Cullen/Frost Bankers Inc. (CFR) Dividend Safety Gauge & 10-Year DRIP Compounder

$157.85 +0.54% NYSE • Public Delayed / 60s Snapshot

Cullen/Frost Bankers Inc. (CFR) carries a Roarable Rating of D+ (Sell) with 57/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh money.

ROARABLE D+ • SELL / AVOID Cap $9.81B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERSELL / AVOID • D+
025507510057
2-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw D · Rk B
Cash (5)Whales (10)SEC (8)Macro (14)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE-0.4% Base Target
$185 Bull$157 Base$123 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:54% Call Buyers ($2.4M)
46% PutsMax Pain: $155.00
CASH DIVIDEND + BUYBACK YIELD
3.2% Total Yield
2.6% Cash ($4.10/yr) + 0.6% Buybacks
PAYOUT SAFETY SPEEDOMETER
41/100 • ELEVATED PAYOUT WATCH
FREE CASH FLOW PAYOUT RATIO
96% of FCF
8 consecutive years of payout growth
INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (11.1% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $28,651

Est. Year-10 Shareholder Yield: $917/yr
$11.1K
Yr 1
$12.3K
Yr 2
$13.7K
Yr 3
$15.2K
Yr 4
$16.9K
Yr 5
$18.8K
Yr 6
$20.9K
Yr 7
$23.2K
Yr 8
$25.8K
Yr 9
$28.7K
Yr 10
🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher & Guest Forensic Quant Desk

Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring CFR)

  • ✓Live walkthrough of CFR's RQD Radar, SEC cash-conversion gap & downside levels
  • ✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
  • ✓Includes instant 24/7 email alert whenever any of your stocks flip to Red
RQD INSIDER CLUB UPGRADE$49/YEAR
Want Plain-English AI Custom Indicators, Daily Pro Trader Video Clips & SMS Crash Alerts?
CFR // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +8.74%📐 WEDGE COMPRESSION COIL
2026-10-30O $159.1H $159.1L $156.3C $157.6VOL 522.3K
RES: $162.2SUP: $148.1SMA50: $157.7SMA200: $148.8
$173.5$162.3$151.0$139.8$128.5RES $162.2SUP $148.1$157.62026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CFR Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
7.3%/yr Implied 5Y Growth

vs. +14.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on CFR today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for CFR. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for CFR today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

CFR Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does CFR pay a dividend and is it safe?

Cullen/Frost Bankers Inc. (CFR) offers a 2.6% cash dividend yield ($4.10 annualized) and 3.2% total shareholder yield including buybacks. Roarable rates its payout coverage as ELEVATED PAYOUT WATCH.