AFLAC Incorporated (AFL) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$123.54 +1.47% NYSE • Public Delayed / 60s Snapshot

AFLAC Incorporated (AFL) carries a Roarable Rating of C (Hold) with 64/100 RQD Confidence. The underlying business is intact, so current owners don’t need to panic-sell—but mixed big-money flow or rich pricing means new buyers can afford to wait for either a pullback or a B-or-higher upgrade.

ROARABLE C • HOLD / WATCH Cap $61.94B
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
RQD QUANT TACHOMETERHOLD / WATCH • C
025507510064
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
5-PILLAR SNOWFLAKE RADARRw D+ · Rk B+
Cash (10)Whales (10)SEC (16)Macro (16)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+2.7% Base Target
$150 Bull$127 Base$99 Bear
🔴 SUNDAY NIGHT PREP • 7:00 PM ET
WHALE OPTIONS TUG-OF-WAR:57% Call Buyers ($6.4M)
43% PutsMax Pain: $121.00
VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How AFL Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$1.78B (10.4% FCF Margin)
Revenue$17.16BGross Profit $7.55B (44%)Cost of Sales $9.61BOp Profit $4.30B (25.1%)OpEx (R&D/SG&A) $3.25BNet Profit$3.65B (21.2%)Tax/Other $656.3M

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow
FY23
Rev $18.70B
FY24
Rev $18.93B
FY25
Rev $17.16B
Fiscal YearRevenueGross MarginOp MarginNet ProfitFree Cash FlowROIC %
FY 2025$17.16B44%25.1%$3.65B$1.78B5.4%
FY 2024$18.93B44%33.9%$5.44B$1.86B8.3%
FY 2023$18.70B44%29.4%$4.66B$2.35B21.1%
🔴 SUNDAY NIGHT PREP • 7:00 PM ETHosted Live by Perry Belcher & Guest Forensic Quant Desk

Red-Light Warning Desk: How Pros Profit When Overhyped Stocks Crack (Featuring AFL)

  • ✓Live walkthrough of AFL's RQD Radar, SEC cash-conversion gap & downside levels
  • ✓3 asymmetric Bear/Hedge setups institutions use when 10-year yields stay elevated
  • ✓Includes instant 24/7 email alert whenever any of your stocks flip to Red
RQD INSIDER CLUB UPGRADE$49/YEAR
Want Plain-English AI Custom Indicators, Daily Pro Trader Video Clips & SMS Crash Alerts?
AFL // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +8.99%▲ RESISTANCE BREAKOUT
2026-10-30O $125.3H $125.7L $123.8C $123.9VOL 2.16M
RES: $118.9SUP: $106.4SMA50: $116.7SMA200: $115.9
$131.7$125.6$119.6$113.6$107.5RES $118.9SUP $106.4$123.92026-04-302026-06-152026-07-312026-09-162026-10-30
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

AFL Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
9.9%/yr Implied 5Y Growth

vs. -9.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on AFL today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for AFL. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for AFL today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

AFL Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is AFLAC Incorporated (AFL)?

In FY 2025 (10-K), AFL converted $17.2B of revenue into a 44% gross margin, 25.1% operating margin, and $1.8B in free cash flow (10.4% FCF margin).