Credit Acceptance Corporation (CACC) Revenue-to-Profit Sankey Flow & SEC XBRL Financials
Credit Acceptance Corporation (CACC) carries a Roarable Rating of C (Hold) with 63/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.
How CACC Turns Every Dollar of Sales Into Real Bottom-Line Profit
Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory
| Fiscal Year | Revenue | Gross Margin | Op Margin | Net Profit | Free Cash Flow | ROIC % |
|---|---|---|---|---|---|---|
| FY 2025 | $2.32B | 44% | 0% | $424 | $1.05B | 0% |
| FY 2024 | $2.16B | 44% | 0% | $248 | $1.14B | 0% |
| FY 2023 | $1.90B | 44% | 0% | $286 | $1.12B | 0% |
Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring CACC)
- ✓Live walkthrough of CACC's RQD Radar, SEC cash-conversion gap & downside levels
- ✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
- ✓Includes instant 24/7 email alert whenever any of your stocks flip to Red
CACC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +7.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on CACC today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for CACC. Explore sector supply chains on /butterfly.
CACC Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDHow profitable is Credit Acceptance Corporation (CACC)?
In FY 2025 (10-K), CACC converted $2.3B of revenue into a 44% gross margin, 0% operating margin, and $1.1B in free cash flow (45.4% FCF margin).