&A) $0Net Profit$1.07B (23.6%)Tax/Other $922.5M

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow
FY23
Rev $3.76B
FY24
Rev $3.97B
FY25
Rev $4.53B
Fiscal YearRevenueGross MarginOp MarginNet ProfitFree Cash FlowROIC %
FY 2025$4.53B44%44%$1.07B$1.30B20.6%
FY 2024$3.97B44%45%$1.00B$1.77B24.5%
FY 2023$3.76B44%44.1%$982.0M$1.93B15.1%
🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher & Guest Forensic Quant Desk

Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring CPAY)

  • ✓Live walkthrough of CPAY's RQD Radar, SEC cash-conversion gap & downside levels
  • ✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
  • ✓Includes instant 24/7 email alert whenever any of your stocks flip to Red
RQD INSIDER CLUB UPGRADE$49/YEAR
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CPAY // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +30.83%🛡️ HOLDING TREND SUPPORT
2026-10-30O $400.2H $403.4L $396.8C $400.9VOL 406.5K
RES: $414.3SUP: $392.2SMA50: $403.3SMA200: $355.5
$436.5$399.1$361.7$324.3$286.8RES $414.3SUP $392.2$400.92026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CPAY Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
18.1%/yr Implied 5Y Growth

vs. +13.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on CPAY today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for CPAY. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for CPAY today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

CPAY Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is Corpay Inc. (CPAY)?

In FY 2025 (10-K), CPAY converted $4.5B of revenue into a 44% gross margin, 44% operating margin, and $1.3B in free cash flow (28.7% FCF margin).