The Baldwin Insurance Group Inc. (BWIN) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$31.83 -0.38% NASDAQ • Public Delayed / 60s Snapshot

The Baldwin Insurance Group Inc. (BWIN) carries a Roarable Rating of D+ (Sell) with 54/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh money.

ROARABLE D+ • SELL / AVOID Cap $4.44B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERSELL / AVOID • D+
025507510054
2-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw D · Rk C+
Cash (5)Whales (10)SEC (8)Macro (11)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE-1.8% Base Target
$37 Bull$31 Base$24 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:56% Call Buyers ($2.5M)
44% PutsMax Pain: $31.00
VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How BWIN Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$0 (0% FCF Margin)
Revenue$1.49BGross Profit $657.2M (44%)Cost of Sales $836.5MOp Profit $73.9M (4.9%)OpEx (R&D/SG&A) $583.3MNet Profit$0 (0%)Tax/Other $73.9M

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow
FY23
Rev $1.21B
FY24
Rev $1.38B
FY25
Rev $1.49B
Fiscal YearRevenueGross MarginOp MarginNet ProfitFree Cash FlowROIC %
FY 2025$1.49B44%4.9%-$54.2M-$96.6M3.4%
FY 2024$1.38B44%4.4%-$41.1M-$10.5M2.9%
FY 2023$1.21B44%-3.5%-$164.0M-$54.5M-2.3%
🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher & Guest Forensic Quant Desk

Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring BWIN)

  • ✓Live walkthrough of BWIN's RQD Radar, SEC cash-conversion gap & downside levels
  • ✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
  • ✓Includes instant 24/7 email alert whenever any of your stocks flip to Red
RQD INSIDER CLUB UPGRADE$49/YEAR
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BWIN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +40.54%⚡ TESTING RESISTANCE
2026-10-30O $31.92H $31.94L $31.85C $31.93VOL 1.58M
RES: $31.86SUP: $31.19SMA50: $31.46SMA200: $25.09
$33.82$29.22$24.62$20.01$15.41RES $31.86SUP $31.19$31.932026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BWIN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
22.3%/yr Implied 5Y Growth

vs. +8.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on BWIN today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BWIN. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for BWIN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

BWIN Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is The Baldwin Insurance Group Inc. (BWIN)?

In FY 2025 (10-K), BWIN converted $1.5B of revenue into a 44% gross margin, 4.9% operating margin, and $0 in free cash flow (0% FCF margin).