Citigroup Inc. (C) Revenue-to-Profit Sankey Flow & SEC XBRL Financials
Citigroup Inc. (C) receives a Roarable Rating of D+ (Sell) and flashes a Red SELL / AVOID warning (53/100 RQD Confidence). Our SEC filing scanner spotted paper earnings outpacing real operating cash flow (+132.8% (NI vs OCF)) while unpaid customer invoices grew—a classic sign to step aside until cash flow catches up.
How C Turns Every Dollar of Sales Into Real Bottom-Line Profit
Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory
| Fiscal Year | Revenue | Gross Margin | Op Margin | Net Profit | Free Cash Flow | ROIC % |
|---|---|---|---|---|---|---|
| FY 2025 | $85.22B | 44% | 19.8% | $14.31B | -$74.15B | 1.3% |
| FY 2024 | $80.72B | 44% | 18.5% | $12.68B | -$26.17B | 1.3% |
| FY 2023 | $78.07B | 44% | 13.9% | $9.23B | -$76.93B | 12.3% |
Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring C)
- ✓Live walkthrough of C's RQD Radar, SEC cash-conversion gap & downside levels
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C Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +5.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on C today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for C. Explore sector supply chains on /butterfly.
C Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDHow profitable is Citigroup Inc. (C)?
In FY 2025 (10-K), C converted $85.2B of revenue into a 44% gross margin, 19.8% operating margin, and $0 in free cash flow (0% FCF margin).